Dena Bank(Merged)

Dena Bank Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Dena Bank(Merged)

₹ 12.6 2.43%
07 Mar 2019
denabank.com BSE: 532121 NSE: DENABANK
About

Dena Bank (the Bank) is a public sector bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers deposits and loans, and Internet banking, corporate banking and international banking.

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Website BSE NSE
  • Market Cap ₹ 2,858 Cr.
  • Current Price ₹ 12.6
  • High / Low ₹ /
  • Stock P/E
  • Book Value ₹ 40.7
  • Dividend Yield 0.00 %
  • ROCE 2.67 %
  • ROE -22.8 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.31 times its book value

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 0.07% over past five years.
  • Company has a low return on equity of -16.1% over last 3 years.
  • Contingent liabilities of Rs.54,225 Cr.
  • Earnings include an other income of Rs.1,082 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Banks Industry: Banks - Public Sector

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Quarterly Results

Figures in Rs. Crores

Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018
2,559 2,637 2,686 2,607 2,591 2,297 2,383 2,222 2,260 2,067 2,249 2,180 2,053
1,514 1,508 1,238 1,130 1,095 1,471 1,146 1,327 1,706 2,640 1,763 1,509 1,059
Operating Profit 1,045 1,129 1,448 1,477 1,495 826 1,237 895 554 -572 486 671 994
OPM % 41% 43% 54% 57% 58% 36% 52% 40% 25% -28% 22% 31% 48%
163 216 221 307 409 315 237 387 216 323 161 357 240
Interest 1,993 2,012 2,065 1,936 1,925 1,847 1,708 1,621 1,560 1,567 1,506 1,454 1,422
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax -784 -667 -396 -152 -21 -706 -234 -339 -790 -1,816 -859 -426 -188
Tax % -16% -51% -30% -71% -269% -19% -43% -45% -52% -33% -16% -2% -5%
-663 -326 -279 -44 35 -575 -133 -185 -380 -1,225 -722 -417 -178
EPS in Rs -10.27 -4.89 -4.19 -0.66 0.45 -7.31 -1.69 -1.86 -3.36 -5.42 -3.19 -1.84 -0.79
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 TTM
2,119 2,676 3,448 4,010 5,034 6,794 8,899 9,978 10,763 10,646 10,182 8,932 8,549
1,057 1,028 1,041 974 1,368 1,681 1,964 3,109 3,037 4,659 4,997 6,738 6,970
Operating Profit 1,062 1,648 2,406 3,037 3,665 5,113 6,935 6,870 7,727 5,986 5,185 2,194 1,579
OPM % 50% 62% 70% 76% 73% 75% 78% 69% 72% 56% 51% 25% 18%
466 516 545 588 533 582 655 916 721 716 1,251 1,163 1,082
Interest 1,263 1,817 2,383 2,910 3,270 4,693 6,516 7,473 8,316 8,169 7,773 6,456 5,949
Depreciation 32 29 27 28 31 36 41 55 65 85 3 80 0
Profit before tax 233 318 541 687 898 966 1,032 258 67 -1,551 -1,340 -3,179 -3,288
Tax % 14% -13% 22% 26% 32% 17% 22% -114% -294% -40% -36% -40%
202 360 423 511 612 803 810 552 265 -935 -864 -1,923 -2,542
EPS in Rs 7.03 12.54 14.74 17.83 18.35 22.94 23.15 10.26 4.73 -14.02 -10.97 -8.51 -11.24
Dividend Payout % 11% 8% 8% 11% 12% 13% 20% 21% 19% 0% 0% 0%
Compounded Sales Growth
10 Years: 13%
5 Years: 0%
3 Years: -6%
TTM: -7%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -100%
Stock Price CAGR
10 Years: -14%
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: 0%
5 Years: -8%
3 Years: -16%
Last Year: -23%

Balance Sheet

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
Equity Capital 287 287 287 287 333 350 350 538 561 667 787 2,259
Reserves 1,210 1,514 1,884 2,315 3,323 4,127 5,414 6,605 6,879 6,475 6,898 6,944
28,141 34,338 44,494 52,906 65,901 81,048 105,621 115,189 119,372 123,702 119,004 109,691
1,813 2,503 1,796 2,079 1,281 1,863 2,056 2,532 3,108 2,598 2,842 1,966
Total Liabilities 31,451 38,642 48,460 57,587 70,838 87,388 113,440 124,863 129,921 133,442 129,531 120,860
442 412 405 407 404 405 1,110 1,145 1,154 1,367 1,575 1,549
CWIP 0 0 0 0 0 1 2 0 0 1 2 8
Investments 9,235 10,283 12,473 15,694 18,769 23,028 34,343 36,612 32,762 35,226 39,737 37,610
21,774 27,947 35,582 41,485 51,666 63,954 77,985 87,107 96,005 96,847 88,216 81,693
Total Assets 31,451 38,642 48,460 57,587 70,838 87,388 113,440 124,863 129,921 133,442 129,531 120,860

Cash Flows

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
106 1,101 1,674 -633 9 303 3,844 -4,544 3,511 -5,168 110 -1,713
-24 5 -36 -46 -42 -79 -82 -107 -130 -144 -52 -75
233 113 181 -64 327 -81 508 1,202 -78 1,015 828 1,481
Net Cash Flow 315 1,219 1,819 -743 294 142 4,270 -3,449 3,303 -4,298 886 -307

Ratios

Figures in Rs. Crores

Mar 2007 Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018
Debtor Days 0 0 0 0 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 0 0 0 0 0 0 0 0 0 0
Working Capital Days -225 -241 -130 -123 5 -9 3 5 122 182 173 213
ROCE % 5% 6% 7% 7% 7% 7% 8% 7% 7% 5% 5% 3%

Shareholding Pattern

Numbers in percentages

Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018
62.89% 62.89% 68.55% 68.55% 68.55% 70.04% 61.53% 80.74% 80.74% 80.74% 80.74%
4.06% 5.03% 4.19% 4.14% 3.38% 2.66% 2.84% 1.24% 1.33% 1.29% 1.28%
18.03% 17.03% 14.43% 14.44% 14.45% 16.50% 20.77% 10.13% 10.14% 10.09% 10.07%
15.02% 15.05% 12.82% 12.87% 13.61% 10.79% 14.85% 7.89% 7.78% 7.88% 7.91%
No. of Shareholders 2,26,9342,24,1092,24,4122,22,5942,23,0882,21,4542,38,2212,43,3962,43,3632,47,1592,49,565

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports

Credit ratings

Concalls

  • Nov 2017
    Transcript
    Notes
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