Centrum Capital Ltd

₹ 27.4 11.95%

24 Mar 11:51 a.m.

About

Centrum Capital Limited is a SEBI Registered Category-I Merchant Banker and Financial services co. The Co is engaged in Investment Banking, Lending, Wealth management services, Broking services, Trading of bonds, and Insurance. It operates out of 142 cities PAN India and also has an international presence in Singapore.^[1]

Key Points

Service Offerings
A) Institutional Business: It consists mainly of Investment Banking, Trading in Bonds, Institutional Broking Activity & Investment Advisory Services thereby earning transaction-based fees.
B) Wealth Management: It comprises Portfolio Management and Wealth Management and Retail Broking activities.
C) Lending: SME, MSME, Microfinance loans, and Affordable Housing loans
D) Alternative Investment Management: Offers funds across Private debt, Venture Capital as well as Real Estate Management & Advisory.
E) Insurance: The company provides Life, General & Health Insurance services.
F) Broking Services: Caters to FIIs, Pension Funds, Indian Mutual Funds, Domestic Institutions, and HNIs with coverage on niche midcap companies. ^[1] ^[2]

Website BSE NSE

Market Cap ₹ 1,261 Cr.
Current Price ₹ 27.4
High / Low ₹ 41.9 / 19.7
Stock P/E
Book Value ₹ 9.83
Dividend Yield 0.00 %
ROCE 8.93 %
ROE -57.6 %
Face Value ₹ 1.00

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Pros

Cons

Stock is trading at 2.66 times its book value
Company has low interest coverage ratio.
Promoter holding is low: 34.8%
Company has a low return on equity of -30.4% over last 3 years.
Promoters have pledged 47.2% of their holding.
Earnings include an other income of Rs.583 Cr.
Promoter holding has decreased over last 3 years: -3.39%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Other Financial Services

Part of BSE Allcap BSE Financial Services

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Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
	334	394	443	533	560	655	716	784	877	1,116	846	823	878
	209	260	293	299	348	314	483	467	552	673	641	647	626
Operating Profit	125	135	150	234	212	341	233	317	326	443	205	176	252
OPM %	37%	34%	34%	44%	38%	52%	33%	40%	37%	40%	24%	21%	29%
	14	7	7	4	34	3	9	84	17	58	195	276	55
Interest	164	164	213	243	268	299	344	363	417	440	450	459	439
Depreciation	10	9	13	17	19	23	23	23	27	38	31	24	32
Profit before tax	-35	-30	-68	-20	-40	22	-125	15	-101	23	-81	-32	-164
Tax %	11%	-32%	-6%	39%	-55%	-77%	-3%	49%	-42%	-7%	33%	-73%	-18%
	-39	-21	-64	-28	-18	39	-122	8	-59	24	-107	-8	-135
EPS in Rs	-0.69	-0.78	-1.19	-0.56	-0.67	0.04	-2.19	-0.57	-1.26	-0.49	-0.33	-0.88	-2.12
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2014	Jun 2015	Mar 2016 9m	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
	3,497	4,484	4,006	6,985	9,895	1,032	506	508	705	1,334	2,222	3,503	3,664
	3,439	4,368	3,931	6,853	9,768	453	317	288	547	870	1,254	2,174	2,588
Operating Profit	58	117	75	132	127	579	189	221	158	465	968	1,329	1,076
OPM %	2%	3%	2%	2%	1%	56%	37%	43%	22%	35%	44%	38%	29%
	4	1	7	10	57	-161	42	5	9	31	19	157	583
Interest	25	33	28	60	96	155	199	238	330	636	1,022	1,564	1,788
Depreciation	5	7	5	7	8	20	20	19	21	38	71	111	125
Profit before tax	31	77	49	76	80	244	13	-32	-184	-179	-107	-188	-254
Tax %	20%	31%	37%	40%	48%	41%	94%	31%	3%	2%	-33%	-21%
	25	53	31	46	42	142	1	-42	-190	-183	-71	-149	-226
EPS in Rs	0.60	1.10	0.63	0.72	0.77	2.79	0.35	-1.13	-4.25	-3.60	-2.39	-4.51	-3.82
Dividend Payout %	0%	0%	0%	7%	7%	2%	0%	0%	0%	0%	0%	0%

Compounded Sales Growth
10 Years:	0%
5 Years:	47%
3 Years:	71%
TTM:	21%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	-6%
TTM:	-2%

Stock Price CAGR
10 Years:	6%
5 Years:	-3%
3 Years:	7%
1 Year:	-5%

Return on Equity
10 Years:	-18%
5 Years:	-25%
3 Years:	-30%
Last Year:	-58%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2014	Jun 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	42	42	42	42	42	42	42	42	42	42	42	42	46
Reserves	215	239	277	275	327	558	580	538	633	552	399	238	406
	214	254	334	391	1,143	1,821	1,762	1,943	6,114	5,285	10,775	16,221	16,943
	146	226	283	416	517	420	544	637	5,707	5,862	6,169	6,089	6,120
Total Liabilities	617	760	936	1,123	2,029	2,840	2,928	3,160	12,495	11,740	17,384	22,589	23,515
	104	78	85	110	167	175	187	169	405	510	663	955	872
CWIP	0	2	0	0	4	0	0	0	0	5	5	131	256
Investments	13	39	37	51	101	164	47	78	2,867	2,517	3,914	5,281	5,690
	499	642	814	963	1,758	2,501	2,695	2,913	9,222	8,707	12,803	16,223	16,696
Total Assets	617	760	936	1,123	2,029	2,840	2,928	3,160	12,495	11,740	17,384	22,589	23,515

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2014	Jun 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-14	-7	-207	-55	-780	-1,377	-178	-40	3,331	-4,091	120	2,532
	30	21	-98	16	-60	792	133	-56	158	157	-1,552	-1,704
	-1	66	282	86	881	503	63	137	737	97	1,503	-590
Net Cash Flow	15	79	-23	47	41	-82	18	40	4,226	-3,837	71	238

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2014	Jun 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	16	15	22	9	10	29	43	25	18	9	7	6
Inventory Days									0	0	0
Days Payable
Cash Conversion Cycle	16	15	22	9	10	29	43	25	18	9	7	6
Working Capital Days	3	4	16	6	7	-90	-114	-169	-2,152	-1,170	-730	-443
ROCE %	12%	20%	12%	17%	12%	-5%	6%	8%	3%	6%	9%	9%

Insights

In beta

Jun 2015

Mar 2017

Mar 2018

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Mar 2020

Mar 2021

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Mar 2023

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Housing Finance Assets Under Management (AUM)
₹ Crore

	x.xx	xxx.xx	xxx.xx	xxx.xx	xxx.xx	xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx
xxx	xx	xx	xxx		xxx	xxx	xxx	xxx	xxx
	x,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx	xx,xxx.xx
	x	x	xx	xx			xx	xxx	xx
		xxx.xx	xxx.xx	xxx.xx	xxx.xx
						x,xxx	x,xxx	x,xxx	xx,xxx
							xxx	xxx	xxx
							x,xxx	x,xxx	xx,xxx

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Total Group Branches & Offices
Number

Wealth Management Assets Under Advisory (AUA)
₹ Crore

Housing Finance Branch Network
Number

Microfinance Assets Under Management
₹ Crore

Unity Small Finance Bank Net Advances
₹ Crore

Unity Small Finance Bank Branches/Touchpoints
Number

Unity Small Finance Bank Deposits
₹ Crore

Shareholding Pattern

Numbers in percentages

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
	38.44%	38.49%	38.49%	38.49%	38.49%	38.49%	38.49%	38.49%	38.49%	38.49%	34.84%	34.84%
	0.88%	0.70%	0.82%	0.82%	0.67%	0.36%	0.29%	0.36%	0.43%	0.70%	1.55%	1.64%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	3.86%	3.86%
	56.30%	56.43%	56.30%	56.85%	57.12%	57.56%	57.80%	57.89%	57.96%	57.74%	56.99%	56.96%
	4.38%	4.38%	4.38%	3.85%	3.73%	3.60%	3.41%	3.26%	3.11%	3.06%	2.75%	2.71%
No. of Shareholders	41,793	41,110	40,620	41,655	43,633	41,530	39,276	38,292	38,106	38,297	37,046	35,325

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Dec 2025
	36.95%	37.08%	37.99%	38.13%	38.16%	38.16%	38.44%	38.49%	38.49%	34.84%
	0.31%	0.99%	0.55%	0.43%	0.43%	0.68%	0.88%	0.67%	0.43%	1.64%
	0.07%	0.44%	0.17%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	3.86%
	56.76%	58.32%	57.12%	56.77%	56.87%	56.61%	56.30%	57.12%	57.96%	56.96%
	5.91%	3.17%	4.17%	4.67%	4.55%	4.55%	4.38%	3.73%	3.11%	2.71%
No. of Shareholders	4,717	22,702	21,007	18,561	21,400	45,462	41,793	43,633	38,106	35,325

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Centrum Capital Ltd

Centrum Capital Ltd

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Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

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Shareholding Pattern

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