Motor & General Finance Ltd
₹ 26.1
0.89%
12 Aug
1:16 p.m.
About
Incorporated in 1930, Motor & General
Finance Ltd is in the business of Rental/
leasing of Immovable Property[1]
Key Points
- Market Cap ₹ 101 Cr.
- Current Price ₹ 26.1
- High / Low ₹ 47.0 / 23.6
- Stock P/E 92.0
- Book Value ₹ 20.6
- Dividend Yield 0.00 %
- ROCE 1.73 %
- ROE 1.50 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Tax rate seems low
- Company has a low return on equity of 0.31% over last 3 years.
- Earnings include an other income of Rs.2.83 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15.43 | 14.78 | 15.16 | 14.74 | 11.67 | 9.74 | 6.21 | 2.49 | 4.38 | 5.43 | 6.20 | 6.97 | 7.01 | |
| 8.34 | 12.62 | 11.43 | 10.26 | 9.74 | 12.00 | 13.31 | 4.04 | 6.14 | 8.90 | 7.35 | 7.42 | 7.47 | |
| Operating Profit | 7.09 | 2.16 | 3.73 | 4.48 | 1.93 | -2.26 | -7.10 | -1.55 | -1.76 | -3.47 | -1.15 | -0.45 | -0.46 |
| OPM % | 45.95% | 14.61% | 24.60% | 30.39% | 16.54% | -23.20% | -114.33% | -62.25% | -40.18% | -63.90% | -18.55% | -6.46% | -6.56% |
| 2.40 | 5.02 | 4.72 | 1.01 | 1.48 | 0.79 | 3.75 | 2.41 | 1.88 | 3.57 | 4.14 | 2.96 | 2.83 | |
| Interest | 5.46 | 7.03 | 5.51 | 5.25 | 3.90 | 1.28 | 0.77 | 0.63 | 0.48 | 0.45 | 0.42 | 0.20 | 0.17 |
| Depreciation | 0.66 | 0.90 | 1.00 | 1.25 | 1.17 | 1.46 | 1.29 | 1.28 | 1.41 | 1.28 | 1.17 | 1.13 | 1.10 |
| Profit before tax | 3.37 | -0.75 | 1.94 | -1.01 | -1.66 | -4.21 | -5.41 | -1.05 | -1.77 | -1.63 | 1.40 | 1.18 | 1.10 |
| Tax % | 3.26% | 28.00% | 27.32% | -137.62% | -56.02% | -24.23% | 0.55% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 3.27 | -0.96 | 1.41 | 0.37 | -0.73 | -3.19 | -5.45 | -1.06 | -1.78 | -1.63 | 1.39 | 1.19 | 1.10 | |
| EPS in Rs | 0.84 | -0.25 | 0.36 | 0.10 | -0.19 | -0.82 | -1.41 | -0.27 | -0.46 | -0.42 | 0.36 | 0.31 | 0.28 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 2% |
| 3 Years: | 17% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 17% |
| 3 Years: | 39% |
| TTM: | -36% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 9% |
| 3 Years: | -4% |
| 1 Year: | -32% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| Last Year: | 2% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 |
| Reserves | 69.36 | 68.58 | 70.29 | 70.86 | 70.17 | 66.98 | 61.64 | 60.67 | 59.22 | 57.72 | 59.12 | 60.37 |
| 52.63 | 52.70 | 49.39 | 40.16 | 18.78 | 4.24 | 4.39 | 3.83 | 2.89 | 1.98 | 1.27 | 0.04 | |
| 52.87 | 28.58 | 29.47 | 35.62 | 53.58 | 67.25 | 70.38 | 97.81 | 95.75 | 98.05 | 98.15 | 97.14 | |
| Total Liabilities | 194.22 | 169.22 | 168.51 | 166.00 | 161.89 | 157.83 | 155.77 | 181.67 | 177.22 | 177.11 | 177.90 | 176.91 |
| 26.99 | 27.96 | 27.04 | 47.43 | 53.99 | 52.55 | 51.39 | 55.72 | 54.23 | 52.95 | 51.91 | 50.78 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 30.79 | 28.45 | 27.51 | 5.65 | 5.39 | 5.96 | 3.38 | 6.52 | 7.29 | 5.13 | 6.70 | 7.26 |
| 136.44 | 112.81 | 113.96 | 112.92 | 102.51 | 99.32 | 101.00 | 119.43 | 115.70 | 119.03 | 119.29 | 118.87 | |
| Total Assets | 194.22 | 169.22 | 168.51 | 166.00 | 161.89 | 157.83 | 155.77 | 181.67 | 177.22 | 177.11 | 177.90 | 176.91 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 14.00 | 2.67 | 4.36 | -5.25 | 36.56 | -3.79 | 0.02 | 6.40 | 1.11 | 1.04 | 0.96 | ||
| 2.60 | 5.48 | 5.41 | 1.17 | -6.61 | 0.21 | -0.21 | -5.52 | 0.07 | 0.22 | -0.04 | ||
| -15.99 | -8.72 | -8.95 | 2.92 | -29.33 | 3.58 | -0.11 | -0.92 | -1.23 | -1.13 | -0.89 | ||
| Net Cash Flow | 0.61 | -0.57 | 0.82 | -1.16 | 0.63 | 0.00 | -0.29 | -0.03 | -0.05 | 0.12 | 0.04 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 5.43 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 47.50 | 7.39 | 13.54 | 25.66 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 5.43 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 47.50 | 7.39 | 13.54 | 25.66 |
| Working Capital Days | 379.43 | 1,935.88 | 1,833.91 | 1,913.15 | 1,529.75 | 2,324.91 | 3,604.15 | 8,270.40 | 4,865.83 | 3,635.88 | 3,250.27 | 3,001.17 |
| ROCE % | 6.52% | 1.85% | 2.61% | 3.14% | 1.88% | -2.95% | -5.27% | -0.50% | -1.56% | -1.72% | 2.25% | 1.73% |
Documents
Announcements
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The Board Has Approved The Date Of Book Closure In Their Meeting Held Today, Monday, The August 11 ,2025 For The Purpose Of Annual General Meeting ( AGM) From 19.09.2025 To 25.09.2025 Both Days Inclusive.
19h - Book closure from Sept 19-25, 2025 for 95th Annual General Meeting.
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Board Meeting Outcome for Submission Of Standalone And Consolidated Unaudited Financial Results Of The Company For The Quarter Ended June 30,2025 Along With Limited Review Report And Other Matters
19h - Approved 95th AGM notice, re-appointed key directors, appointed auditors, and published Q1 FY26 financial results.
- Submission Of Standalone And Consolidated Unaudited Financial Results Of The Company For The Quarter Ended June 30,2025 Along With Limited Review Report Under IND-AS Rules 19h
-
Board Meeting Intimation for Intimation Of Convening Of Board Meeting On August 11,2025 To Approve Standalone & Consolidated Unaudited Financial Results For The Quarter Ended June 30,2025 Under IND-AS Rules And Approve Notice Of AGM And Other Matter Etc.
22 Jul - Board meeting on Aug 11 to approve Q1 results and AGM notices including director re-appointments.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Jul - Certificate confirming dematerialization of physical shares for quarter ended June 30, 2025.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from nse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1]
MGFL is the flagship company of MGF Group. It provides automobiles hire purchase and financing of commercial vehicle. Company diversified into financing earth moving equipments for construction and mining industries. It was also involved into merchant banking activities and other areas like corporate advisory services, single point fund management for corporate clients and factoring of debts. It was granted license of Merchant Banker which was later surrendered. MGF floated a company with Citicorp Securities and Investments (CSIL), an associate of Citibank, to offer scientifically developed collection systems.
Company surrendered its Non Banking Finance Company as COR, to Reserve Bank of India and, at present, does leasing and development of real estate