Motor & General Finance Ltd
₹ 24.9
-3.90%
28 Apr
4:01 p.m.
About
Incorporated in 1930, Motor & General
Finance Ltd is in the business of Rental/
leasing of Immovable Property[1]
Key Points
- Market Cap ₹ 94.6 Cr.
- Current Price ₹ 24.9
- High / Low ₹ 31.8 / 16.6
- Stock P/E 71.6
- Book Value ₹ 19.9
- Dividend Yield 0.00 %
- ROCE 1.32 %
- ROE 1.07 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 2.34% over past five years.
- Company has a low return on equity of -0.39% over last 3 years.
- Earnings include an other income of Rs.3.38 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 14.72 | 15.16 | 14.74 | 11.67 | 9.74 | 6.21 | 2.49 | 4.59 | 5.43 | 6.20 | 6.97 | 6.84 | |
| 12.61 | 11.43 | 11.61 | 10.13 | 12.28 | 11.76 | 4.86 | 6.82 | 9.90 | 6.02 | 7.80 | 7.64 | |
| Operating Profit | 2.11 | 3.73 | 3.13 | 1.54 | -2.54 | -5.55 | -2.37 | -2.23 | -4.47 | 0.18 | -0.83 | -0.80 |
| OPM % | 14.33% | 24.60% | 21.23% | 13.20% | -26.08% | -89.37% | -95.18% | -48.58% | -82.32% | 2.90% | -11.91% | -11.70% |
| 5.07 | 4.72 | 1.01 | 1.48 | 0.79 | 4.16 | 2.41 | 1.67 | 3.57 | 2.57 | 2.95 | 3.38 | |
| Interest | 7.03 | 5.51 | 5.25 | 3.90 | 1.28 | 0.77 | 0.63 | 0.48 | 0.45 | 0.42 | 0.20 | 0.20 |
| Depreciation | 0.90 | 1.00 | 1.25 | 1.17 | 1.46 | 1.29 | 1.28 | 1.41 | 1.28 | 1.17 | 1.13 | 1.07 |
| Profit before tax | -0.75 | 1.94 | -2.36 | -2.05 | -4.49 | -3.45 | -1.87 | -2.45 | -2.63 | 1.16 | 0.79 | 1.31 |
| Tax % | 28.00% | 27.32% | -30.93% | -38.54% | -18.71% | 0.87% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| -2.21 | -0.05 | -1.63 | -1.27 | -3.65 | -3.49 | -1.87 | -2.46 | -2.62 | 1.16 | 0.80 | 1.32 | |
| EPS in Rs | -0.57 | -0.01 | -0.42 | -0.33 | -0.94 | -0.90 | -0.48 | -0.64 | -0.68 | 0.30 | 0.21 | 0.34 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 2% |
| 3 Years: | 15% |
| TTM: | 0% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 17% |
| 3 Years: | 33% |
| TTM: | -41% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 4% |
| 3 Years: | -6% |
| 1 Year: | -10% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| Last Year: | 1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 |
| Reserves | 67.66 | 67.91 | 68.86 | 67.63 | 63.98 | 60.20 | 58.83 | 56.77 | 54.47 | 55.64 | 56.35 | 57.58 |
| 52.70 | 49.39 | 40.16 | 18.78 | 4.24 | 4.39 | 3.83 | 2.89 | 1.98 | 1.27 | 0.04 | 0.37 | |
| 28.58 | 29.47 | 35.62 | 53.58 | 67.25 | 70.38 | 97.81 | 99.10 | 98.04 | 98.14 | 97.15 | 96.48 | |
| Total Liabilities | 168.30 | 166.13 | 164.00 | 159.35 | 154.83 | 154.33 | 179.83 | 178.12 | 173.85 | 174.41 | 172.90 | 173.79 |
| 27.96 | 27.04 | 47.43 | 53.99 | 52.55 | 51.39 | 55.72 | 54.23 | 52.95 | 51.91 | 50.78 | 50.24 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 27.53 | 25.13 | 4.30 | 3.64 | 3.94 | 2.93 | 5.66 | 5.82 | 2.86 | 4.19 | 4.23 | 4.23 |
| 112.81 | 113.96 | 112.27 | 101.72 | 98.34 | 100.01 | 118.45 | 118.07 | 118.04 | 118.31 | 117.89 | 119.32 | |
| Total Assets | 168.30 | 166.13 | 164.00 | 159.35 | 154.83 | 154.33 | 179.83 | 178.12 | 173.85 | 174.41 | 172.90 | 173.79 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2.67 | 4.36 | -5.25 | 36.56 | -3.79 | 0.02 | 6.40 | 1.11 | 1.04 | 0.96 | 0.95 | |
| 5.48 | 5.41 | 1.17 | -6.61 | 0.21 | -0.21 | -5.52 | 0.07 | 0.22 | -0.04 | 0.35 | |
| -8.72 | -8.95 | 2.92 | -29.33 | 3.58 | -0.11 | -0.92 | -1.23 | -1.13 | -0.89 | -1.28 | |
| Net Cash Flow | -0.57 | 0.82 | -1.16 | 0.63 | 0.00 | -0.29 | -0.03 | -0.05 | 0.12 | 0.04 | 0.02 |
| Free Cash Flow | 4.79 | 8.38 | -5.36 | 28.83 | -3.81 | -0.11 | 0.71 | 1.11 | 1.24 | 0.86 | 0.94 |
| CFO/OP | 199% | 134% | -155% | 2,316% | 149% | -11% | -270% | -50% | -32% | 578% | -67% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 5.46 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 45.33 | 7.39 | 13.54 | 25.66 |
| Inventory Days | |||||||||||
| Days Payable | |||||||||||
| Cash Conversion Cycle | 5.46 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 45.33 | 7.39 | 13.54 | 25.66 |
| Working Capital Days | 1,943.77 | 1,833.91 | 1,913.15 | 1,529.75 | 2,324.91 | 3,604.15 | 8,270.40 | 4,376.82 | 3,635.88 | 3,250.27 | 3,000.65 |
| ROCE % | 2.64% | 2.17% | 1.58% | -3.32% | -3.12% | -1.49% | -2.45% | -3.07% | 2.04% | 1.32% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Inventory (Stock-in-trade Project Marketing) ₹ Lakhs ・Standalone data |
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| Net Carrying Amount of Investment Property ₹ Lakhs ・Standalone data |
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| Rental Income ₹ Lakhs ・Standalone data |
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| Number of Permanent Employees Number ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
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Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
8 Apr - Initial disclosure filed; company confirms nil borrowings and not a large corporate as of 31 March 2025.
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Disclosure Under Regulation 31(1) & 31(2) Of SEBI (SAST) Regulations. 2011 For The Year Ended March 31 .2026
6 Apr - Regulation 31 disclosure for year ended March 31, 2026; no encumbrance created, released, or invoked.
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Disclosure Under Regulation 31 (4) Of SEBI (SAST) Egulations,2011, For The Year Ended March 31 ,2026
6 Apr - Regulation 31(4) disclosure: promoters reported no share encumbrance as of March 31, 2026.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
2 Apr - Certificate under Regulation 74(5) of the SEBI (depositories and Participants) Regulation,2018 for the quarter ended March 31,2026.
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Disclosure under Regulation 30A of LODR
30 Mar - Sale agreement executed for A-30 Mohan Cooperative Industrial Estate; consideration received on March 30, 2026.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2013
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Financial Year 2012
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Business Overview:[1]
MGFL is the flagship company of MGF Group. It provides automobiles hire purchase and financing of commercial vehicle. Company diversified into financing earth moving equipments for construction and mining industries. It was also involved into merchant banking activities and other areas like corporate advisory services, single point fund management for corporate clients and factoring of debts. It was granted license of Merchant Banker which was later surrendered. MGF floated a company with Citicorp Securities and Investments (CSIL), an associate of Citibank, to offer scientifically developed collection systems.
Company surrendered its Non Banking Finance Company as COR, to Reserve Bank of India and, at present, does leasing and development of real estate