Jayabharat Credit Ltd
₹ 14.7
-1.74%
20 May
- close price
About
Incorporated in 1943, Jayabharat Credit
Ltd was in the business of Hire Purchase
and leasing[1]
Key Points
- Market Cap ₹ 7.34 Cr.
- Current Price ₹ 14.7
- High / Low ₹ 16.7 / 7.60
- Stock P/E
- Book Value ₹ -122
- Dividend Yield 0.00 %
- ROCE %
- ROE %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 15.2%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2.94 | 0.65 | -0.00 | 0.65 | -0.00 | 0.01 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | |
| 2.66 | 1.24 | 2.50 | 1.20 | 1.31 | 60.70 | 1.14 | 1.07 | 0.88 | 1.17 | 1.16 | 0.98 | |
| Operating Profit | 0.28 | -0.59 | -2.50 | -0.55 | -1.31 | -60.69 | -1.14 | -1.07 | -0.88 | -1.17 | -1.16 | -0.98 |
| OPM % | 9.52% | -90.77% | -84.62% | -606,900.00% | ||||||||
| 0.10 | 1.57 | 0.43 | -0.00 | 0.21 | 0.06 | -0.00 | 0.30 | 0.02 | 0.87 | 0.10 | 0.06 | |
| Interest | 3.39 | 3.18 | 1.30 | 1.23 | 0.46 | -0.00 | -0.00 | -0.00 | -0.00 | 0.30 | -0.00 | -0.00 |
| Depreciation | 0.05 | 0.05 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.00 | 0.01 | 0.01 |
| Profit before tax | -3.06 | -2.25 | -3.39 | -1.80 | -1.57 | -60.64 | -1.15 | -0.78 | -0.87 | -0.60 | -1.07 | -0.93 |
| Tax % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | 148.33% | -0.00% | 8.60% |
| -3.06 | -2.25 | -3.39 | -1.80 | -1.57 | -60.64 | -1.15 | -0.78 | -0.87 | -1.50 | -1.06 | -1.01 | |
| EPS in Rs | -6.12 | -4.50 | -6.78 | -3.60 | -3.14 | -121.28 | -2.30 | -1.56 | -1.74 | -3.00 | -2.12 | -2.02 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 2% |
| 3 Years: | -6% |
| TTM: | 5% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 54% |
| 3 Years: | 22% |
| 1 Year: | 68% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Balance Sheet
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Reserves | 10.28 | 7.91 | 4.51 | 2.72 | 1.15 | -59.49 | -60.64 | -61.42 | -62.29 | -63.79 | -64.85 | -65.86 |
| 43.83 | 47.38 | 49.21 | 51.55 | 53.77 | -0.00 | 56.28 | 56.94 | 58.01 | 58.08 | 59.09 | 60.46 | |
| 3.93 | 2.88 | 2.71 | 1.19 | 0.51 | 55.58 | 0.44 | 0.54 | 0.32 | 0.76 | 0.80 | 0.57 | |
| Total Liabilities | 63.04 | 63.17 | 61.43 | 60.46 | 60.43 | 1.09 | 1.08 | 1.06 | 1.04 | 0.05 | 0.04 | 0.17 |
| 0.67 | 0.37 | 0.33 | 0.31 | 0.30 | 0.29 | 0.28 | 0.27 | 0.27 | -0.00 | 0.01 | 0.01 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | 0.12 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | -0.00 | -0.00 | -0.00 | -0.00 |
| 62.25 | 62.78 | 61.08 | 60.13 | 60.11 | 0.78 | 0.78 | 0.77 | 0.77 | 0.05 | 0.03 | 0.16 | |
| Total Assets | 63.04 | 63.17 | 61.43 | 60.46 | 60.43 | 1.09 | 1.08 | 1.06 | 1.04 | 0.05 | 0.04 | 0.17 |
Cash Flows
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.05 | -1.28 | -0.00 | -0.30 | -1.29 | -1.47 | -1.06 | -0.66 | -1.07 | -0.67 | -1.00 | -1.33 | |
| 0.15 | 0.97 | -0.00 | -0.00 | -0.00 | -0.01 | -0.00 | -0.00 | -0.00 | 0.91 | -0.02 | -0.00 | |
| -0.63 | 0.26 | -0.00 | 0.41 | 1.42 | 1.45 | 1.06 | 0.65 | 1.08 | -0.23 | 1.00 | 1.38 | |
| Net Cash Flow | -0.43 | -0.05 | -0.00 | 0.11 | 0.14 | -0.03 | -0.00 | -0.01 | 0.02 | 0.01 | -0.02 | 0.04 |
Ratios
Figures in Rs. Crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1,827.48 | 8,445.54 | 7,782.92 | -0.00 | ||||||||
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 1,827.48 | 8,445.54 | 7,782.92 | -0.00 | ||||||||
| Working Capital Days | 1,232.81 | 7,210.15 | 7,328.08 | -12,410.00 | ||||||||
| ROCE % | 0.56% | 0.34% | -4.03% | -0.97% | -1.86% | -2,233.52% | -134.48% | -140.32% | -23,000.00% |
Documents
Announcements
-
Audited Standalone Financial Results For The Quarter And Year Ended 31St March, 2025
9h - Jayabharat Credit reports FY25 loss ₹100.74L, negative net worth ₹6,085.97L, unmodified audit opinion.
- Audited Standalone Financial Results For The Quarter And Year Ended 31St March, 2025 9h
-
Board Meeting Outcome for Outcome Of Board Meeting
10h - Audited FY25 results show ₹100.74L net loss, ₹7,553.67L accumulated loss, negative net worth ₹6,085.97L.
-
Board Meeting Intimation for Board Meeting To Be Held On Tuesday, 20Th May, 2025
2 May - Board meeting on 20 May 2025 to approve FY25 audited financial results.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
9 Apr - Certificate under Regulation 74(5) for dematerialization.
Annual reports
-
Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Business Overview:[1][2]
JCL initially operated in General Insurance as a subsidiary of The New India Assurance Company. It later transitioned into Hire Purchase and Leasing, becoming a Deposit-taking NBFC registered with RBI and a Category I Merchant Banker under SEBI. However, in FY20, the company ceased its NBFC operations and is currently non-operational, with no active business activities.