Golden Legand Leasing & Finance Ltd
₹ 6.20
-0.48%
30 Oct
- close price
About
Incorporated in 1984, Golden Legand Leasing & Finance Ltd is in the business of digital lending and FinTech software development[1]
Key Points
- Market Cap ₹ 9.22 Cr.
- Current Price ₹ 6.20
- High / Low ₹ 15.2 / 5.59
- Stock P/E
- Book Value ₹ 29.6
- Dividend Yield 0.00 %
- ROCE 91.6 %
- ROE 37.6 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.21 times its book value
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 12.2% over last 3 years.
- Company's cost of borrowing seems high
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.00 | -0.00 | -0.00 | -0.00 | 0.01 | 1.80 | 0.11 | 1.10 | 0.30 | 0.06 | 9.34 | 183.59 | 87.19 | |
| Interest | -0.00 | -0.00 | -0.00 | -0.00 | 0.03 | 0.01 | -0.00 | -0.00 | -0.00 | 0.04 | 0.46 | 11.25 | 4.67 |
| 0.03 | 0.01 | 0.03 | 0.03 | 0.15 | 1.83 | 0.07 | 0.30 | 0.42 | 1.36 | 9.02 | 151.65 | 80.76 | |
| Financing Profit | -0.03 | -0.01 | -0.03 | -0.03 | -0.17 | -0.04 | 0.04 | 0.80 | -0.12 | -1.34 | -0.14 | 20.69 | 1.76 |
| Financing Margin % | -1,700.00% | -2.22% | 36.36% | 72.73% | -40.00% | -2,233.33% | -1.50% | 11.27% | 2.02% | ||||
| -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 | |
| Depreciation | 0.01 | 0.01 | 0.04 | 0.04 | 0.02 | -0.00 | -0.00 | -0.00 | -0.00 | 0.39 | 2.48 | 2.87 | 3.11 |
| Profit before tax | -0.04 | -0.02 | -0.07 | -0.07 | -0.19 | -0.04 | 0.04 | 0.80 | -0.12 | -1.73 | -2.62 | 17.82 | -1.35 |
| Tax % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | 13.75% | -0.00% | -14.45% | -16.03% | 42.26% | |
| -0.04 | -0.02 | -0.07 | -0.07 | -0.20 | -0.04 | 0.04 | 0.70 | -0.12 | -1.48 | -2.20 | 10.30 | -2.26 | |
| EPS in Rs | -0.08 | -0.01 | -0.05 | -0.05 | -0.13 | -0.03 | 0.03 | 0.47 | -0.08 | -1.00 | -1.48 | 6.93 | -1.52 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 341% |
| 3 Years: | 749% |
| TTM: | -25% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 204% |
| 3 Years: | 345% |
| TTM: | -122% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -51% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 9% |
| 3 Years: | 12% |
| Last Year: | 38% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.00 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 | 14.87 |
| Reserves | 2.15 | 0.14 | -0.11 | -0.18 | -12.13 | -0.41 | -0.38 | 0.32 | 0.20 | -1.28 | -3.39 | 28.41 | 29.13 |
| Borrowing | 1.04 | 1.91 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 1.28 | 4.55 | 7.26 | 1.43 | 6.62 |
| -0.00 | -0.00 | 0.02 | 0.02 | 1.05 | 5.88 | 6.04 | 6.57 | 6.16 | 9.21 | 21.62 | 80.89 | 59.44 | |
| Total Liabilities | 8.19 | 16.92 | 14.78 | 14.71 | 3.79 | 20.34 | 20.53 | 21.76 | 22.51 | 27.35 | 40.36 | 125.60 | 110.06 |
| -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 4.00 | -0.00 | 6.90 | 6.81 | 11.42 | 10.61 | 10.55 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | 0.43 | 3.47 | -0.00 | 4.40 | -0.00 | 4.51 | -0.00 | -0.00 | -0.00 |
| Investments | 5.63 | 5.90 | 12.20 | 12.12 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.05 |
| 2.56 | 11.02 | 2.58 | 2.59 | 3.36 | 16.87 | 16.53 | 17.36 | 15.61 | 16.03 | 28.94 | 114.99 | 99.46 | |
| Total Assets | 8.19 | 16.92 | 14.78 | 14.71 | 3.79 | 20.34 | 20.53 | 21.76 | 22.51 | 27.35 | 40.36 | 125.60 | 110.06 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -1.42 | -7.61 | -1.41 | -0.01 | 0.11 | -8.82 | 0.48 | 0.29 | 2.08 | 1.80 | 1.72 | 21.83 | |
| -0.58 | -0.27 | 1.39 | -0.00 | -0.07 | 8.88 | -0.54 | -0.29 | -2.06 | -4.81 | -2.60 | 19.45 | |
| 1.99 | -1.99 | -0.00 | -0.00 | -0.03 | -0.01 | -0.00 | -0.00 | -0.00 | 3.23 | 2.25 | -17.08 | |
| Net Cash Flow | -0.01 | -9.87 | -0.01 | -0.01 | 0.02 | 0.05 | -0.05 | -0.00 | 0.02 | 0.21 | 1.37 | 24.20 |
| Free Cash Flow | -1.42 | -7.61 | -0.02 | -0.01 | -0.32 | -11.85 | -0.06 | -0.11 | -0.42 | -3.01 | -0.88 | 19.78 |
Ratios
Standalone / View Consolidated
| Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -0.65% | -0.18% | -0.47% | -0.48% | -2.29% | -0.47% | 0.28% | 4.72% | -0.79% | -10.33% | -17.55% | 37.62% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Loan Portfolio (AUM) INR Lakhs |
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| Number of Permanent Employees count |
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| Bank Tie-ups count |
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| Cumulative Business Volume INR Crore |
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| Payment Aggregator Tie-ups count |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
- Please find Attached herewith the copies of the Newspaper Advertisement Published in Active Times and Mumbai Lakshadeep, with respect to the Unaudited Financial Results (Standalone …
-
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of Golden Legand Leasing And Finance Limited ('The Company') Held On October 21, 2026.
- Board approved unaudited Q2 and half-year results on October 21, 2026; trading window reopens October 26.
- Un-Audited Financial Results (Standalone And Consolidated) And Limited Review Report For The Quarter And Half Year Ended September 30, 2026.
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Board Meeting Intimation for The Meeting Of The Board Of The Company Is Scheduled To Be Held On October 21, 2026.
- Board meeting on October 21, 2026 to approve Q2 and half-year FY27 unaudited results.
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2012
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Business Overview:[1]
GLLFL, a Mumbai-based RBI-affiliated Non-Systematically Important Non-Deposit Taking NBFC, specializes in digital lending and FinTech software development. It provides AI-based financial solutions, e-commerce and banking switching and routing solutions, cross-border payment routing, and global payment solutions. The company's cloud-based platforms are developed using advanced technologies like AI, Machine Learning, and Java.