Banas Finance Ltd

Banas Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Banas Finance Ltd

₹ 9.60 2.13%
21 Aug - close price
banasfinance.wordpress.com BSE: 509053
About

Incorporated in 1993, Banas Finance Ltd is in the business of finance and share trading[1]

Key Points

Business Overview:[1]
BFL is registered as a Non-Systematically Important Non Deposit Taking, Non Banking Financial Company which deals in Finance and Trading

Website BSE
  • Market Cap ₹ 86.0 Cr.
  • Current Price ₹ 9.60
  • High / Low ₹ 12.0 / 6.40
  • Stock P/E
  • Book Value ₹ 20.3
  • Dividend Yield 0.00 %
  • ROCE -21.7 %
  • ROE -11.6 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.47 times its book value
  • Company is expected to give good quarter

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 26.6%
  • Company has a low return on equity of -14.3% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Investment Company

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
-50 -19 3 7 11 17 12 33 6 8 31 4 19
7 2 10 22 5 4 17 19 13 19 31 24 10
Operating Profit -57 -21 -6 -15 6 13 -6 13 -7 -10 -1 -20 9
OPM % -200% -207% 55% 77% -50% 40% -120% -127% -2% -497% 48%
0 0 0 0 0 4 0 3 0 0 0 0 0
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax -57 -21 -6 -15 6 17 -6 16 -7 -10 -0 -20 10
Tax % 0% 0% 0% -301% 4% 0% 0% 197% 0% 2% -44% -59% 0%
-57 -21 -6 31 6 18 -5 -14 -7 -10 1 -6 11
EPS in Rs -5.95 -2.21 -0.61 3.18 0.68 1.84 -0.55 -1.50 -0.73 -1.06 0.07 -0.72 1.19
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Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
8.89 14.45 100.59 20.18 73.04 42.87 62.25
6.82 4.67 9.20 120.47 39.92 80.89 83.55
Operating Profit 2.07 9.78 91.39 -100.29 33.12 -38.02 -21.30
OPM % 23.28% 67.68% 90.85% -496.98% 45.35% -88.69% -34.22%
0.00 0.02 0.36 0.70 0.60 0.62 0.70
Interest 0.51 0.25 0.11 0.10 0.09 0.04 0.03
Depreciation 0.00 0.00 0.00 0.00 0.00 0.01 0.00
Profit before tax 1.56 9.55 91.64 -99.69 33.63 -37.45 -20.63
Tax % 23.72% -17.49% 24.30% -45.07% 93.34% -31.00%
1.20 11.66 69.18 -53.58 4.39 -19.57 -4.69
EPS in Rs 0.27 1.16 6.88 -5.58 0.46 -2.18 -0.52
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 37%
3 Years: -25%
TTM: -8%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 45%
Stock Price CAGR
10 Years: -4%
5 Years: 45%
3 Years: -16%
1 Year: -7%
Return on Equity
10 Years: %
5 Years: 2%
3 Years: -14%
Last Year: -12%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 11.38 25.65 25.65 48.05 48.05 89.58
Reserves 69.83 67.33 136.40 104.43 107.79 92.10
10.61 11.20 6.90 6.51 6.05 0.86
0.15 0.09 19.69 0.34 5.58 0.09
Total Liabilities 91.97 104.27 188.64 159.33 167.47 182.63
0.03 0.03 0.03 0.02 0.02 0.05
CWIP 0.00 0.00 0.00 0.00 0.00 0.00
Investments 20.64 45.00 138.69 89.11 111.90 136.85
71.30 59.24 49.92 70.20 55.55 45.73
Total Assets 91.97 104.27 188.64 159.33 167.47 182.63

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
5.91 9.02 19.69 -0.83 -5.51 -0.24
-3.50 -15.34 -5.58 -49.19 7.62 -34.42
0.44 0.34 -4.42 44.31 -0.55 36.30
Net Cash Flow 2.85 -5.98 9.70 -5.70 1.57 1.65

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days 22.46 0.00 0.00 0.00 0.00
Days Payable 19.65
Cash Conversion Cycle 2.81 0.00 0.00 0.00 0.00 0.00
Working Capital Days -206.11 144.74 38.25 309.11 85.50 189.78
ROCE % 10.00% 67.18% -60.74% 21.02% -21.72%

Shareholding Pattern

Numbers in percentages

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
17.59% 17.59% 17.59% 17.59% 17.59% 17.59% 17.59% 26.58% 26.58% 26.58% 26.58% 26.58%
0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.03% 0.03% 0.03% 0.03% 0.03%
82.36% 82.35% 82.35% 82.36% 82.37% 82.36% 82.36% 73.39% 73.39% 73.39% 73.39% 73.38%
No. of Shareholders 54,99651,87848,90745,60243,14040,27138,80140,84439,72539,87039,35638,653

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

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