Fynx Capital Ltd
₹ 39.7
1.98%
26 Sep
- close price
About
Incorporated in 1984, Fynx Capital Ltd provides financial solutions specifically tailored for MSMEs[1]
Key Points
- Market Cap ₹ 79.4 Cr.
- Current Price ₹ 39.7
- High / Low ₹ 39.7 / 13.2
- Stock P/E
- Book Value ₹ 9.58
- Dividend Yield 0.00 %
- ROCE -18.9 %
- ROE -20.1 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 4.14 times its book value
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -9.86% over past five years.
- Company has a low return on equity of -15.1% over last 3 years.
- Working capital days have increased from 568 days to 3,270 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.31 | 0.41 | 0.40 | 0.36 | 0.26 | 0.25 | 0.42 | 0.37 | 0.34 | 0.33 | 0.09 | 0.25 | 0.70 | |
| 0.19 | 0.45 | 0.31 | 0.50 | 0.73 | 0.51 | 0.49 | 0.30 | 0.01 | 0.34 | 1.51 | 2.28 | 2.57 | |
| Operating Profit | 0.12 | -0.04 | 0.09 | -0.14 | -0.47 | -0.26 | -0.07 | 0.07 | 0.33 | -0.01 | -1.42 | -2.03 | -1.87 |
| OPM % | 38.71% | -9.76% | 22.50% | -38.89% | -180.77% | -104.00% | -16.67% | 18.92% | 97.06% | -3.03% | -1,577.78% | -812.00% | -267.14% |
| 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.09 | 0.03 | 0.03 |
| Depreciation | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.03 | 0.01 | 0.09 | 0.12 | 0.38 | 0.35 |
| Profit before tax | 0.12 | -0.06 | 0.08 | -0.15 | -0.48 | -0.29 | -0.10 | 0.04 | 0.32 | -0.14 | -1.63 | -2.44 | -2.25 |
| Tax % | 8.33% | 66.67% | 200.00% | -6.67% | -27.08% | -17.24% | -30.00% | 75.00% | 25.00% | -21.43% | -23.31% | 2.46% | |
| 0.12 | -0.10 | -0.08 | -0.14 | -0.35 | -0.24 | -0.08 | 0.02 | 0.24 | -0.11 | -1.25 | -2.49 | -2.38 | |
| EPS in Rs | 0.06 | -0.05 | -0.04 | -0.07 | -0.18 | -0.12 | -0.04 | 0.01 | 0.12 | -0.06 | -0.62 | -1.24 | -1.18 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -5% |
| 5 Years: | -10% |
| 3 Years: | -10% |
| TTM: | 536% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -25% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 64% |
| 3 Years: | 93% |
| 1 Year: | 216% |
| Return on Equity | |
|---|---|
| 10 Years: | -6% |
| 5 Years: | -9% |
| 3 Years: | -15% |
| Last Year: | -20% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 20.00 |
| Reserves | 3.66 | 3.56 | 3.48 | 3.34 | 2.99 | 2.75 | 2.67 | 2.69 | 2.93 | 2.82 | 1.66 | -0.83 |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.47 | 0.26 | |
| 0.07 | 0.14 | 0.10 | 0.20 | 0.73 | 0.96 | 0.37 | 0.44 | 0.11 | 0.68 | 0.42 | 0.27 | |
| Total Liabilities | 7.73 | 7.70 | 7.58 | 7.54 | 7.72 | 7.71 | 7.04 | 7.13 | 7.04 | 7.50 | 6.55 | 19.70 |
| 0.27 | 0.27 | 0.26 | 0.25 | 0.30 | 0.29 | 0.25 | 0.23 | 0.22 | 1.07 | 1.01 | 0.53 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.39 | 1.22 |
| 7.43 | 7.40 | 7.29 | 7.26 | 7.39 | 7.42 | 6.79 | 6.90 | 6.82 | 6.43 | 1.15 | 17.95 | |
| Total Assets | 7.73 | 7.70 | 7.58 | 7.54 | 7.72 | 7.71 | 7.04 | 7.13 | 7.04 | 7.50 | 6.55 | 19.70 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.10 | 1.14 | -0.99 | -0.19 | 0.04 | 0.06 | 0.10 | 0.17 | 0.84 | -0.91 | 4.63 | -2.73 | |
| 0.03 | 0.00 | 0.00 | -0.01 | -0.07 | 0.02 | 0.00 | 0.00 | 0.00 | -0.94 | -4.45 | 2.67 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.64 | -0.17 | 16.00 | |
| Net Cash Flow | 0.13 | 1.13 | -0.99 | -0.20 | -0.03 | 0.08 | 0.10 | 0.17 | 0.84 | -1.21 | 0.00 | 15.94 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 8,183.06 | 5,243.54 | 6,278.00 | 7,066.81 | 9,728.65 | 9,855.00 | -269.40 | -365.00 | -42.94 | -674.70 | -892.22 | 3,270.40 |
| ROCE % | 1.31% | -0.79% | 1.06% | -2.02% | -6.70% | -4.22% | -1.49% | 0.60% | 4.70% | -1.45% | -23.78% | -18.86% |
Documents
Announcements
-
Closure of Trading Window
23m - Trading window closed Oct 1, 2025 until 48 hours after board meeting for Sep 30, 2025 quarter results.
-
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
28m - AGM Sept 24, 2025: all resolutions passed including appointment of Shanker Raman Siddhanathan as MD and related-party approvals.
-
Announcement under Regulation 30 (LODR)-Change in Directorate
2d - Appointed Shanker Raman Siddhanathan as Managing Director effective Aug 26, 2025 for five-year term; AGM approved Sept 24, 2025.
- Shareholder Meeting / Postal Ballot-Outcome of AGM 2d
-
Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015
12 Sep - Sent Integrated Annual Report 2024-25 web-link to shareholders lacking registered email addresses.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1][2][3]
ChatGPT said:
FCL is a registered Non-Systemically Important, Non-Deposit Accepting NBFC engaged in the commercial finance business. It provides loans to small and medium enterprises for working capital and growth, along with two-wheeler loans, loans against property, personal loans, and financing for various micro-enterprises.