Motor & General Finance Ltd
₹ 26.1
0.42%
21 Oct
- close price
About
Incorporated in 1930, Motor & General
Finance Ltd is in the business of Rental/
leasing of Immovable Property[1]
Key Points
- Market Cap ₹ 101 Cr.
- Current Price ₹ 26.1
- High / Low ₹ 36.9 / 23.6
- Stock P/E 92.0
- Book Value ₹ 20.6
- Dividend Yield 0.00 %
- ROCE 1.74 %
- ROE 1.52 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Tax rate seems low
- Company has a low return on equity of 0.31% over last 3 years.
- Earnings include an other income of Rs.2.83 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15.43 | 14.78 | 15.16 | 14.74 | 11.67 | 9.74 | 6.21 | 2.49 | 4.38 | 5.43 | 6.20 | 6.97 | 7.01 | |
| 8.34 | 12.62 | 11.43 | 10.26 | 9.74 | 12.00 | 13.31 | 4.04 | 6.14 | 8.90 | 5.78 | 7.41 | 7.47 | |
| Operating Profit | 7.09 | 2.16 | 3.73 | 4.48 | 1.93 | -2.26 | -7.10 | -1.55 | -1.76 | -3.47 | 0.42 | -0.44 | -0.46 |
| OPM % | 45.95% | 14.61% | 24.60% | 30.39% | 16.54% | -23.20% | -114.33% | -62.25% | -40.18% | -63.90% | 6.77% | -6.31% | -6.56% |
| 2.40 | 5.02 | 4.72 | 1.01 | 1.48 | 0.79 | 3.75 | 2.41 | 1.88 | 3.57 | 2.57 | 2.95 | 2.83 | |
| Interest | 5.46 | 7.03 | 5.51 | 5.25 | 3.90 | 1.28 | 0.77 | 0.63 | 0.48 | 0.45 | 0.42 | 0.20 | 0.17 |
| Depreciation | 0.66 | 0.90 | 1.00 | 1.25 | 1.17 | 1.46 | 1.29 | 1.28 | 1.41 | 1.28 | 1.17 | 1.13 | 1.10 |
| Profit before tax | 3.37 | -0.75 | 1.94 | -1.01 | -1.66 | -4.21 | -5.41 | -1.05 | -1.77 | -1.63 | 1.40 | 1.18 | 1.10 |
| Tax % | 3.26% | 28.00% | 27.32% | -137.62% | -56.02% | -24.23% | 0.55% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 3.27 | -0.96 | 1.41 | 0.37 | -0.73 | -3.19 | -5.45 | -1.06 | -1.78 | -1.63 | 1.39 | 1.19 | 1.10 | |
| EPS in Rs | 0.84 | -0.25 | 0.36 | 0.10 | -0.19 | -0.82 | -1.41 | -0.27 | -0.46 | -0.42 | 0.36 | 0.31 | 0.28 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 2% |
| 3 Years: | 17% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 17% |
| 3 Years: | 39% |
| TTM: | -36% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 12% |
| 3 Years: | 0% |
| 1 Year: | -25% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| Last Year: | 2% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 |
| Reserves | 69.36 | 68.58 | 70.29 | 70.86 | 70.17 | 66.98 | 61.64 | 60.67 | 59.22 | 57.72 | 59.12 | 60.37 |
| 52.63 | 52.70 | 49.39 | 40.16 | 18.78 | 4.24 | 4.39 | 3.83 | 2.89 | 1.98 | 1.27 | 0.04 | |
| 52.87 | 28.58 | 29.47 | 35.62 | 53.58 | 67.25 | 70.38 | 97.81 | 95.75 | 98.05 | 98.15 | 97.14 | |
| Total Liabilities | 194.22 | 169.22 | 168.51 | 166.00 | 161.89 | 157.83 | 155.77 | 181.67 | 177.22 | 177.11 | 177.90 | 176.91 |
| 26.99 | 27.96 | 27.04 | 47.43 | 53.99 | 52.55 | 51.39 | 55.72 | 54.23 | 52.95 | 51.91 | 50.78 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 30.79 | 28.45 | 27.51 | 5.65 | 5.39 | 5.96 | 3.38 | 6.52 | 7.29 | 5.13 | 6.70 | 7.26 |
| 136.44 | 112.81 | 113.96 | 112.92 | 102.51 | 99.32 | 101.00 | 119.43 | 115.70 | 119.03 | 119.29 | 118.87 | |
| Total Assets | 194.22 | 169.22 | 168.51 | 166.00 | 161.89 | 157.83 | 155.77 | 181.67 | 177.22 | 177.11 | 177.90 | 176.91 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 14.00 | 2.67 | 4.36 | -5.25 | 36.56 | -3.79 | 0.02 | 6.40 | 1.11 | 1.04 | 0.96 | 0.95 | |
| 2.60 | 5.48 | 5.41 | 1.17 | -6.61 | 0.21 | -0.21 | -5.52 | 0.07 | 0.22 | -0.04 | 0.35 | |
| -15.99 | -8.72 | -8.95 | 2.92 | -29.33 | 3.58 | -0.11 | -0.92 | -1.23 | -1.13 | -0.89 | -1.28 | |
| Net Cash Flow | 0.61 | -0.57 | 0.82 | -1.16 | 0.63 | 0.00 | -0.29 | -0.03 | -0.05 | 0.12 | 0.04 | 0.02 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 5.43 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 47.50 | 7.39 | 13.54 | 25.66 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 5.43 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 47.50 | 7.39 | 13.54 | 25.66 |
| Working Capital Days | 379.43 | 1,935.88 | 1,833.91 | 1,913.15 | 1,529.75 | 2,324.91 | 3,604.15 | 8,270.40 | 4,865.83 | 3,635.88 | 3,250.27 | 3,000.65 |
| ROCE % | 6.52% | 1.85% | 2.61% | 3.14% | 1.88% | -2.95% | -5.27% | -0.50% | -1.56% | -1.72% | 2.25% | 1.74% |
Documents
Announcements
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Oct - Submission of Certificate under Regulation 74(5) of the SEBI Regulation,2018 for the quarter ended September 30,2025.
- Submission Of AGM Minutes Of 95Th Annual General Meeting Held On September 25,2025. 1 Oct
- Published Copy Of Voting Results Of Electronic And Remote E-Voting Of The 95Th Annual General Meeting'' 30 Sep
- Shareholder Meeting / Postal Ballot-Scrutinizer''s Report 26 Sep
-
Shareholder Meeting / Postal Ballot-Outcome of AGM
25 Sep - 95th AGM on 25 Sep 2025; reappointments of Rajiv, Arti, Arun; approvals for RPTs, remuneration, audited FY2024-25 results.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from nse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
Business Overview:[1]
MGFL is the flagship company of MGF Group. It provides automobiles hire purchase and financing of commercial vehicle. Company diversified into financing earth moving equipments for construction and mining industries. It was also involved into merchant banking activities and other areas like corporate advisory services, single point fund management for corporate clients and factoring of debts. It was granted license of Merchant Banker which was later surrendered. MGF floated a company with Citicorp Securities and Investments (CSIL), an associate of Citibank, to offer scientifically developed collection systems.
Company surrendered its Non Banking Finance Company as COR, to Reserve Bank of India and, at present, does leasing and development of real estate