Capital Small Finance Bank Ltd
₹ 346
0.14%
26 Jul
- close price
About
Key Points
- Market Cap ₹ 1,558 Cr.
- Current Price ₹ 346
- High / Low ₹ 469 / 311
- Stock P/E 14.0
- Book Value ₹
- Dividend Yield 0.35 %
- ROCE 7.57 %
- ROE 18.3 %
- Face Value ₹ 10.0
Pros
- Company has delivered good profit growth of 41.9% CAGR over last 5 years
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 18.8%
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Banks Industry: Banks - Private Sector
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Upcoming result date: 30 July 2024
Profit & Loss
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|
Revenue | 346 | 458 | 511 | 578 | 676 | 794 |
Interest | 211 | 286 | 313 | 323 | 354 | 449 |
128 | 166 | 174 | 209 | 227 | 265 | |
Financing Profit | 7 | 7 | 24 | 46 | 95 | 80 |
Financing Margin % | 2% | 2% | 5% | 8% | 14% | 10% |
31 | 43 | 46 | 54 | 49 | 68 | |
Depreciation | 12 | 15 | 16 | 16 | 21 | 0 |
Profit before tax | 27 | 35 | 54 | 84 | 124 | 148 |
Tax % | 28% | 27% | 24% | 26% | 25% | 25% |
19 | 25 | 41 | 63 | 94 | 112 | |
EPS in Rs | 24.76 | |||||
Dividend Payout % | 3% | 0% | 7% | 5% | 4% | 5% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 18% |
3 Years: | 16% |
TTM: | 18% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 42% |
3 Years: | 40% |
TTM: | 19% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | % |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 14% |
3 Years: | 16% |
Last Year: | 18% |
Balance Sheet
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|
Equity Capital | 28 | 34 | 34 | 34 | 34 | |
Reserves | 222 | 373 | 417 | 482 | 576 | |
4,026 | 4,868 | 5,838 | 6,545 | 7,282 | ||
45 | 56 | 83 | 93 | 98 | ||
Total Liabilities | 4,321 | 5,330 | 6,371 | 7,154 | 7,991 | |
84 | 91 | 87 | 84 | 83 | ||
CWIP | 0 | 0 | 0 | 0 | 0 | |
Investments | 863 | 1,052 | 1,212 | 1,357 | 1,489 | |
3,375 | 4,187 | 5,072 | 5,713 | 6,420 | ||
Total Assets | 4,321 | 5,330 | 6,371 | 7,154 | 7,991 |
Cash Flows
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|
8 | -80 | 174 | -211 | -107 | 113 | |
-31 | -22 | -12 | -13 | -20 | -162 | |
134 | 192 | 197 | -120 | 222 | 223 | |
Net Cash Flow | 111 | 90 | 359 | -344 | 94 | 173 |
Ratios
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|
ROE % | 8% | 10% | 13% | 17% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
1d - Newspaper Publication for 25th Annual General Meeting
-
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s
23 Jul - RBI Approval regarding the re - appointment of Statutory auditor. The re- appointment is subject to shareholders approval.
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
20 Jul - Earnings Conference Call to discuss Financial and Operational performance for Quarter ended June 30, 2024
- Board Meeting Intimation for Intimation Of The Board Meeting Of Capital Small Finance Bank Limited ("Bank") To Be Held On Tuesday, July 30, 2024 20 Jul
- Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 19 Jul
Concalls
-
May 2024Transcript PPT
Product Portfolio[1] The bank offers a range of banking products on the asset and liability side. Asset products primarily include agriculture loans, MSMEs, trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property).