Banas Finance Ltd

Banas Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Banas Finance Ltd

₹ 7.05 1.00%
14 Jul - close price
banasfinance.wordpress.com BSE: 509053
About

Incorporated in 1993, Banas Finance Ltd is in the business of finance and share trading[1]

Key Points

Business Overview:[1]
BFL is registered as a Non-Systematically Important Non Deposit Taking, Non Banking Financial Company which deals in Finance and Trading

Website BSE
  • Market Cap ₹ 63.2 Cr.
  • Current Price ₹ 7.05
  • High / Low ₹ 10.3 / 5.01
  • Stock P/E 5.57
  • Book Value ₹ 15.3
  • Dividend Yield 0.00 %
  • ROCE 7.86 %
  • ROE 7.10 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.46 times its book value
  • Company is expected to give good quarter
  • Company's working capital requirements have reduced from 119 days to 66.3 days

Cons

  • Promoter holding is low: 26.6%
  • Company has a low return on equity of -0.80% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Investment Company

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
7.24 11.02 17.47 11.58 32.56 6.08 8.20 30.57 4.10 19.49 18.99 13.65 20.81
22.22 4.95 4.07 17.42 19.45 13.37 18.59 31.09 8.83 10.06 9.84 16.68 10.37
Operating Profit -14.98 6.07 13.40 -5.84 13.11 -7.29 -10.39 -0.52 -4.73 9.43 9.15 -3.03 10.44
OPM % -206.91% 55.08% 76.70% -50.43% 40.26% -119.90% -126.71% -1.70% -115.37% 48.38% 48.18% -22.20% 50.17%
0.06 0.18 4.04 0.06 2.70 0.05 0.24 0.07 0.13 0.14 0.29 1.89 0.21
Interest 0.02 0.02 0.02 0.00 0.03 0.01 0.00 0.00 0.02 0.01 0.00 0.08 0.04
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -14.94 6.23 17.42 -5.78 15.78 -7.25 -10.15 -0.45 -4.62 9.56 9.44 -1.22 10.61
Tax % -301.07% 4.49% 0.00% 0.00% 197.15% 0.00% 1.97% -44.44% -251.08% 0.00% 1.06% 0.00% 53.44%
30.56 6.50 17.72 -5.24 -14.40 -6.57 -9.53 0.67 8.51 10.63 10.99 -1.14 6.81
EPS in Rs 3.18 0.68 1.84 -0.55 -1.50 -0.73 -1.06 0.07 0.95 1.19 1.23 -0.13 0.76
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
9 14 101 20 73 43 57
7 5 9 120 40 81 47
Operating Profit 2 10 91 -100 33 -37 10
OPM % 23% 68% 91% -497% 45% -86% 18%
0 0 0 1 1 0 2
Interest 1 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0
Profit before tax 2 10 92 -100 34 -37 12
Tax % 24% -17% 24% -45% 93% -31% 47%
1 12 69 -54 4 -20 11
EPS in Rs 0.27 1.16 6.88 -5.58 0.46 -2.18 1.26
Dividend Payout % 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 32%
3 Years: 42%
TTM: 32%
Compounded Profit Growth
10 Years: %
5 Years: -1%
3 Years: 30%
TTM: 158%
Stock Price CAGR
10 Years: 4%
5 Years: 8%
3 Years: -16%
1 Year: -24%
Return on Equity
10 Years: %
5 Years: 2%
3 Years: -1%
Last Year: 7%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 11 26 26 48 48 90 90
Reserves 70 67 136 104 108 92 48
11 11 7 7 6 1 1
0 0 20 0 6 0 0
Total Liabilities 92 104 189 159 167 183 138
0 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0
Investments 21 45 139 89 112 137 100
71 59 50 70 56 46 38
Total Assets 92 104 189 159 167 183 138

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
6 9 20 -1 -6 -0 24
-4 -15 -6 -49 8 -39 -26
0 0 -4 44 -1 36 -0
Net Cash Flow 3 -6 10 -6 2 -2 -2
Free Cash Flow 6 9 20 -1 -6 -0 24
CFO/OP 286% 92% 22% 1% -15% 0% 235%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 0 0 0 0 0 0 0
Inventory Days 22 0 0 0 0 0
Days Payable 20
Cash Conversion Cycle 3 0 0 0 0 0 0
Working Capital Days -206 145 38 309 86 205 66
ROCE % 10% 67% -61% 21% -22% 8%

Insights

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Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Gross Loan Book
Rs. Lakhs ・Standalone data

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Stage 3 NPA (Gross Carrying Value)
Rs. Lakhs ・Standalone data
Total Borrowings
Rs. Lakhs ・Standalone data
Total Investments
Rs. Lakhs ・Standalone data
Tier I CRAR
% ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
17.59% 17.59% 17.59% 17.59% 26.58% 26.58% 26.58% 26.58% 26.58% 26.58% 26.58% 26.58%
0.05% 0.05% 0.05% 0.05% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
82.36% 82.37% 82.36% 82.36% 73.39% 73.39% 73.39% 73.39% 73.38% 73.38% 73.38% 73.38%
No. of Shareholders 45,60243,14040,27138,80140,84439,72539,87039,35638,65337,89837,25536,692

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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