Onemi Technology Solutions Ltd

Onemi Technology Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Onemi Technology Solutions Ltd

₹ 262 -0.86%
27 May - close price
Company website BSE: 544754 NSE: KISSHT
About

Incorporated in 2016, OnEMI Technology Solutions Limited is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs.[1]

Key Points

Business Profile:[1][2]
OnEMI Technology Solutions Ltd operates as a technology-driven digital lending platform under its flagship brand, Kissht. The company focuses on the mass-market retail sector, specifically targeting the underserved and emerging middle-class segments. It provides fully digital, instant credit solutions, streamlining the borrowing process for customers who traditionally lack access to conventional financing.

Website BSE NSE
  • Market Cap ₹ 4,414 Cr.
  • Current Price ₹ 262
  • High / Low ₹ 274 / 190
  • Stock P/E 86.9
  • Book Value ₹
  • Dividend Yield 0.00 %
  • ROCE 9.43 %
  • ROE 7.13 %
  • Face Value ₹ 1.00
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Pros

  • Company is almost debt free.

Cons

  • Promoter holding is low: 24.8%
  • Company has a low return on equity of 9.27% over last 3 years.
  • Working capital days have increased from 74.6 days to 146 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Other Financial Services

Part of BSE IPO Nifty IPO

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Operating Profit
OPM %
Interest
Depreciation
Profit before tax
Tax %
EPS in Rs
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
32 156 264 429 321
84 108 227 300 237
Operating Profit -52 48 37 129 84
OPM % -163% 31% 14% 30% 26%
0 0 7 0 0
Interest 0 0 4 4 4
Depreciation 6 6 15 15 14
Profit before tax -58 41 26 111 67
Tax % 0% -28% 7% 26% 24%
-58 53 25 82 51
EPS in Rs -237.97 217.21 50.57 172.52 94.91
Dividend Payout % 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 27%
TTM: -25%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: -1%
TTM: -38%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: 7%
3 Years: 9%
Last Year: 7%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 2 2 5 5 5
Reserves 151 215 544 662 754
5 5 5 38 32
36 17 75 41 68
Total Liabilities 194 241 629 746 859
17 11 53 40 29
CWIP 0 0 0 0 5
Investments 161 161 296 431 581
17 68 279 276 244
Total Assets 194 241 629 746 859

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-36 39 76 53 82
14 -0 -179 -145 -181
0 0 295 -18 -10
Net Cash Flow -22 39 192 -110 -110
Free Cash Flow -39 38 26 51 77
CFO/OP 69% 87% 202% 51% 115%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 3 12 32 114 93
Inventory Days
Days Payable
Cash Conversion Cycle 3 12 32 114 93
Working Capital Days -259 -24 -13 91 146
ROCE % 22% 8% 18% 9%

Shareholding Pattern

Numbers in percentages

11 Recently
May 2026
24.80%
5.10%
19.11%
0.86%
50.14%
No. of Shareholders 1,42,264

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports

No data available.

Concalls

  • May 2026
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