Lakshmi Finance & Industrial Corporation Ltd

Lak. Fin. & Indl Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Lakshmi Finance & Industrial Corporation Ltd

₹ 150 6.16%
12 Jun - close price
lakshmifinance.org.in NSE: LFIC
About

Incorporated in 1980, Lakshmi Finance & Industrial Corporation Ltd invests in Equity Shares, Mutual Funds and Other Securities[1]

Key Points

Business Overview:[1][2]
LFICL is registered as a non-systematically important non deposit taking non-banking financial company which is involved in:
a) Financial activities:
Leasing, Hire Purchase, Bill discounting, Corporate Finance etc.
b) Investments:
In Equity Shares, Mutual Funds and Other Securities

Website NSE
  • Market Cap ₹ 44.8 Cr.
  • Current Price ₹ 150
  • High / Low ₹ 241 / 111
  • Stock P/E
  • Book Value ₹ 191
  • Dividend Yield 2.01 %
  • ROCE -2.10 %
  • ROE -1.22 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 0.78 times its book value

Cons

  • Company has low interest coverage ratio.
  • Company has a low return on equity of 7.91% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Investment Company

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
1.34 4.08 3.18 5.11 3.55 6.76 4.81 2.02 1.69 5.46 1.47 2.44 2.00
1.91 0.37 0.42 0.43 1.75 0.46 0.52 5.22 6.43 0.40 3.09 0.47 6.68
Operating Profit -0.57 3.71 2.76 4.68 1.80 6.30 4.29 -3.20 -4.74 5.06 -1.62 1.97 -4.68
OPM % -42.54% 90.93% 86.79% 91.59% 50.70% 93.20% 89.19% -158.42% -280.47% 92.67% -110.20% 80.74% -234.00%
0.01 0.00 0.02 0.00 0.01 0.01 0.02 0.00 0.00 0.00 0.00 0.01 0.04
Interest 0.01 0.00 0.00 0.00 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Depreciation 0.04 0.03 0.04 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05
Profit before tax -0.61 3.68 2.74 4.63 1.76 6.25 4.25 -3.26 -4.80 5.00 -1.68 1.92 -4.70
Tax % -44.26% 27.72% 24.09% 19.87% -8.52% 23.68% 18.59% -38.04% -45.00% 25.20% -26.19% 30.21% -41.06%
-0.34 2.66 2.09 3.72 1.91 4.77 3.46 -2.02 -2.64 3.74 -1.24 1.34 -2.77
EPS in Rs -1.13 8.87 6.97 12.40 6.37 15.90 11.53 -6.73 -8.80 12.47 -4.13 4.47 -9.23
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
6.52 4.55 4.49 6.63 2.95 2.75 15.03 7.96 3.59 14.86 7.69 6.97
1.10 1.10 1.24 1.86 3.34 12.36 1.37 1.53 3.25 1.90 5.03 8.04
Operating Profit 5.42 3.45 3.25 4.77 -0.39 -9.61 13.66 6.43 0.34 12.96 2.66 -1.07
OPM % 83.13% 75.82% 72.38% 71.95% -13.22% -349.45% 90.88% 80.78% 9.47% 87.21% 34.59% -15.35%
0.36 0.38 0.00 0.02 0.55 0.56 0.47 0.01 0.01 0.03 0.02 0.05
Interest 0.04 0.00 0.00 0.00 0.03 0.02 0.01 0.04 0.03 0.01 0.04 0.03
Depreciation 0.07 0.07 0.06 0.05 0.14 0.13 0.13 0.15 0.14 0.17 0.21 0.20
Profit before tax 5.67 3.76 3.19 4.74 -0.01 -9.20 13.99 6.25 0.18 12.81 2.43 -1.25
Tax % 11.82% 3.46% 1.25% 2.53% -6,400.00% -28.48% 34.60% 8.80% -205.56% 18.97% -47.33% -43.20%
5.00 3.63 3.15 4.62 0.62 -6.59 9.15 5.71 0.55 10.38 3.58 -0.71
EPS in Rs 16.67 12.10 10.50 15.40 2.07 -21.97 30.50 19.03 1.83 34.60 11.93 -2.37
Dividend Payout % 18.00% 28.93% 33.33% 25.97% 0.00% -9.10% 9.84% 15.76% 109.09% 11.56% 25.14% -105.63%
Compounded Sales Growth
10 Years: 4%
5 Years: -14%
3 Years: 25%
TTM: -9%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -120%
Stock Price CAGR
10 Years: %
5 Years: 13%
3 Years: 3%
1 Year: -31%
Return on Equity
10 Years: 7%
5 Years: 8%
3 Years: 8%
Last Year: -1%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00
Reserves 30.23 32.59 35.74 39.09 38.32 30.72 39.23 44.05 43.68 53.51 55.85 54.23
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.54 2.20 1.04 1.42 1.80 1.97 2.40 2.72 2.26 3.21 2.58 2.59
Total Liabilities 35.77 37.79 39.78 43.51 43.12 35.69 44.63 49.77 48.94 59.72 61.43 59.82
0.09 0.13 0.71 0.67 0.82 0.69 0.57 0.81 0.67 0.67 0.91 0.72
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 30.24 32.25 35.89 33.40 34.11 26.12 38.01 39.98 45.76 52.21 54.37 52.71
5.44 5.41 3.18 9.44 8.19 8.88 6.05 8.98 2.51 6.84 6.15 6.39
Total Assets 35.77 37.79 39.78 43.51 43.12 35.69 44.63 49.77 48.94 59.72 61.43 59.82

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-1.09 -3.04 -1.10 -3.96 1.88 0.79 -2.96 -0.19 1.24 -3.27 -3.29 -1.61
2.09 2.88 0.17 8.64 0.40 -0.29 2.63 5.81 -4.27 7.63 2.16 2.23
-0.56 -0.87 -0.95 -1.01 -1.19 -0.87 -0.71 -1.06 -1.12 -0.86 -1.40 -1.06
Net Cash Flow 0.45 -1.04 -1.89 3.67 1.10 -0.37 -1.04 4.56 -4.15 3.50 -2.53 -0.44
Free Cash Flow -1.09 -3.12 -1.10 -3.97 1.88 0.79 -2.97 -0.20 1.24 -3.42 -3.30 -1.62
CFO/OP -17% -61% -25% -75% -556% -9% -16% 6% 456% -17% -70% 131%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 0.00 77.81 43.08 152.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 77.81 43.08 152.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days -122.04 -64.18 1.63 133.23 -165.80 -177.85 -14.57 -94.46 -203.34 -40.77 -80.21 -116.26
ROCE % 18.25% 10.90% 8.58% 11.73% 0.05% -24.47% 36.87% 14.09% 0.45% 24.81% 4.28% -2.10%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Capital to Risk-weighted Assets Ratio (CRAR)
ratio

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Shares in Dematerialized Form
Percentage
Total Permanent Employees
Number
Number of Shareholders
Number
Total Investments
INR Lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

4 Recently
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
47.00% 47.00% 47.00% 47.00% 47.00% 47.00% 47.00% 47.00% 47.00% 47.00% 47.00% 47.00%
0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03%
52.97% 52.97% 52.97% 52.97% 52.97% 52.97% 52.97% 52.97% 52.97% 52.97% 52.97% 52.97%
No. of Shareholders 4,4284,8285,3595,1115,1045,2015,7235,6845,8985,6745,5135,464

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

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