State Bank of Travancore(Merged)
State Bank of Travancore,incorporated in India, listed on the Bombay Stock Exchange Limited, and National Stock Exchange Limited, the company is engaged in Corporate / Wholesale Banking,Retail Banking,Treasury and,Other Banking Operations
- Market Cap ₹ 4,328 Cr.
- Current Price ₹ 609
- High / Low ₹ /
- Stock P/E
- Book Value ₹ 847
- Dividend Yield 0.00 %
- ROCE 7.17 %
- ROE 5.75 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.72 times its book value
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 6.17% over last 3 years.
- Contingent liabilities of Rs.45,475 Cr.
- Earnings include an other income of Rs.1,586 Cr.
- Dividend payout has been low at 7.82% of profits over last 3 years
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Banks Industry: Banks - Public Sector
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
2,299 | 2,691 | 3,434 | 4,123 | 4,378 | 5,229 | 6,896 | 8,635 | 9,707 | 9,569 | 9,609 | 9,481 | |
915 | 846 | 828 | 1,021 | 998 | 1,348 | 1,681 | 1,828 | 2,618 | 2,654 | 3,110 | 4,927 | |
Operating Profit | 1,384 | 1,844 | 2,606 | 3,102 | 3,380 | 3,880 | 5,215 | 6,807 | 7,088 | 6,915 | 6,499 | 4,554 |
OPM % | 60% | 69% | 76% | 75% | 77% | 74% | 76% | 79% | 73% | 72% | 68% | 48% |
351 | 364 | 447 | 582 | 528 | 581 | 581 | 653 | 852 | 1,015 | 1,148 | 1,586 | |
Interest | 1,343 | 1,698 | 2,477 | 2,841 | 2,978 | 3,533 | 4,998 | 6,507 | 7,323 | 7,285 | 7,055 | 7,042 |
Depreciation | 53 | 42 | 48 | 41 | 43 | 47 | 50 | 59 | 80 | 84 | 95 | 0 |
Profit before tax | 339 | 468 | 528 | 802 | 888 | 882 | 747 | 895 | 537 | 560 | 497 | -901 |
Tax % | 24% | 30% | 27% | 24% | 23% | 17% | 32% | 31% | 43% | 40% | 32% | |
259 | 326 | 386 | 608 | 684 | 728 | 510 | 615 | 304 | 336 | 338 | -1,336 | |
EPS in Rs | 47.19 | 47.50 | -187.94 | |||||||||
Dividend Payout % | 19% | 15% | 13% | 11% | 12% | 12% | 18% | 16% | 4% | 9% | 11% |
Compounded Sales Growth | |
---|---|
10 Years: | 15% |
5 Years: | 13% |
3 Years: | 4% |
TTM: | -1% |
Compounded Profit Growth | |
---|---|
10 Years: | 3% |
5 Years: | -14% |
3 Years: | -18% |
TTM: | -386% |
Stock Price CAGR | |
---|---|
10 Years: | 3% |
5 Years: | % |
3 Years: | % |
1 Year: | % |
Return on Equity | |
---|---|
10 Years: | 14% |
5 Years: | 9% |
3 Years: | 6% |
Last Year: | 6% |
Balance Sheet
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 59 | 71 |
Reserves | 1,282 | 1,549 | 1,668 | 2,200 | 2,791 | 3,414 | 3,816 | 4,315 | 4,910 | 5,667 | 5,950 |
27,163 | 32,887 | 38,203 | 44,589 | 54,134 | 63,884 | 79,077 | 93,371 | 96,155 | 94,873 | 104,068 | |
3,368 | 3,507 | 4,183 | 2,511 | 2,481 | 3,629 | 3,043 | 3,843 | 4,171 | 4,996 | 4,417 | |
Total Liabilities | 31,862 | 37,993 | 44,105 | 49,349 | 59,455 | 70,977 | 85,987 | 101,579 | 105,285 | 105,595 | 114,507 |
165 | 160 | 166 | 172 | 203 | 221 | 243 | 286 | 339 | 432 | 445 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 10,630 | 9,718 | 11,353 | 13,232 | 15,844 | 17,927 | 22,438 | 27,226 | 27,941 | 24,819 | 36,062 |
21,068 | 28,115 | 32,585 | 35,946 | 43,407 | 52,828 | 63,306 | 74,068 | 77,005 | 80,344 | 78,000 | |
Total Assets | 31,862 | 37,993 | 44,105 | 49,349 | 59,455 | 70,977 | 85,987 | 101,579 | 105,285 | 105,595 | 114,507 |
Cash Flows
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | |
---|---|---|---|---|---|---|---|---|---|---|---|
-1,520 | 1,127 | 630 | -955 | 2,111 | |||||||
-110 | -38 | -54 | -47 | -74 | |||||||
184 | 178 | 461 | -231 | -358 | |||||||
Net Cash Flow | -1,447 | 1,267 | 1,037 | -1,233 | 1,679 |
Ratios
Figures in Rs. Crores
Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | |||||||||||
Days Payable | |||||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Working Capital Days | -401 | -357 | -376 | -158 | -153 | -133 | -50 | -90 | -86 | 21 | 11 |
ROCE % | 7% | 8% | 8% | 7% | 7% | 8% | 8% | 8% | 8% | 7% |
Documents
Announcements
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Updates
31 Mar 2017 - We have effected 'at par' payment of annual interest to the holders of the Rs. 100 Crores IPDI Bonds Series II (INE654A09167) on 31/03/2017 due …
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Updates
31 Mar 2017 - We have effected 'at par' payment of annual interest to the holders of the Rs. 515 Crores Tier II Bonds Series I (INE654A08011) on 30/03/2017 …
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Updates
30 Mar 2017 - Letter nos.: SBD/StExs/Bonds/1253 dated 14/02/2017 and SBD/StExs/Bonds/1310 dated 18/02/2017 regarding intention of the Bank for raising upto Rs.600 Crores by way of issue of Additional …
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Updates
28 Mar 2017 - We have effected 'at par' payment of annual interest to the holders of the Rs. 500 Crores Upper Tier II Bonds Series III (INE654A09175) on …
- Record Date: 17Th March, 2017 3 Mar 2017
Annual reports
Concalls
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Apr 2016TranscriptNotesPPT