Muthoot Microfin Ltd

Muthoot Microfin Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Muthoot Microfin Ltd

₹ 234 -0.32%
26 Apr - close price
muthootmicrofin.com BSE: 544055 NSE : MUTHOOTMF
About

Founded in April 1992, Muthoot Microfin Limited, a subsidiary of Muthoot Pappachan Group, provides micro-loans to female customers with a focus on rural regions in India[1]

Key Points

Market Share[1] Muthoot Microfin is the 5th largest NBFC-MFI in India in terms of gross loan portfolio as of FY23. They are also 3rd largest among NBFC-MFIs in South India in terms of gross loan portfolio, largest in Kerala, and have 16% market share in Tamil Nadu

Website BSE NSE
  • Market Cap ₹ 3,994 Cr.
  • Current Price ₹ 234
  • High / Low ₹ 281 / 196
  • Stock P/E 24.4
  • Book Value ₹
  • Dividend Yield 0.00 %
  • ROCE 11.1 %
  • ROE 11.2 %
  • Face Value ₹ 10.0
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Pros

Cons

  • Company has low interest coverage ratio.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Figures in Rs. Crores

Sep 2022 Dec 2022 Jun 2023 Sep 2023 Dec 2023
Revenue 334 380 479 564 581
Interest 121 155 194 221 234
207 152 150 191 212
Financing Profit 6 74 135 152 135
Financing Margin % 2% 19% 28% 27% 23%
7 3 1 3 4
Depreciation 6 7 8 9 9
Profit before tax 6 70 128 147 130
Tax % 26% 18% 25% 25% 4%
5 57 96 110 125
EPS in Rs 0.39 4.87 8.19 9.38 7.31
Gross NPA % 2.75%
Net NPA % 0.51%
Raw PDF
Upcoming result date: 6 May 2024

Profit & Loss

Figures in Rs. Crores

Mar 2019 Mar 2021 Mar 2022 Mar 2023
Revenue 748 684 833 1,429
Interest 234 299 340 549
243 369 417 658
Financing Profit 271 16 75 222
Financing Margin % 36% 2% 9% 16%
2 12 10 17
Depreciation 3 19 21 27
Profit before tax 271 9 65 213
Tax % 26% 22% 27% 23%
201 7 47 164
EPS in Rs 17.63 0.62 4.15 14.03
Dividend Payout % 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 72%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 246%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 11%

Balance Sheet

Figures in Rs. Crores

Mar 2019 Mar 2021 Mar 2022 Mar 2023
Equity Capital 114 114 114 117
Reserves 772 776 1,203 1,486
Preference Capital 0 0 19 23
2,451 3,094 4,088 6,623
193 200 186 304
Total Liabilities 3,530 4,184 5,591 8,529
21 110 121 172
CWIP 1 0 0 0
Investments 0 0 0 63
3,509 4,074 5,470 8,294
Total Assets 3,530 4,184 5,591 8,529

Cash Flows

Figures in Rs. Crores

Mar 2019 Mar 2021 Mar 2022 Mar 2023
-602 -704 -1,084 -2,333
-6 -38 -74 -180
707 80 1,344 2,567
Net Cash Flow 99 -662 187 54

Ratios

Figures in Rs. Crores

Mar 2019 Mar 2021 Mar 2022 Mar 2023
ROE % 4% 11%

Shareholding Pattern

Numbers in percentages

Dec 2023Mar 2024
55.47% 55.47%
27.59% 26.28%
2.80% 2.35%
12.11% 14.01%
2.03% 1.89%
No. of Shareholders 2,15,0981,86,088

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports

No data available.

DRHP

Credit ratings

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