Delphi World Money Ltd

Delphi World Money Ltd

₹ 9.90 -1.39%
17 Mar 11:43 a.m.
About

Incorporated in 1985, Delphi World Money
Ltd is in the business of Foreign Exchange services and related activities[1]

Key Points

Business Overview:[1][2]
DWML is an RBI-licensed Authorised Dealer Category II-Money Changer. It is a Foreign Exchange Services company that provides customized and integrated financial solutions relating to money changers, principal agents for leading remittance services companies, distribution of third-party financial products, and other travel and tourism-related services needs of its corporate and retail clients.

  • Market Cap 243 Cr.
  • Current Price 9.90
  • High / Low 18.4 / 6.70
  • Stock P/E
  • Book Value 9.36
  • Dividend Yield 0.00 %
  • ROCE %
  • ROE -3.86 %
  • Face Value 2.00

Pros

  • Stock is trading at 1.08 times its book value

Cons

  • Earnings include an other income of Rs.6.64 Cr.
  • Company has high debtors of 212 days.
  • Promoter holding has decreased over last 3 years: -28.2%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2024 Dec 2024 Jun 2025 Sep 2025 Dec 2025
14.29 12.58 11.94 49.66 63.92
18.22 13.23 9.66 46.94 61.25
Operating Profit -3.93 -0.65 2.28 2.72 2.67
OPM % -27.50% -5.17% 19.10% 5.48% 4.18%
5.07 -7.68 4.61 0.81 7.28
Interest 0.86 0.76 0.57 0.57 7.76
Depreciation 0.18 0.50 0.22 0.81 1.77
Profit before tax 0.10 -9.59 6.10 2.15 0.42
Tax % -60.00% -39.21% 26.07% 107.44% 4.76%
0.17 -5.83 4.51 -0.16 0.40
EPS in Rs 0.01 -0.24 0.18 0.07 0.01
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025
3,461.28 4,789.15 5,994.09 7,696.00 9,163.53 54.72
3,436.48 4,739.52 5,941.78 7,637.77 9,200.62 55.20
Operating Profit 24.80 49.63 52.31 58.23 -37.09 -0.48
OPM % 0.72% 1.04% 0.87% 0.76% -0.40% -0.88%
4.71 2.73 -0.28 3.88 10.71 6.64
Interest 7.45 12.57 10.86 6.81 4.43 3.03
Depreciation 2.40 4.77 4.62 4.45 2.73 1.15
Profit before tax 19.66 35.02 36.55 50.85 -33.54 1.98
Tax % 35.81% 37.75% 36.69% 35.32% -60.02% 1.01%
12.62 14.78 20.81 32.89 -13.43 1.96
EPS in Rs 0.50 0.58 0.82 1.29 -0.41 0.08
Dividend Payout % 18.32% 58.66% 16.67% 3.51% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Stock Price CAGR
10 Years: -1%
5 Years: -19%
3 Years: -18%
1 Year: 28%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: -4%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025 Sep 2025
Equity Capital 11.56 11.56 11.56 11.56 11.13 11.13 11.13
Reserves 33.13 78.33 114.26 167.41 93.56 212.43 218.63
85.26 77.58 63.11 118.90 55.95 27.62 186.12
85.80 93.34 102.55 102.62 132.50 58.31 177.92
Total Liabilities 215.75 260.81 291.48 400.49 293.14 309.49 593.80
54.14 39.13 38.91 38.59 7.92 3.63 52.60
CWIP 0.00 0.00 0.00 0.23 0.00 0.00 0.00
Investments 0.01 17.60 42.56 72.84 0.38 0.00 0.00
161.60 204.08 210.01 288.83 284.84 305.86 541.20
Total Assets 215.75 260.81 291.48 400.49 293.14 309.49 593.80

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025
13.84 23.84 63.58 -5.43
-9.36 -8.46 20.46 16.27
-28.83 -14.19 -10.75 -43.28
Net Cash Flow -24.34 1.20 73.29 -32.44

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025
Debtor Days 4.85 6.47 5.87 2.83 1.26 211.65
Inventory Days 1.81 1.12 1.49 1.18 1.23
Days Payable 7.27 4.41 3.63 2.18 2.29
Cash Conversion Cycle -0.61 3.17 3.73 1.84 0.19 211.65
Working Capital Days 2.64 0.20 1.59 -3.63 0.45 438.77
ROCE % 27.21% 23.64% -5.99%

Insights

In beta
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Income from Money Transfer (Margin)
INR Crores ・Standalone data

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Number of Branches/Outlets
Number ・Standalone data
Receipts from Money Transfer (Gross)
INR Crores ・Standalone data
Sale of Foreign Currencies (Gross)
INR Crores ・Standalone data
Customer Touch Points (Network Locations)
Number ・Standalone data

Shareholding Pattern

Numbers in percentages

10 Recently
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Feb 2026
89.55% 89.55% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 61.32% 61.32%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.52% 0.02%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.13% 0.24% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 1.96% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
10.44% 10.44% 23.02% 24.99% 24.99% 25.00% 24.87% 24.76% 25.00% 25.02% 38.17% 38.66%
No. of Shareholders 8,0028,08910,49211,03411,23310,4709,7119,5709,8499,51310,05113,760

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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