HB Leasing & Finance Co Ltd

HB Leasing &Fin. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

HB Leasing & Finance Co Ltd

₹ 11.4 -6.58%
27 Mar - close price
hbleasing.com BSE: 508956
About

Incorporated in 1982, HB Leasing and Finance Ltd provides financial and investment solutions.[1]

Key Points

Business Overview:[1][2]
HBLFL is registered as a non systematically important non-deposit-taking non-banking financial company. The company's principal business activity is to undertake financial services, investing and dealing in various
kinds of securities.

Website BSE
  • Market Cap ₹ 14.6 Cr.
  • Current Price ₹ 11.4
  • High / Low ₹ 17.6 / 10.7
  • Stock P/E
  • Book Value ₹ 4.29
  • Dividend Yield 0.00 %
  • ROCE -6.93 %
  • ROE -7.02 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.

Cons

  • Stock is trading at 2.64 times its book value
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -8.73% over past five years.
  • Company has a low return on equity of 0.00% over last 3 years.
  • Company has high debtors of 884 days.
  • Working capital days have increased from 2,370 days to 4,226 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
0.08 0.30 0.15 0.11 0.08 0.14 0.04 0.03 0.12 0.01 0.04 0.04 0.04
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.08 0.08 0.14 0.08 0.08 0.09 0.12 0.13 0.10 0.15 0.12 0.14 0.09
Financing Profit 0.00 0.22 0.01 0.03 0.00 0.05 -0.08 -0.10 0.02 -0.14 -0.08 -0.10 -0.05
Financing Margin % 0.00% 73.33% 6.67% 27.27% 0.00% 35.71% -200.00% -333.33% 16.67% -1,400.00% -200.00% -250.00% -125.00%
0.03 -0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.03 0.19 0.01 0.03 0.00 0.05 -0.08 -0.10 0.02 -0.14 -0.08 -0.10 -0.05
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.03 0.19 0.00 0.03 0.00 0.05 -0.08 -0.10 0.02 -0.13 -0.08 -0.10 -0.05
EPS in Rs 0.03 0.17 0.00 0.03 0.00 0.05 -0.07 -0.09 0.02 -0.10 -0.06 -0.08 -0.04
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
0.28 1.71 0.25 0.75 0.63 0.04 0.30 0.30 0.55 0.53 0.48 0.19 0.13
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.57 1.38 0.68 0.65 0.39 0.46 0.34 0.34 0.35 0.32 0.40 0.48 0.50
Financing Profit -0.29 0.33 -0.43 0.10 0.24 -0.42 -0.04 -0.04 0.20 0.21 0.08 -0.29 -0.37
Financing Margin % -103.57% 19.30% -172.00% 13.33% 38.10% -1,050.00% -13.33% -13.33% 36.36% 39.62% 16.67% -152.63% -284.62%
0.00 0.00 0.00 0.00 0.00 0.03 0.03 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.30 0.31 -0.43 0.10 0.24 -0.39 -0.01 -0.04 0.20 0.21 0.08 -0.29 -0.37
Tax % 0.00% 0.00% 0.00% 10.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.30 0.32 -0.43 0.10 0.24 -0.39 -0.01 -0.04 0.20 0.21 0.08 -0.29 -0.36
EPS in Rs -0.27 0.29 -0.39 0.09 0.22 -0.35 -0.01 -0.04 0.18 0.19 0.07 -0.23 -0.28
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -20%
5 Years: -9%
3 Years: -30%
TTM: -61%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -227%
Stock Price CAGR
10 Years: 15%
5 Years: 50%
3 Years: 47%
1 Year: -15%
Return on Equity
10 Years: -1%
5 Years: 1%
3 Years: 0%
Last Year: -7%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 11.00 11.00 11.00 11.00 11.00 11.00 11.00 11.00 11.00 11.00 11.00 12.86 12.86
Reserves -8.90 -8.58 -9.02 -8.92 -8.68 -8.86 -8.88 -8.92 -8.72 -8.52 -8.44 -7.16 -7.34
Borrowing 0.00 0.00 0.00 0.00 0.00 0.16 0.31 0.21 0.06 0.06 0.06 0.05 0.05
18.95 1.10 1.47 0.81 0.56 0.54 0.55 0.57 0.61 0.61 0.61 0.61 0.62
Total Liabilities 21.05 3.52 3.45 2.89 2.88 2.84 2.98 2.86 2.95 3.15 3.23 6.36 6.19
0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 17.90 0.50 0.00 0.00 0.00 0.30 0.31 0.22 0.31 0.47 0.52 0.49 0.49
3.13 3.01 3.44 2.88 2.87 2.53 2.66 2.63 2.63 2.67 2.70 5.86 5.69
Total Assets 21.05 3.52 3.45 2.89 2.88 2.84 2.98 2.86 2.95 3.15 3.23 6.36 6.19

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-0.21 -1.06 -0.51 0.15 -0.25 -0.35 -0.09 0.07 0.15 -0.01 0.01 -2.11
0.27 1.10 0.50 0.00 0.00 0.17 0.00 0.00 -0.01 0.00 0.00 0.19
0.00 0.00 0.00 0.00 0.00 0.16 0.16 -0.10 -0.15 0.00 0.00 3.23
Net Cash Flow 0.06 0.04 -0.01 0.15 -0.25 -0.03 0.06 -0.03 -0.01 -0.01 0.01 1.31
Free Cash Flow -0.21 -1.06 -0.51 0.15 -0.25 -0.35 -0.09 0.07 0.14 -0.01 0.01 -2.11
CFO/OP 72% -321% 119% 140% -104% 83% 225% -250% 90% 14% 62% 728%

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % -13.33% 14.16% -19.55% 4.93% 10.91% -17.49% -0.47% -1.90% 9.17% 8.82% 3.17% -7.02%

Insights

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Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Inter-Corporate / Short Term Loans
INR Lakhs

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Investment Portfolio Value
INR Lakhs
Number of Permanent Employees
Number
Total Assets
INR Lakhs
Capital to Risk-Weighted Assets Ratio (CRAR)
%

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
38.13% 38.13% 38.13% 38.13% 38.13% 38.13% 39.20% 39.20% 42.74% 42.74% 42.74% 42.74%
0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.44% 0.44% 0.37% 5.35% 5.35% 5.35%
61.84% 61.84% 61.85% 61.85% 61.83% 61.84% 60.35% 60.35% 56.89% 51.91% 51.91% 51.91%
No. of Shareholders 35,48635,52235,69035,66336,65236,16636,30136,51136,54736,41736,27936,137

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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