Jayabharat Credit Ltd

Jayabharat Cred. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Jayabharat Credit Ltd

₹ 14.5 0.00%
30 Apr - close price
jayabharat.com BSE: 501311
About

Incorporated in 1943, Jayabharat Credit
Ltd was in the business of Hire Purchase
and leasing[1]

Key Points

Business Overview:[1][2]
JCL initially operated in General Insurance as a subsidiary of The New India Assurance Company. It later transitioned into Hire Purchase and Leasing, becoming a Deposit-taking NBFC registered with RBI and a Category I Merchant Banker under SEBI. However, in FY20, the company ceased its NBFC operations and is currently non-operational, with no active business activities.

Website BSE
  • Market Cap ₹ 7.25 Cr.
  • Current Price ₹ 14.5
  • High / Low ₹ 15.2 / 7.60
  • Stock P/E
  • Book Value ₹ -121
  • Dividend Yield 0.00 %
  • ROCE %
  • ROE %
  • Face Value ₹ 10.0
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Pros

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 15.2%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.20 0.28 0.21 0.43 0.22 0.30 0.31 0.18 0.24 0.43 0.22 0.21 0.23
Operating Profit -0.20 -0.28 -0.21 -0.43 -0.22 -0.30 -0.31 -0.18 -0.24 -0.43 -0.22 -0.21 -0.23
OPM %
0.00 0.03 0.85 0.00 0.00 0.01 0.00 0.00 0.10 0.01 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00
Profit before tax -0.20 -0.25 0.64 -0.43 -0.22 -0.59 -0.31 -0.18 -0.14 -0.43 -0.22 -0.21 -0.23
Tax % 0.00% 0.00% 0.00% 0.00% 313.64% 33.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.21 -0.25 0.64 -0.43 -0.91 -0.80 -0.31 -0.18 -0.14 -0.43 -0.22 -0.21 -0.23
EPS in Rs -0.42 -0.50 1.28 -0.86 -1.82 -1.60 -0.62 -0.36 -0.28 -0.86 -0.44 -0.42 -0.46
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
5.49 2.94 0.65 0.00 0.65 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00
2.41 2.66 1.24 2.50 1.20 1.31 60.70 1.14 1.07 0.88 1.17 1.16 1.09
Operating Profit 3.08 0.28 -0.59 -2.50 -0.55 -1.31 -60.69 -1.14 -1.07 -0.88 -1.17 -1.16 -1.09
OPM % 56.10% 9.52% -90.77% -84.62% -606,900.00%
0.36 0.10 1.57 0.43 0.00 0.21 0.06 0.00 0.30 0.02 0.87 0.10 0.01
Interest 3.57 3.39 3.18 1.30 1.23 0.46 0.00 0.00 0.00 0.00 0.30 0.00 0.00
Depreciation 0.08 0.05 0.05 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.00 0.01 0.01
Profit before tax -0.21 -3.06 -2.25 -3.39 -1.80 -1.57 -60.64 -1.15 -0.78 -0.87 -0.60 -1.07 -1.09
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 148.33% 0.00%
-0.20 -3.06 -2.25 -3.39 -1.80 -1.57 -60.64 -1.15 -0.78 -0.87 -1.50 -1.06 -1.09
EPS in Rs -0.40 -6.12 -4.50 -6.78 -3.60 -3.14 -121.28 -2.30 -1.56 -1.74 -3.00 -2.12 -2.18
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: 5%
5 Years: 15%
3 Years: -14%
TTM: 24%
Stock Price CAGR
10 Years: 7%
5 Years: 53%
3 Years: 22%
1 Year: 59%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: %

Balance Sheet

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
Reserves 13.33 10.28 7.91 4.51 2.72 1.15 -59.49 -60.64 -61.42 -62.29 -63.79 -64.85 -65.29
40.92 43.83 47.38 49.21 51.55 53.77 0.00 56.28 56.94 58.01 58.08 59.09 59.69
4.21 3.93 2.88 2.71 1.19 0.51 55.58 0.44 0.54 0.32 0.76 0.80 0.65
Total Liabilities 63.46 63.04 63.17 61.43 60.46 60.43 1.09 1.08 1.06 1.04 0.05 0.04 0.05
0.72 0.67 0.37 0.33 0.31 0.30 0.29 0.28 0.27 0.27 0.00 0.01 0.01
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.27 0.12 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.00 0.00 0.00 0.00
62.47 62.25 62.78 61.08 60.13 60.11 0.78 0.78 0.77 0.77 0.05 0.03 0.04
Total Assets 63.46 63.04 63.17 61.43 60.46 60.43 1.09 1.08 1.06 1.04 0.05 0.04 0.05

Cash Flows

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-0.95 0.05 -1.28 0.00 -0.30 -1.29 -1.47 -1.06 -0.66 -1.07 -0.67 -1.00
1.34 0.15 0.97 0.00 0.00 0.00 -0.01 0.00 0.00 0.00 0.91 -0.02
-0.19 -0.63 0.26 0.00 0.41 1.42 1.45 1.06 0.65 1.08 -0.23 1.00
Net Cash Flow 0.20 -0.43 -0.05 0.00 0.11 0.14 -0.03 0.00 -0.01 0.02 0.01 -0.02

Ratios

Figures in Rs. Crores

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 679.47 1,827.48 8,445.54 7,782.92 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 679.47 1,827.48 8,445.54 7,782.92 0.00
Working Capital Days 295.19 1,232.81 7,210.15 7,328.08 -12,410.00
ROCE % 5.84% 0.56% 0.34% -4.03% -0.97% -1.86% -2,233.52% -134.48% -140.32% -23,000.00%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 15.22% 15.22% 15.22% 15.22% 15.22%
0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%
99.89% 99.89% 99.89% 99.89% 99.89% 99.89% 99.88% 84.76% 84.76% 84.76% 84.77% 84.77%
No. of Shareholders 2,4152,4222,4482,4532,4462,4482,5392,5762,6532,6702,6552,657

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports