Piramal Finance Ltd
₹ 1,323
7822.16%
07 Nov
- close price
About
Dewan Housing Finance Corporation's main business is of providing loans to Retail customers for construction or purchase of residential property, loans against property,
[
edit about
]
[
add key points
]
- Market Cap ₹ 29,989 Cr.
- Current Price ₹ 1,323
- High / Low ₹ 1,333 / 1,235
- Stock P/E 50.7
- Book Value ₹ 1,209
- Dividend Yield 0.00 %
- ROCE 7.83 %
- ROE 2.73 %
- Face Value ₹ 2.00
Pros
- Stock is trading at 1.09 times its book value
- Company is expected to give good quarter
Cons
- Company has low interest coverage ratio.
- Working capital days have increased from 25.3 days to 62.4 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Housing Finance Company
Loading peers table ...
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,966 | 5,979 | 7,295 | 10,821 | 10,850 | 12,884 | 9,322 | 5,082 | 6,039 | 6,592 | 6,664 | 10,308 | 10,107 | |
| 437 | 553 | 683 | 778 | 1,413 | 4,572 | 21,785 | 690 | 1,863 | 5,651 | 4,811 | 4,516 | 4,174 | |
| Operating Profit | 4,528 | 5,426 | 6,613 | 10,043 | 9,437 | 8,312 | -12,463 | 4,391 | 4,175 | 940 | 1,853 | 5,791 | 5,934 |
| OPM % | 91% | 91% | 91% | 93% | 87% | 65% | -134% | 86% | 69% | 14% | 28% | 56% | 59% |
| 0 | 2 | 4 | 5 | 14 | -33 | 19 | 6 | -77 | -10,198 | -1,609 | 353 | 166 | |
| Interest | 3,783 | 4,460 | 5,490 | 6,654 | 7,722 | 9,393 | 5,725 | 2,828 | 3,332 | 3,453 | 3,637 | 5,188 | 5,356 |
| Depreciation | 11 | 26 | 24 | 23 | 28 | 51 | 79 | 29 | 52 | 95 | 155 | 211 | 296 |
| Profit before tax | 735 | 943 | 1,102 | 3,372 | 1,701 | -1,165 | -18,248 | 1,540 | 714 | -12,806 | -3,549 | 745 | 449 |
| Tax % | 28% | 34% | 34% | 14% | 27% | -11% | -25% | 33% | 26% | -42% | -46% | 23% | |
| 529 | 621 | 729 | 2,896 | 1,240 | -1,036 | -13,612 | 1,034 | 526 | -7,425 | -1,911 | 574 | 510 | |
| EPS in Rs | 20.60 | 21.32 | 24.99 | 92.50 | 39.53 | -33.01 | -433.76 | 32.96 | 0.25 | -3.48 | -0.82 | 0.23 | 12.33 |
| Dividend Payout % | 19% | 14% | 32% | 4% | 14% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 2% |
| 3 Years: | 20% |
| TTM: | 37% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 15% |
| 3 Years: | 1% |
| TTM: | 349% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 143% |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 128 | 146 | 292 | 313 | 314 | 314 | 314 | 19,284 | 21,365 | 23,365 | 45 | 45 |
| Reserves | 3,447 | 4,490 | 4,725 | 7,683 | 8,919 | 7,788 | -5,852 | 2,203 | 895 | -8,360 | 27,005 | 27,366 |
| 39,457 | 48,881 | 61,050 | 81,264 | 91,712 | 96,521 | 90,412 | 29,867 | 46,416 | 45,064 | 64,484 | 70,607 | |
| 830 | 1,098 | 1,787 | 3,038 | 5,367 | 1,852 | 964 | 1,303 | 11,027 | 5,311 | 2,292 | 2,239 | |
| Total Liabilities | 43,863 | 54,615 | 67,853 | 92,298 | 106,312 | 106,475 | 85,838 | 52,657 | 79,702 | 65,380 | 93,826 | 100,258 |
| 192 | 188 | 202 | 209 | 850 | 865 | 920 | 10,365 | 10,833 | 883 | 1,548 | 1,414 | |
| CWIP | 796 | 796 | 579 | 634 | 129 | 104 | 105 | 0 | 0 | 0 | 0 | 0 |
| Investments | 721 | 1,006 | 893 | 13,535 | 8,086 | 2,361 | 3,881 | 11,352 | 13,914 | 8,647 | 13,064 | 12,525 |
| 42,153 | 52,624 | 66,179 | 77,920 | 97,247 | 103,145 | 80,932 | 30,940 | 54,956 | 55,849 | 79,214 | 86,318 | |
| Total Assets | 43,863 | 54,615 | 67,853 | 92,298 | 106,312 | 106,475 | 85,838 | 52,657 | 79,702 | 65,380 | 93,826 | 100,258 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -8,879 | -12,457 | -13,139 | -15,746 | -18,136 | -8,735 | 12,576 | 1,420 | 8,685 | 6,567 | -6,342 | -9,675 | |
| -715 | -506 | 505 | -10,442 | 6,091 | 6,135 | 575 | -2,260 | -325 | -24 | -68 | -862 | |
| 10,065 | 12,468 | 15,416 | 26,042 | 11,173 | 1,937 | -7,563 | 534 | -8,390 | -9,246 | 6,428 | 12,403 | |
| Net Cash Flow | 471 | -495 | 2,781 | -146 | -872 | -663 | 5,589 | -306 | -30 | -2,703 | 18 | 1,866 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 6 | 12 | 10 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 6 | 12 | 10 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Working Capital Days | -392 | -601 | -659 | -366 | -421 | -62 | -12 | 94 | -191 | -12 | 62 | |
| ROCE % | 12% | 11% | 11% | 10% | 10% | 8% | -13% | 6% | 7% | 8% |
Documents
Announcements
-
Intimation Under SEBI Listing Regulations - Submission Of Offering Circular To India INX
9h - Committee approved updated EMTN offering circular and filed with India INX on 7 November 2025.
- Announcement under Regulation 30 (LODR)-Investor Presentation 1d
-
Intimation Under Regulation 30(5) Of The SEBI Listing Regulations 2015
1d - Piramal Finance discloses KMP contact details: CFO Vikash Singhla and CS Bipin Singh, with emails.
- Listing of Equity Shares of Piramal Finance Ltd 1d
- Submission Of Unaudited Financial Results (Standalone & Consolidated) For The Quarter Ended June 30, 2021 13 Aug 2021
Annual reports
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
Concalls
-
Nov 2025TranscriptNotesPPT
-
Aug 2020TranscriptNotesPPT
-
Jul 2020TranscriptNotesPPT
-
Feb 2019TranscriptNotesPPT
-
Feb 2019TranscriptNotesPPT
-
Jan 2019TranscriptNotesPPT
-
Nov 2018TranscriptNotesPPT
-
Sep 2018TranscriptNotesPPT
-
Sep 2018TranscriptNotesPPT
-
Aug 2018TranscriptNotesPPT
-
Aug 2018TranscriptNotesPPT
-
Jun 2018TranscriptNotesPPT
-
Jun 2018TranscriptNotesPPT
-
May 2018TranscriptNotesPPT
-
May 2018TranscriptNotesPPT
-
Apr 2018TranscriptNotesPPT
-
Mar 2018TranscriptNotesPPT
-
Feb 2018TranscriptNotesPPT
-
Feb 2018TranscriptNotesPPT
-
Feb 2018TranscriptNotesPPT
-
Feb 2018TranscriptNotesPPT
-
Jan 2018TranscriptNotesPPT
-
Jan 2018TranscriptNotesPPT
-
Nov 2017TranscriptNotesPPT
-
Nov 2017TranscriptNotesPPT
-
Nov 2017TranscriptNotesPPT
-
Oct 2017TranscriptNotesPPT
-
Oct 2017TranscriptNotesPPT
-
Sep 2017TranscriptNotesPPT
-
Sep 2017TranscriptNotesPPT
-
Aug 2017TranscriptNotesPPT
-
Aug 2017TranscriptNotesPPT
-
Jul 2017TranscriptNotesPPT
-
May 2017TranscriptNotesPPT
-
Mar 2017TranscriptNotesPPT
-
Dec 2016TranscriptNotesPPT
-
Sep 2016TranscriptNotesPPT
-
Aug 2016TranscriptNotesPPT
-
May 2016TranscriptNotesPPT
-
Mar 2016TranscriptNotesPPT
-
Mar 2016TranscriptNotesPPT
-
Mar 2016TranscriptNotesPPT