Capital Small Finance Bank Ltd
₹ 351
-0.30%
02 May
3:04 p.m.
About
Key Points
- Market Cap ₹ 1,583 Cr.
- Current Price ₹ 351
- High / Low ₹ 469 / 320
- Stock P/E 16.9
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 6.40 %
- ROE 16.6 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Promoter holding is low: 18.8%
- Company has a low return on equity of 13.4% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Banks Industry: Banks - Private Sector
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Quarterly Results
Figures in Rs. Crores
Upcoming result date: 9 May 2024
Profit & Loss
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|
Revenue | 346 | 458 | 511 | 578 | 676 |
Interest | 211 | 286 | 313 | 323 | 354 |
128 | 166 | 174 | 209 | 227 | |
Financing Profit | 7 | 7 | 24 | 46 | 95 |
Financing Margin % | 2% | 2% | 5% | 8% | 14% |
31 | 43 | 46 | 54 | 49 | |
Depreciation | 12 | 15 | 16 | 16 | 21 |
Profit before tax | 27 | 35 | 54 | 84 | 124 |
Tax % | 28% | 27% | 24% | 26% | 25% |
19 | 25 | 41 | 63 | 94 | |
EPS in Rs | |||||
Dividend Payout % | 3% | 0% | 7% | 5% | 4% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 14% |
TTM: | 17% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 54% |
TTM: | 50% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | % |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 13% |
Last Year: | 17% |
Balance Sheet
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|
Equity Capital | 28 | 34 | 34 | 34 | 34 |
Reserves | 222 | 373 | 417 | 482 | 576 |
4,026 | 4,868 | 5,838 | 6,545 | 7,282 | |
45 | 56 | 83 | 93 | 98 | |
Total Liabilities | 4,321 | 5,330 | 6,371 | 7,154 | 7,991 |
84 | 91 | 87 | 84 | 83 | |
CWIP | 0 | 0 | 0 | 0 | 0 |
Investments | 863 | 1,052 | 1,212 | 1,357 | 1,489 |
3,375 | 4,187 | 5,072 | 5,713 | 6,420 | |
Total Assets | 4,321 | 5,330 | 6,371 | 7,154 | 7,991 |
Cash Flows
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|
8 | -80 | 174 | -211 | -107 | |
-31 | -22 | -12 | -13 | -20 | |
134 | 192 | 197 | -120 | 222 | |
Net Cash Flow | 111 | 90 | 359 | -344 | 94 |
Ratios
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|
ROE % | 8% | 10% | 13% | 17% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
20h - Conference call to discuss the Financial & quarter ended on March 31, 2024
- Board Meeting Intimation for Intimation Of The Board Meeting Of Capital Small Finance Bank Limited ("Bank") To Be Held On Thursday, May 09, 2024 1d
-
Announcement under Regulation 30 (LODR)-Change in Management
24 Apr - Listings Obligations and Disclosures Requirements) Regulations, 2015 - Outcome of Board Meeting held on April 24, 2024
- Compliance Under Regulation 7(3) Of The SEBI (Listing Obligations And Disclosures Requirements) Regulations, 2015 For The Financial Year Ended March 31, 2024 16 Apr
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
16 Apr - Schedule of planned Institutional Investor(s)/ Analysts Meeting on April 19, 2024
Product Portfolio[1] The bank offers a range of banking products on the asset and liability side. Asset products primarily include agriculture loans, MSMEs, trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property).