Motor & General Finance Ltd
₹ 29.0
-1.13%
08 Jun
- close price
About
Incorporated in 1930, Motor & General
Finance Ltd is in the business of Rental/
leasing of Immovable Property[1]
Key Points
- Market Cap ₹ 112 Cr.
- Current Price ₹ 29.0
- High / Low ₹ 33.3 / 16.6
- Stock P/E
- Book Value ₹ 57.4
- Dividend Yield 0.00 %
- ROCE -0.02 %
- ROE -0.18 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.50 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 0.56% over last 3 years.
- Earnings include an other income of Rs.163 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15 | 15 | 15 | 12 | 10 | 6 | 2 | 5 | 5 | 6 | 7 | 7 | |
| 13 | 11 | 12 | 10 | 12 | 12 | 5 | 7 | 10 | 6 | 8 | 9 | |
| Operating Profit | 2 | 4 | 3 | 2 | -3 | -6 | -2 | -2 | -4 | 0 | -1 | -2 |
| OPM % | 14% | 25% | 21% | 13% | -26% | -89% | -95% | -49% | -82% | 3% | -12% | -27% |
| 5 | 5 | 1 | 1 | 1 | 4 | 2 | 2 | 4 | 3 | 3 | 163 | |
| Interest | 7 | 6 | 5 | 4 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | -1 | 2 | -2 | -2 | -4 | -3 | -2 | -2 | -3 | 1 | 1 | 160 |
| Tax % | 28% | 27% | -31% | -39% | -19% | 1% | 0% | 0% | 0% | 0% | 0% | 8% |
| -2 | -0 | -2 | -1 | -4 | -3 | -2 | -2 | -3 | 1 | 1 | 147 | |
| EPS in Rs | -0.57 | -0.01 | -0.42 | -0.33 | -0.94 | -0.90 | -0.48 | -0.64 | -0.68 | 0.30 | 0.21 | 37.90 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -8% |
| 5 Years: | 22% |
| 3 Years: | 8% |
| TTM: | -2% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 13% |
| 3 Years: | 24% |
| TTM: | -133% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 6% |
| 3 Years: | -1% |
| 1 Year: | 7% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | 1% |
| Last Year: | 0% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 |
| Reserves | 68 | 68 | 69 | 68 | 64 | 60 | 59 | 57 | 54 | 56 | 56 | 203 |
| 53 | 49 | 40 | 19 | 4 | 4 | 4 | 3 | 2 | 1 | 0 | 0 | |
| 29 | 29 | 36 | 54 | 67 | 70 | 98 | 99 | 98 | 98 | 97 | 84 | |
| Total Liabilities | 168 | 166 | 164 | 159 | 155 | 154 | 180 | 178 | 174 | 174 | 173 | 307 |
| 28 | 27 | 47 | 54 | 53 | 51 | 56 | 54 | 53 | 52 | 51 | 29 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 28 | 25 | 4 | 4 | 4 | 3 | 6 | 6 | 3 | 4 | 4 | 4 |
| 113 | 114 | 112 | 102 | 98 | 100 | 118 | 118 | 118 | 118 | 118 | 275 | |
| Total Assets | 168 | 166 | 164 | 159 | 155 | 154 | 180 | 178 | 174 | 174 | 173 | 307 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 4 | -5 | 37 | -4 | 0 | 6 | 1 | 1 | 1 | 1 | -44 | |
| 5 | 5 | 1 | -7 | 0 | -0 | -6 | 0 | 0 | -0 | 0 | 201 | |
| -9 | -9 | 3 | -29 | 4 | -0 | -1 | -1 | -1 | -1 | -1 | -0 | |
| Net Cash Flow | -1 | 1 | -1 | 1 | 0 | -0 | -0 | -0 | 0 | 0 | 0 | 156 |
| Free Cash Flow | 5 | 8 | -5 | 29 | -4 | -0 | 1 | 1 | 1 | 1 | 1 | -45 |
| CFO/OP | 199% | 134% | -155% | 2,316% | 149% | -11% | -270% | -50% | -32% | 578% | -67% | 1,710% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 5 | 33 | 70 | 126 | 2 | 73 | 86 | 45 | 7 | 14 | 26 | 35 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 5 | 33 | 70 | 126 | 2 | 73 | 86 | 45 | 7 | 14 | 26 | 35 |
| Working Capital Days | 1,944 | 1,834 | 1,913 | 1,530 | 2,325 | 3,604 | 8,270 | 4,377 | 3,636 | 3,250 | 3,001 | 1,880 |
| ROCE % | 3% | 2% | 2% | -3% | -3% | -1% | -2% | -3% | 2% | 1% | -0% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Inventory (Stock-in-trade Project Marketing) ₹ Lakhs ・Standalone data |
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| Net Carrying Amount of Investment Property ₹ Lakhs ・Standalone data |
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| Rental Income ₹ Lakhs ・Standalone data |
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| Number of Permanent Employees Number ・Standalone data |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
29 May - Submission of published copy of extract statement of Standalone and Consolidated Audited Financial Results for the 4th quarter and year ended March 31,2026 under IND-AS …
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Submission Of Standalone And Consolidated Audited Financial Results For The 4Th Quarter And Year Ended March 31 ,2026
28 May - FY26 audited standalone and consolidated results show Rs16,061 lakh exceptional gain from property sale; unmodified opinion.
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Board Meeting Outcome for Submission Of Standalone And Consolidated Audited Financial Results For
The 4Th Quarter And Year Ended March 31 ,2026
28 May - Board approved FY26 audited results on May 28; exceptional gain ₹16,007 lakh boosted profits.
-
Submission Of Standalone And Consolidated Audited Financial Results For The 4Th Quarter And Year Ended March 31 ,2026
28 May - Board approved FY26 audited results; exceptional gain of ₹16,007.16 lakh from property sale.
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
22 May - Issued Annual Secretarial Compliance Report for FY ended March 31, 2026; no non-compliances reported.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from nse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
Business Overview:[1]
MGFL is the flagship company of MGF Group. It provides automobiles hire purchase and financing of commercial vehicle. Company diversified into financing earth moving equipments for construction and mining industries. It was also involved into merchant banking activities and other areas like corporate advisory services, single point fund management for corporate clients and factoring of debts. It was granted license of Merchant Banker which was later surrendered. MGF floated a company with Citicorp Securities and Investments (CSIL), an associate of Citibank, to offer scientifically developed collection systems.
Company surrendered its Non Banking Finance Company as COR, to Reserve Bank of India and, at present, does leasing and development of real estate