SRG Housing Finance Ltd
SRG Housing Finance Ltd, established
in 1999, is an NHB-registered housing
finance company focused on affordable
housing finance for rural and semi-urban borrowers. Products cover home purchase,
self-construction, renovation, extension and Loan Against Property (LAP). Company serves 25,000+ customers through 96 branches.[1]
- Market Cap ₹ Cr.
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Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Housing Finance Company
Quarterly Results
Figures in Rs. Crores
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| Financing Profit |
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| Depreciation |
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| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Dividend Payout % |
| Compounded Sales Growth | |
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Balance Sheet
Figures in Rs. Crores
| Equity Capital |
| Reserves |
| Borrowing |
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| CWIP |
| Investments |
| Total Assets |
Cash Flows
Figures in Rs. Crores
| Net Cash Flow |
| Free Cash Flow |
| CFO/OP |
Ratios
| ROE % |
Insights
In beta| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
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| AUM (Assets Under Management) INR Crore ・Standalone data |
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| Average Ticket Size INR Lakh ・Standalone data |
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| Disbursements INR Crore ・Standalone data |
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| Number of Branches count ・Standalone data |
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| Housing Loan Share of AUM % ・Standalone data |
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| Self-Employed Share of Loan Book % ・Standalone data |
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| Number of Employees count ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
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Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
- SRG Housing Finance’s 27th AGM on September 28, 2026 passed all resolutions, including FY26 accounts adoption and director reappointment.
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Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
- SRG Housing Finance paid quarterly NCD interest and redeemed Rs 75.76 lakh on 29 September 2026.
- Shareholder Meeting / Postal Ballot-Outcome of AGM
- Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
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Closure of Trading Window
- Trading window closed from 1 October 2026 until 48 hours after Q2 FY26 results.
Annual reports
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Annual Report 2026
from bse
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Annual Report 2025
from bse
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Annual Report 2024
from bse
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Annual Report 2023
from bse
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Annual Report 2022
from bse
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Annual Report 2021
from bse
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Annual Report 2020
from bse
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Annual Report 2019
from bse
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Annual Report 2018
from bse
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Annual Report 2017
from bse
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Annual Report 2016
from bse
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Annual Report 2015
from bse
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Annual Report 2014
from bse
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Annual Report 2013
from bse
Concalls
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Sep 2026Transcript REC
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Aug 2026PPT
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Jul 2026PPT
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May 2026Transcript PPT
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Feb 2026PPT
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Nov 2025Transcript PPT REC
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Aug 2025PPT
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May 2025Transcript PPT
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May 2025PPT
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Jan 2025PPT
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Nov 2024Transcript PPT
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Aug 2024PPT
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Jun 2024Transcript PPT
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Jan 2024PPT
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Nov 2023Transcript PPT
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Aug 2023PPT
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May 2023Transcript PPT
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Feb 2023PPT
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Nov 2022PPT
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Aug 2022PPT
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May 2022Transcript PPT
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Feb 2022PPT
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Nov 2021PPT
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Aug 2021Transcript PPT
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Jul 2021Transcript
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May 2021PPT
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Feb 2021Transcript PPT
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Nov 2020PPT
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Nov 2020PPT
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Sep 2020PPT
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Sep 2020PPT
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Jul 2020PPT
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Feb 2020PPT
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Dec 2019PPT
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Sep 2019PPT
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Jun 2019PPT
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Feb 2019PPT
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Feb 2019PPT
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Nov 2018PPT
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Jun 2018PPT
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Jan 2018PPT
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Nov 2017PPT
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Nov 2017PPT
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Jun 2017PPT
Business Overview:[1][2]
SRG Housing Finance is a leading rural
housing finance company, focusing on
New-to-Credit, Underserved & Unorganized population. They offer small ticket loans,
tailored products, and simplified access
to finance through minimal documentation
and fast processing.
As of FY26, they operated 96 branches across 7 states with an AUM of Rs 1,04.2 Cr