Senco Gold Ltd
Incorporated in 1994, Senco Gold Limited is a Pan-India jewelry retailer and is the largest organized jewelry retail player in the Eastern region of India based on the number of stores[1]
- Market Cap ₹ 6,239 Cr.
- Current Price ₹ 381
- High / Low ₹ 405 / 276
- Stock P/E 10.9
- Book Value ₹ 153
- Dividend Yield 0.28 %
- ROCE 20.9 %
- ROE 25.6 %
- Face Value ₹ 5.00
Pros
- Company is expected to give good quarter
- Company has delivered good profit growth of 56.5% CAGR over last 5 years
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| 1,318 | 1,434 | 2,660 | 3,535 | 4,077 | 5,241 | 6,328 | 8,430 | |
| 1,248 | 1,354 | 2,479 | 3,248 | 3,749 | 4,853 | 5,947 | 7,461 | |
| Operating Profit | 70 | 80 | 182 | 287 | 329 | 389 | 381 | 969 |
| OPM % | 5% | 6% | 7% | 8% | 8% | 7% | 6% | 11% |
| 3 | 6 | 15 | 13 | 31 | 42 | 55 | 80 | |
| Interest | 19 | 26 | 73 | 80 | 98 | 121 | 149 | 204 |
| Depreciation | 3 | 7 | 40 | 42 | 46 | 60 | 68 | 82 |
| Profit before tax | 51 | 53 | 84 | 177 | 216 | 250 | 218 | 763 |
| Tax % | 29% | 33% | 27% | 27% | 27% | 27% | 27% | 25% |
| 36 | 36 | 61 | 129 | 158 | 181 | 159 | 574 | |
| EPS in Rs | 10.25 | 10.07 | 5.78 | 12.13 | 14.19 | 11.65 | 9.73 | 35.06 |
| Dividend Payout % | 12% | 0% | 0% | 4% | 5% | 9% | 10% | 3% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 26% |
| 3 Years: | 27% |
| TTM: | 33% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 56% |
| 3 Years: | 54% |
| TTM: | 261% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 21% |
| 1 Year: | 6% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 18% |
| 3 Years: | 18% |
| Last Year: | 26% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 18 | 18 | 66 | 53 | 56 | 78 | 82 | 82 |
| Reserves | 147 | 258 | 536 | 673 | 876 | 1,288 | 1,888 | 2,432 |
| 212 | 217 | 532 | 1,026 | 1,402 | 1,761 | 2,059 | 2,699 | |
| 86 | 64 | 424 | 348 | 571 | 596 | 717 | 1,849 | |
| Total Liabilities | 462 | 557 | 1,559 | 2,100 | 2,905 | 3,723 | 4,746 | 7,062 |
| 62 | 67 | 212 | 223 | 280 | 362 | 405 | 475 | |
| CWIP | 2 | 13 | 2 | 7 | 13 | 1 | 2 | 2 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 398 | 476 | 1,345 | 1,870 | 2,612 | 3,359 | 4,340 | 6,584 | |
| Total Assets | 462 | 557 | 1,559 | 2,100 | 2,905 | 3,723 | 4,746 | 7,062 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| -7 | -61 | 182 | -70 | -78 | -23 | -221 | -789 | |
| -12 | -37 | -55 | -157 | -198 | -118 | -32 | 77 | |
| 43 | 61 | -122 | 228 | 276 | 151 | 268 | 716 | |
| Net Cash Flow | 24 | -37 | 5 | 1 | -0 | 9 | 15 | 4 |
| Free Cash Flow | -15 | -85 | 168 | -95 | -109 | -61 | -258 | -843 |
| CFO/OP | 33% | -53% | 123% | -11% | -6% | 12% | -39% | -72% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 14 | 11 | 4 | 4 | 4 | 4 | 5 | 10 |
| Inventory Days | 81 | 103 | 166 | 170 | 201 | 202 | 220 | 286 |
| Days Payable | 2 | 4 | 10 | 14 | 17 | 17 | 10 | 37 |
| Cash Conversion Cycle | 94 | 111 | 160 | 160 | 188 | 189 | 214 | 259 |
| Working Capital Days | 66 | 88 | 44 | 30 | 29 | 43 | 66 | 76 |
| ROCE % | 18% | 18% | 15% | 14% | 10% | 21% |
Insights
In beta| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Total Showroom Count count |
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| Average Ticket Value (ATV) INR |
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| Same-Store Sales Growth (SSSG) % |
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| Stud (Diamond Jewellery) Ratio % |
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| Loyal Customers million |
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| Old Gold Exchange as % of Revenue % |
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| Footfall Conversion % |
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Extracted by Screener AI
Documents
Announcements
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Business Update Q1 FY27
3 Jul - Senco Gold Q1 FY27 update: revenue up 60%, SSSG 38%, 8 new showrooms opened.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
2 Jul - Certificate under Reg. 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 30th June, 2026.
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Announcement under Regulation 30 (LODR)-Updates on Acquisition
30 Jun - AJPL (Melorra) acquisition delayed to 30 September 2026 from 30 June 2026.
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Announcement under Regulation 30 (LODR)-Memorandum of Understanding /Agreements
30 Jun - Senco Gold extended its strategic and marketing tie-up with AJPL’s Melorra until 30 September 2026.
- Closure of Trading Window 25 Jun
Concalls
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Jun 2026Transcript PPT REC
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Feb 2026Transcript PPT
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Nov 2025Transcript PPT REC
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Oct 2025TranscriptAI SummaryPPT
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Aug 2025Transcript PPT
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Jun 2025Transcript PPT
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Feb 2025Transcript PPT REC
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Nov 2024Transcript PPT REC
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Aug 2024Transcript PPT
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May 2024Transcript PPT
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Aug 2023Transcript PPT
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Jul 2023TranscriptAI SummaryPPT
Business Profile:[1]
Senco Gold Ltd. is India’s 2nd most trusted jewellery brand (TRA ranking, 5 years in
a row) and the largest organised jewellery
retailer in Eastern India.
The company operates on an omni-
channel model, offering gold, diamond,
silver, polki, platinum, and gemstone jewellery, and lifestyle products like
leather goods, fragrances, and lab-
grown diamonds.