Fynx Capital Ltd
Incorporated in 1984, Fynx Capital Ltd provides financial solutions specifically tailored for MSMEs[1]
- Market Cap ₹ 139 Cr.
- Current Price ₹ 6.94
- High / Low ₹ 7.66 / 1.45
- Stock P/E
- Book Value ₹ 0.86
- Dividend Yield 0.00 %
- ROCE -18.9 %
- ROE -20.1 %
- Face Value ₹ 1.00
Pros
Cons
- Stock is trading at 8.11 times its book value
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -11.4% over past five years.
- Company has a low return on equity of -15.1% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.31 | 0.41 | 0.40 | 0.36 | 0.26 | 0.25 | 0.42 | 0.37 | 0.34 | 0.33 | 0.09 | 0.23 | 3.10 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.04 | 0.03 | 0.21 |
| 0.19 | 0.45 | 0.31 | 0.50 | 0.73 | 0.51 | 0.49 | 0.30 | 0.01 | 0.34 | 1.56 | 2.28 | 5.55 | |
| Financing Profit | 0.12 | -0.04 | 0.09 | -0.14 | -0.47 | -0.26 | -0.07 | 0.07 | 0.33 | -0.05 | -1.51 | -2.08 | -2.66 |
| Financing Margin % | 38.71% | -9.76% | 22.50% | -38.89% | -180.77% | -104.00% | -16.67% | 18.92% | 97.06% | -15.15% | -1,677.78% | -904.35% | -85.81% |
| 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | |
| Depreciation | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.03 | 0.01 | 0.09 | 0.12 | 0.38 | 0.31 |
| Profit before tax | 0.12 | -0.06 | 0.08 | -0.15 | -0.48 | -0.29 | -0.10 | 0.04 | 0.32 | -0.14 | -1.63 | -2.44 | -2.97 |
| Tax % | 8.33% | 66.67% | 200.00% | -6.67% | -27.08% | -17.24% | -30.00% | 75.00% | 25.00% | -21.43% | -23.31% | 2.46% | |
| 0.12 | -0.10 | -0.08 | -0.14 | -0.35 | -0.24 | -0.08 | 0.02 | 0.24 | -0.11 | -1.25 | -2.49 | -2.99 | |
| EPS in Rs | 0.01 | -0.00 | -0.00 | -0.01 | -0.02 | -0.01 | -0.00 | 0.00 | 0.01 | -0.01 | -0.06 | -0.12 | -0.15 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -6% |
| 5 Years: | -11% |
| 3 Years: | -12% |
| TTM: | 1376% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -33% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 24% |
| 5 Years: | % |
| 3 Years: | 121% |
| 1 Year: | 403% |
| Return on Equity | |
|---|---|
| 10 Years: | -6% |
| 5 Years: | -9% |
| 3 Years: | -15% |
| Last Year: | -20% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 20.00 | 20.00 |
| Reserves | 3.66 | 3.56 | 3.48 | 3.34 | 2.99 | 2.75 | 2.67 | 2.69 | 2.93 | 2.82 | 1.66 | -0.83 | -2.06 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.47 | 0.26 | 5.14 |
| 0.07 | 0.14 | 0.10 | 0.20 | 0.73 | 0.96 | 0.37 | 0.44 | 0.11 | 0.68 | 0.41 | 0.28 | 1.69 | |
| Total Liabilities | 7.73 | 7.70 | 7.58 | 7.54 | 7.72 | 7.71 | 7.04 | 7.13 | 7.04 | 7.50 | 6.54 | 19.71 | 24.77 |
| 0.27 | 0.27 | 0.26 | 0.25 | 0.30 | 0.29 | 0.25 | 0.23 | 0.22 | 1.07 | 1.01 | 0.53 | 0.45 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.39 | 1.22 | 3.15 |
| 7.43 | 7.40 | 7.29 | 7.26 | 7.39 | 7.42 | 6.79 | 6.90 | 6.82 | 6.43 | 1.14 | 17.96 | 21.17 | |
| Total Assets | 7.73 | 7.70 | 7.58 | 7.54 | 7.72 | 7.71 | 7.04 | 7.13 | 7.04 | 7.50 | 6.54 | 19.71 | 24.77 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.10 | 1.14 | -0.99 | -0.19 | 0.04 | 0.06 | 0.10 | 0.17 | 0.84 | -0.91 | 4.63 | -2.73 | |
| 0.03 | 0.00 | 0.00 | -0.01 | -0.07 | 0.02 | 0.00 | 0.00 | 0.00 | -0.94 | -4.45 | 2.67 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.64 | -0.17 | 16.00 | |
| Net Cash Flow | 0.13 | 1.13 | -0.99 | -0.20 | -0.03 | 0.08 | 0.10 | 0.17 | 0.84 | -1.21 | 0.00 | 15.94 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.31% | -1.31% | -1.06% | -1.89% | -4.88% | -3.49% | -1.19% | 0.30% | 3.52% | -1.60% | -20.03% | -20.06% |
Documents
Announcements
- Corporate Action-Updates on intimation of Sub division / Stock Split 18 Feb
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
31 Jan - Of Newspaper Publication of Financial Result of Fynx Capital Limited for the Quarter ended 31st December 2025.
-
Revised Outcome Of Board Meeting Held On 29Th January, 2026 For Approval Of Unaudited Financial Results For Quarter And Nine Months Ended December 31, 2025 And Other Agenda Of FYNX Capital Limited
29 Jan - Approved Q3 Dec 31, 2025 results; 1-for-10 stock split, record date Feb 25, 2026; Rs1,600L rights proceeds fully utilised.
- Record Date For Split Of Equity Shares Of Face Value Of Rs. 10/- Each To Face Value Of Rs. 1/- Each Of FYNX Capital Limited 29 Jan
-
Statement Of Deviation Or Variation Of Funds For Quarter Ended 31St December 2025
29 Jan - No deviation in utilization of Rs 1,600 lakh rights issue proceeds; fully utilized as of 31-Dec-2025.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Business Overview:[1][2][3]
ChatGPT said:
FCL is a registered Non-Systemically Important, Non-Deposit Accepting NBFC engaged in the commercial finance business. It provides loans to small and medium enterprises for working capital and growth, along with two-wheeler loans, loans against property, personal loans, and financing for various micro-enterprises.