Gujarat State Financial Corporation

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Gujarat State Financial Corporation

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About

Incorporated in 1960, Gujarat State Financial Corporation is a term lending development financial institution mandated to provide finance to small and medium scale enterprises.

Key Points

Mandate and Present Role:[1]
Gujarat State Financial Corporation was established under the State Financial Corporations Act, to provide medium- and long-term finance to small and medium industrial units in Gujarat. However, it stopped sanctioning and disbursing fresh loans from FY02 and has operated only as a recovery institution. Management states that it is not contemplating a restart of lending in the near future.[2]

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  • ROE %
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Cons

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Quarterly Results

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Dividend Payout %
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: %

Balance Sheet

Figures in Rs. Crores

Equity Capital
Reserves
Borrowing
Total Liabilities
CWIP
Investments
Total Assets

Cash Flows

Figures in Rs. Crores

Net Cash Flow
Free Cash Flow
CFO/OP

Ratios

Figures in Rs. Crores

ROE %

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Outstanding Loan Portfolio (Net NPA)
INR crore ・Standalone data

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Recovery of Dues
INR crore ・Standalone data
Number of Regional Offices
count ・Standalone data
Total Staff Strength
count ・Standalone data

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Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
83.95% 83.95% 83.95% 83.95% 83.95% 83.95% 83.95% 83.95% 83.95% 83.95% 83.95% 83.95%
1.44% 1.44% 1.44% 1.44% 1.44% 1.44% 1.44% 1.44% 1.38% 1.13% 1.13% 1.13%
4.20% 4.20% 4.20% 4.20% 4.20% 4.20% 4.20% 4.20% 4.20% 2.10% 2.10% 2.10%
10.41% 10.40% 10.41% 10.41% 10.40% 10.41% 10.42% 10.41% 10.48% 12.82% 12.83% 12.82%
No. of Shareholders 12,44512,62514,38517,78219,69122,37122,94423,12623,04423,10823,19622,642

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

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