5Paisa Capital Ltd

5Paisa Capital Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

5Paisa Capital Ltd

₹ 394 1.04%
22 May - close price
5paisa.com BSE: 540776 NSE: 5PAISA
About

5 paisa capital was started in 2007. It is a fintech company having presence mainly in online discounted stock broking, depository services, research, distribution of financial products, and peer-to-peer lending. [1]
Its Promoter is Mr. Nirmal Jain who is also the promoter of IIFL Group. [2] [3]

Key Points

Business Overview
The company provides financial products through its online technology platform and mobile applications. It is registered with SEBI as a stock broker, depository participant, and research analyst, and with AMFI as a mutual fund distributor. It targets retail investors and high-volume traders who actively invest and trade in securities markets and seek DIY (Do-it-Yourself) services at a low cost. [1]

Website BSE NSE
  • Market Cap ₹ 1,232 Cr.
  • Current Price ₹ 394
  • High / Low ₹ 607 / 311
  • Stock P/E 18.1
  • Book Value ₹ 194
  • Dividend Yield 0.00 %
  • ROCE 13.5 %
  • ROE 11.9 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company has delivered good profit growth of 60.4% CAGR over last 5 years
  • Company's median sales growth is 16.7% of last 10 years

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding is low: 32.8%
  • Company has a low return on equity of 10.9% over last 3 years.
  • Contingent liabilities of Rs.460 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Stock/ Commodity Brokers Industry: Finance & Investments

Part of BSE SmallCap BSE Allcap BSE Financial Services

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
88 84 80 84 90 85 97 100 113 102 101 85 71
75 66 59 61 65 59 63 70 96 65 62 55 50
Operating Profit 13 18 20 23 25 26 34 30 17 37 38 30 21
OPM % 15% 21% 25% 27% 28% 30% 35% 30% 15% 37% 38% 35% 30%
0 0 1 0 0 0 0 0 0 0 0 0 0
Interest 6 5 5 6 5 4 6 8 10 7 6 5 5
Depreciation 1 2 2 2 2 2 2 2 3 3 3 3 3
Profit before tax 6 10 14 15 18 20 25 20 4 27 29 22 13
Tax % 27% 27% 24% 25% 25% 25% 23% 25% 23% 25% 25% 25% 25%
5 8 11 11 14 15 19 15 3 20 22 16 10
EPS in Rs 1.58 2.56 3.53 3.63 4.52 4.76 6.19 4.84 1.01 6.43 7.01 5.16 3.21
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
5 11 -1 7 20 61 108 194 298 338 395 360
3 3 4 22 51 78 99 146 250 252 288 233
Operating Profit 2 8 -5 -15 -32 -17 10 48 48 87 107 127
OPM % 38% 70% -199% -161% -28% 9% 25% 16% 26% 27% 35%
0 0 0 0 0 0 0 0 0 0 0 0
Interest 0 3 2 1 1 7 15 21 23 21 29 24
Depreciation 0 0 0 0 1 1 4 4 4 8 9 12
Profit before tax 2 5 -8 -16 -33 -25 -10 23 20 58 69 91
Tax % 33% 32% -29% -29% -24% -25% -18% 26% 26% 25% 24% 25%
1 4 -6 -12 -25 -19 -8 17 15 43 52 68
EPS in Rs 1.90 5.79 -9.02 -3.30 -9.92 -7.42 -3.10 6.79 5.04 14.13 16.62 21.81
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 41%
5 Years: 27%
3 Years: 7%
TTM: -9%
Compounded Profit Growth
10 Years: 34%
5 Years: 60%
3 Years: 66%
TTM: 31%
Stock Price CAGR
10 Years: %
5 Years: 23%
3 Years: 9%
1 Year: -26%
Return on Equity
10 Years: 6%
5 Years: 10%
3 Years: 11%
Last Year: 12%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 3 3 3 13 13 13 25 26 29 31 31 31
Reserves 11 15 9 76 50 32 113 133 348 436 510 573
0 15 2 0 16 92 219 234 279 169 336 217
2 2 30 21 52 145 270 473 953 1,008 1,171 844
Total Liabilities 16 35 44 109 131 282 627 866 1,610 1,644 2,048 1,666
0 0 0 0 2 2 8 6 10 15 24 20
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 0 0 2 5 11 12 20 14 4 4
16 35 44 109 127 274 608 847 1,580 1,615 2,019 1,642
Total Assets 16 35 44 109 131 282 627 866 1,610 1,644 2,048 1,666

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-15 -21 -51 15 -239 3 -138 25 -91 98
21 2 -7 0 41 -2 -15 -9 -12 -7
-2 87 -1 29 156 -4 225 -85 154 -141
Net Cash Flow 5 68 -58 45 -42 -3 72 -69 51 -51

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 0 89 -6,908 20 10 12 0 0 0 0 0 0
Inventory Days -314
Days Payable
Cash Conversion Cycle 0 89 -7,222 20 10 12 0 0 0 0 0 0
Working Capital Days -129 26 -1,598 -210 -20 -177 -62 -576 -1,027 -942 -900 -789
ROCE % 34% -23% -29% -39% -17% 2% 12% 8% 12% 13% 14%

Shareholding Pattern

Numbers in percentages

3 Recently
Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
29.94% 32.68% 32.68% 33.33% 33.39% 33.27% 32.84% 32.80% 32.78% 32.77% 32.76% 32.75%
24.85% 23.90% 23.89% 23.80% 23.54% 23.08% 22.37% 22.66% 22.70% 21.58% 21.59% 21.57%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.20% 0.29% 0.25% 0.25% 0.25% 0.25%
45.19% 43.39% 43.40% 42.86% 43.05% 43.63% 44.57% 44.24% 44.27% 45.40% 45.38% 45.41%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
No. of Shareholders 22,18824,33925,00526,27827,91432,04933,16442,46544,68654,75758,38558,095

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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