Golden Legand Leasing & Finance Ltd
₹ 11.5
3.99%
01 Feb
1:50 p.m.
About
Incorporated in 1984, Golden Legand Leasing & Finance Ltd is in the business of digital lending and FinTech software development[1]
Key Points
- Market Cap ₹ 17.1 Cr.
- Current Price ₹ 11.5
- High / Low ₹ 16.4 / 7.20
- Stock P/E 1.70
- Book Value ₹ 16.7
- Dividend Yield 0.00 %
- ROCE -11.7 %
- ROE -17.6 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.66 times its book value
Cons
- Company has a low return on equity of -9.05% over last 3 years.
- Company has high debtors of 481 days.
- Company's cost of borrowing seems high
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 1 | 0 | 0 | 9 | 116 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 |
| 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 1 | 9 | 91 | |
| Financing Profit | -0 | -0 | -0 | -0 | -0 | -0 | -0 | 0 | 1 | -0 | -1 | -0 | 18 |
| Financing Margin % | -1,700% | -2% | 36% | 73% | -40% | -2,233% | -2% | 16% | |||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 3 |
| Profit before tax | -0 | -0 | -0 | -0 | -0 | -0 | -0 | 0 | 1 | -0 | -2 | -3 | 15 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 14% | 0% | -14% | -16% | |
| -0 | -0 | -0 | -0 | -0 | -0 | -0 | 0 | 1 | -0 | -1 | -2 | 10 | |
| EPS in Rs | -0.04 | -0.08 | -0.01 | -0.05 | -0.05 | -0.13 | -0.03 | 0.03 | 0.47 | -0.08 | -1.00 | -1.48 | 6.77 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 39% |
| 3 Years: | 104% |
| TTM: | 1838% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 1914% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -24% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -4% |
| 3 Years: | -9% |
| Last Year: | -18% |
Balance Sheet
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 2 | 5 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 |
| Reserves | 3 | 2 | 0 | -0 | -0 | -12 | -0 | -0 | 0 | 0 | -1 | -3 | 10 |
| Borrowing | 0 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 5 | 7 | 0 |
| 0 | 0 | 0 | 0 | 0 | 1 | 6 | 6 | 7 | 6 | 9 | 22 | 86 | |
| Total Liabilities | 5 | 8 | 17 | 15 | 15 | 4 | 20 | 21 | 22 | 23 | 27 | 40 | 111 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 7 | 7 | 9 | 11 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 4 | 0 | 5 | 2 | 0 |
| Investments | 5 | 6 | 6 | 12 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 3 | 11 | 3 | 3 | 3 | 17 | 17 | 17 | 16 | 16 | 29 | 100 | |
| Total Assets | 5 | 8 | 17 | 15 | 15 | 4 | 20 | 21 | 22 | 23 | 27 | 40 | 111 |
Cash Flows
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | -1 | -8 | -1 | -0 | 0 | -9 | 0 | 0 | 2 | 2 | 2 | |
| 0 | -1 | -0 | 1 | 0 | -0 | 9 | -1 | -0 | -2 | -5 | -3 | |
| 0 | 2 | -2 | 0 | 0 | -0 | -0 | 0 | 0 | 0 | 3 | 2 | |
| Net Cash Flow | 0 | -0 | -10 | -0 | -0 | 0 | 0 | -0 | 0 | 0 | 0 | 1 |
Ratios
Figures in Rs. Crores
| Mar 2012 | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -0% | -1% | -0% | -0% | -0% | -2% | -0% | 0% | 5% | -1% | -10% | -18% |
Documents
Announcements
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Outcome Of The Meeting Of The Board Of Golden Legand Leasing And Finance Limited ('The Company') Held On January 22, 2026.
22 Jan - Board approved write-off of loans totalling ₹13,03,21,850 on January 22, 2026.
-
Intimation Of Change In Contact Detail Of The Company.
7 Jan - Company updates telephone number from 022-65023342 to 022-45189429 on Jan 7, 2026.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Jan - Depositories and Participants) Regulations, 2018, we herewith submit a certificate received from Satellite Corporate Services Private Limited, Registrar & Share Transfer Agent ('RTA') of the …
-
Closure of Trading Window
26 Dec 2025 - Corrected trading-window closure: Jan 01, 2026 until 48 hours after Board meeting for Q3/9M Dec 31, 2025 results.
- Closure of Trading Window 26 Dec 2025
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Business Overview:[1]
GLLFL, a Mumbai-based RBI-affiliated Non-Systematically Important Non-Deposit Taking NBFC, specializes in digital lending and FinTech software development. It provides AI-based financial solutions, e-commerce and banking switching and routing solutions, cross-border payment routing, and global payment solutions. The company's cloud-based platforms are developed using advanced technologies like AI, Machine Learning, and Java.