Gujarat Lease Financing Ltd
Incorporated in 1983, Gujarat Lease Financing
Ltd was a Non-Banking Finance Company[1]
- Market Cap ₹ 10.5 Cr.
- Current Price ₹ 3.86
- High / Low ₹ 9.34 / 3.66
- Stock P/E
- Book Value ₹ -2.69
- Dividend Yield 0.00 %
- ROCE -4.61 %
- ROE %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -2.64% over past five years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.11 | 0.69 | 0.66 | 0.20 | 0.10 | 0.07 | 0.08 | 0.20 | 0.12 | 0.11 | 0.08 | 0.07 | |
| 0.74 | 1.35 | 0.81 | 0.40 | 0.26 | 0.27 | 0.25 | 0.14 | 0.37 | 0.50 | 0.36 | 0.37 | |
| Operating Profit | -0.63 | -0.66 | -0.15 | -0.20 | -0.16 | -0.20 | -0.17 | 0.06 | -0.25 | -0.39 | -0.28 | -0.30 |
| OPM % | -572.73% | -95.65% | -22.73% | -100.00% | -160.00% | -285.71% | -212.50% | 30.00% | -208.33% | -354.55% | -350.00% | -428.57% |
| 0.76 | 1.78 | 0.64 | 0.36 | 0.19 | 0.07 | 0.00 | 0.01 | 0.17 | 0.22 | 0.02 | 0.00 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.03 | 0.02 | 0.02 |
| Profit before tax | 0.08 | 1.08 | 0.46 | 0.14 | 0.01 | -0.15 | -0.19 | 0.05 | -0.12 | -0.20 | -0.28 | -0.32 |
| Tax % | 87.50% | 0.00% | 15.22% | 28.57% | 0.00% | 6.67% | 0.00% | 20.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.01 | 1.08 | 0.39 | 0.10 | 0.01 | -0.15 | -0.19 | 0.04 | -0.12 | -0.20 | -0.29 | -0.32 | |
| EPS in Rs | 0.00 | 0.40 | 0.14 | 0.04 | 0.00 | -0.06 | -0.07 | 0.01 | -0.04 | -0.07 | -0.11 | -0.12 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -20% |
| 5 Years: | -3% |
| 3 Years: | -16% |
| TTM: | -13% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -21% |
| 3 Years: | -4% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 10% |
| 3 Years: | 15% |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 | 27.16 |
| Reserves | -50.08 | -49.11 | -48.61 | -48.64 | -48.62 | -48.75 | -48.94 | -48.90 | -49.02 | -49.22 | -35.99 | -34.45 |
| 17.00 | 17.00 | 16.00 | 15.25 | 15.25 | 15.25 | 15.25 | 15.25 | 15.00 | 15.00 | 15.00 | 15.00 | |
| 18.54 | 18.00 | 8.22 | 7.73 | 7.79 | 7.82 | 7.83 | 7.82 | 8.24 | 8.21 | 0.44 | 0.49 | |
| Total Liabilities | 12.62 | 13.05 | 2.77 | 1.50 | 1.58 | 1.48 | 1.30 | 1.33 | 1.38 | 1.15 | 6.61 | 8.20 |
| 1.02 | 0.90 | 0.64 | 0.62 | 0.60 | 0.58 | 0.57 | 0.55 | 0.31 | 0.17 | 0.14 | 0.12 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8.29 | 8.81 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.33 | 5.90 | 7.63 |
| 3.31 | 3.34 | 2.13 | 0.88 | 0.98 | 0.90 | 0.73 | 0.78 | 1.07 | 0.65 | 0.57 | 0.45 | |
| Total Assets | 12.62 | 13.05 | 2.77 | 1.50 | 1.58 | 1.48 | 1.30 | 1.33 | 1.38 | 1.15 | 6.61 | 8.20 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.54 | -0.54 | 0.53 | -0.49 | -0.08 | -0.13 | -0.19 | -0.12 | 0.10 | -0.36 | -0.29 | -0.34 | |
| 0.41 | 0.41 | 1.02 | 0.08 | 0.21 | 0.06 | 0.16 | 0.04 | 0.42 | -0.03 | 0.30 | 0.50 | |
| 0.00 | 0.00 | -1.00 | -0.75 | 0.00 | 0.00 | 0.00 | 0.00 | -0.25 | 0.00 | 0.00 | 0.00 | |
| Net Cash Flow | -0.13 | -0.13 | 0.55 | -1.16 | 0.13 | -0.07 | -0.03 | -0.08 | 0.28 | -0.40 | 0.00 | 0.16 |
| Free Cash Flow | -0.24 | -0.39 | 0.70 | -0.49 | -0.08 | -0.13 | -0.19 | -0.12 | 0.47 | -0.12 | -0.29 | -0.34 |
| CFO/OP | 86% | 83% | 33% | 275% | 81% | 65% | 112% | -200% | 120% | 97% | 104% | 113% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 5,309.09 | 804.06 | 22.12 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 1,216.67 | 189.26 | 821.25 | 730.00 | 912.50 | 547.50 | 1,003.75 | |||||
| Days Payable | 3,619.58 | 621.85 | 3,102.50 | 0.00 | 0.00 | 0.00 | 91.25 | |||||
| Cash Conversion Cycle | 5,309.09 | -1,598.86 | -410.47 | -2,281.25 | 730.00 | 912.50 | 547.50 | 0.00 | 912.50 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -55,513.18 | -8,479.64 | -4,429.77 | -13,888.25 | -28,105.00 | -40,462.86 | -34,857.50 | -13,596.25 | -23,907.50 | -26,180.45 | -1,642.50 | -2,137.86 |
| ROCE % | -4.61% |
Insights
In beta| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|
| Number of permanent employees on roll Number ・Standalone data |
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Documents
Announcements
- Closure of Trading Window 25 Mar
-
Board Meeting Outcome for Outcome Of Board Meeting Held On January 19, 2026
19 Jan - Unaudited results to Dec 31, 2025: quarter profit Rs2.78 lakh; accumulated losses exceed net worth; non-going concern.
- Results - Financial Results For Quarter Ended December 31, 2025 19 Jan
-
Board Meeting Intimation for Board Meeting To Be Held On January 19, 2026
12 Jan - Board meeting on Jan 19, 2026 to approve unaudited Q3 and nine-month results ended Dec 31, 2025.
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 9 Jan
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from nse
Business Overview:[1]
GLFL was previously engaged in the business of lease financing but has since discontinued its lease finance activities. The company had three wholly owned subsidiaries—GLFL Housing Finance Limited, GLFL Securities Limited, and GLFL International Limited—which were merged into GLFL as per the orders of NCLT.