Banas Finance Ltd

Banas Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Banas Finance Ltd

₹ 8.90 0.56%
03 Jul 10:19 a.m.
banasfinance.wordpress.com BSE: 509053
About

Incorporated in 1993, Banas Finance Ltd is in the business of finance and share trading[1]

Key Points

Business Overview:[1]
BFL is registered as a Non-Systematically Important Non Deposit Taking, Non Banking Financial Company which deals in Finance and Trading

Website BSE
  • Market Cap ₹ 79.7 Cr.
  • Current Price ₹ 8.90
  • High / Low ₹ 12.0 / 6.40
  • Stock P/E
  • Book Value ₹ 19.0
  • Dividend Yield 0.00 %
  • ROCE -22.6 %
  • ROE -16.0 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.47 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 26.6%
  • Company has a low return on equity of -16.6% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Investment Company

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
2.78 -50.47 -19.84 2.42 7.24 11.02 17.40 11.58 32.56 6.07 8.20 30.57 3.99
2.53 6.75 1.70 9.63 22.22 4.95 4.06 17.42 19.45 13.36 18.59 31.09 23.81
Operating Profit 0.25 -57.22 -21.54 -7.21 -14.98 6.07 13.34 -5.84 13.11 -7.29 -10.39 -0.52 -19.82
OPM % 8.99% -297.93% -206.91% 55.08% 76.67% -50.43% 40.26% -120.10% -126.71% -1.70% -496.74%
0.00 0.00 0.45 0.79 0.06 0.18 4.10 0.06 2.70 0.05 0.24 0.07 0.25
Interest 0.05 0.03 0.04 0.00 0.02 0.02 0.02 0.00 0.03 0.01 0.00 0.00 0.02
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.20 -57.25 -21.13 -6.42 -14.94 6.23 17.42 -5.78 15.78 -7.25 -10.15 -0.45 -19.59
Tax % 11,135.00% 0.00% 0.00% 0.00% -301.07% 4.49% 0.00% 0.00% 197.15% 0.00% 1.97% -44.44% -59.21%
-22.07 -57.25 -21.13 -6.42 30.04 5.95 17.42 -5.78 -15.32 -7.25 -10.35 -0.26 -7.99
EPS in Rs -2.20 -5.96 -2.20 -0.67 3.13 0.62 1.81 -0.60 -1.59 -0.81 -1.16 -0.03 -0.89
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
6 7 8 10 4 14 9 14 101 20 73 43
5 7 10 13 4 21 7 5 9 120 40 81
Operating Profit 0 0 -2 -3 0 -7 2 10 91 -100 33 -38
OPM % 5% 5% -27% -35% 3% -49% 23% 68% 91% -497% 45% -89%
0 -0 0 0 0 0 0 0 0 1 1 1
Interest 0 1 1 2 0 0 1 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 0 -0 -3 -5 0 -7 2 10 92 -100 34 -37
Tax % 33% 366% 4% 0% 14% -24% 24% -17% 24% -45% 93% -31%
0 -2 -3 -5 0 -5 1 11 69 -55 2 -26
EPS in Rs 0.01 -0.43 -0.74 -1.15 0.03 -1.22 0.27 1.12 6.90 -5.70 0.23 -2.88
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 19%
5 Years: 37%
3 Years: -25%
TTM: -41%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -1248%
Stock Price CAGR
10 Years: -7%
5 Years: 59%
3 Years: -24%
1 Year: -13%
Return on Equity
10 Years: -1%
5 Years: 0%
3 Years: -17%
Last Year: -16%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 11 11 11 11 11 11 11 26 26 48 48 90
Reserves 29 27 23 18 18 68 70 67 136 104 106 80
7 11 20 7 5 10 11 11 7 7 6 1
0 0 3 4 4 0 0 0 20 0 6 0
Total Liabilities 47 50 58 40 39 90 92 104 188 159 166 171
0 0 0 0 0 0 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 0 0 2 15 21 44 138 88 110 125
47 50 58 40 37 74 71 59 50 70 56 46
Total Assets 47 50 58 40 39 90 92 104 188 159 166 171

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
0 3 -1 2 4 4 6 9 20 -1 -6 -0
0 0 0 0 -1 -1 -4 -15 -6 -49 8 -39
-0 -1 -1 -2 -2 -0 0 0 -4 44 -1 36
Net Cash Flow -0 2 -2 0 0 3 3 -6 10 -6 2 -2

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 0 0 0 0 0 0 0 0 0 0 0 0
Inventory Days 524 235 535 117 0 9 22 0 0 0 0
Days Payable 4 0 0 0 19 20
Cash Conversion Cycle 520 235 535 117 0 -9 3 0 0 0 0 0
Working Capital Days 3,003 2,306 2,440 1,362 -32 137 230 145 38 309 86 190
ROCE % 1% 1% -4% -7% 0% -11% 2% 10% 67% -61% 21% -23%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
13.26% 17.59% 17.59% 17.59% 17.59% 17.59% 17.59% 17.59% 26.58% 26.58% 26.58% 26.58%
0.10% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.03% 0.03% 0.03% 0.03%
86.64% 82.36% 82.35% 82.35% 82.36% 82.37% 82.36% 82.36% 73.39% 73.39% 73.39% 73.39%
No. of Shareholders 41,37954,99651,87848,90745,60243,14040,27138,80140,84439,72539,87039,356

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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