Banas Finance Ltd
Incorporated in 1993, Banas Finance Ltd is in the business of finance and share trading[1]
- Market Cap ₹ 84.4 Cr.
- Current Price ₹ 9.42
- High / Low ₹ 12.0 / 6.40
- Stock P/E
- Book Value ₹ 20.3
- Dividend Yield 0.00 %
- ROCE -21.7 %
- ROE -11.6 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.46 times its book value
- Company is expected to give good quarter
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 26.6%
- Company has a low return on equity of -14.3% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Investment Company
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
---|---|---|---|---|---|---|---|
8.89 | 14.45 | 100.59 | 20.18 | 73.04 | 42.87 | 62.25 | |
6.82 | 4.67 | 9.20 | 120.47 | 39.92 | 80.89 | 83.55 | |
Operating Profit | 2.07 | 9.78 | 91.39 | -100.29 | 33.12 | -38.02 | -21.30 |
OPM % | 23.28% | 67.68% | 90.85% | -496.98% | 45.35% | -88.69% | -34.22% |
0.00 | 0.02 | 0.36 | 0.70 | 0.60 | 0.62 | 0.70 | |
Interest | 0.51 | 0.25 | 0.11 | 0.10 | 0.09 | 0.04 | 0.03 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
Profit before tax | 1.56 | 9.55 | 91.64 | -99.69 | 33.63 | -37.45 | -20.63 |
Tax % | 23.72% | -17.49% | 24.30% | -45.07% | 93.34% | -31.00% | |
1.20 | 11.66 | 69.18 | -53.58 | 4.39 | -19.57 | -4.69 | |
EPS in Rs | 0.27 | 1.16 | 6.88 | -5.58 | 0.46 | -2.18 | -0.52 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 37% |
3 Years: | -25% |
TTM: | -8% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | 45% |
Stock Price CAGR | |
---|---|
10 Years: | -2% |
5 Years: | 36% |
3 Years: | -12% |
1 Year: | -6% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 2% |
3 Years: | -14% |
Last Year: | -12% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|
Equity Capital | 11.38 | 25.65 | 25.65 | 48.05 | 48.05 | 89.58 |
Reserves | 69.83 | 67.33 | 136.40 | 104.43 | 107.79 | 92.10 |
10.61 | 11.20 | 6.90 | 6.51 | 6.05 | 0.86 | |
0.15 | 0.09 | 19.69 | 0.34 | 5.58 | 0.09 | |
Total Liabilities | 91.97 | 104.27 | 188.64 | 159.33 | 167.47 | 182.63 |
0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.05 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 20.64 | 45.00 | 138.69 | 89.11 | 111.90 | 136.85 |
71.30 | 59.24 | 49.92 | 70.20 | 55.55 | 45.73 | |
Total Assets | 91.97 | 104.27 | 188.64 | 159.33 | 167.47 | 182.63 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|
5.91 | 9.02 | 19.69 | -0.83 | -5.51 | -0.24 | |
-3.50 | -15.34 | -5.58 | -49.19 | 7.62 | -34.42 | |
0.44 | 0.34 | -4.42 | 44.31 | -0.55 | 36.30 | |
Net Cash Flow | 2.85 | -5.98 | 9.70 | -5.70 | 1.57 | 1.65 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | 22.46 | 0.00 | 0.00 | 0.00 | 0.00 | |
Days Payable | 19.65 | |||||
Cash Conversion Cycle | 2.81 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | -206.11 | 144.74 | 38.25 | 309.11 | 85.50 | 189.78 |
ROCE % | 10.00% | 67.18% | -60.74% | 21.02% | -21.72% |
Documents
Announcements
- Intimation For 42Nd Annual General Meeting (AGM), Book Closure And Fixation Of Cut-Off Date For E-Voting, Period Of Remote E-Voting. 6 Sep
-
AGM Of The Shareholders To Be Held On 29/09/2025
6 Sep - AGM on 29 Sep 2025; FY25 PBT loss Rs3,744.81L; increase authorized capital to Rs203.30Cr; RPT approval up to Rs200Cr.
- Reg. 34 (1) Annual Report. 6 Sep
-
Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association
29 Aug - 29 Aug 2025: Board approved auditor and independent director; authorised capital increased Rs103.30Cr to Rs203.30Cr.
-
Announcement under Regulation 30 (LODR)-Change in Management
29 Aug - Board appointed secretarial auditor and Independent Director; authorized capital increased to Rs.2,03,30,00,000 (29 Aug 2025).
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1]
BFL is registered as a Non-Systematically Important Non Deposit Taking, Non Banking Financial Company which deals in Finance and Trading