ARC Finance Ltd
₹ 0.82
0.00%
12 Sep
- close price
- Market Cap ₹ 71.5 Cr.
- Current Price ₹ 0.82
- High / Low ₹ 2.91 / 0.80
- Stock P/E 64.4
- Book Value ₹ 1.13
- Dividend Yield 0.00 %
- ROCE 8.56 %
- ROE 5.36 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.73 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 6.97%
- Company has a low return on equity of 2.60% over last 3 years.
- Company's cost of borrowing seems high
- Promoter holding has decreased over last 3 years: -5.05%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.01 | 4.74 | 3.50 | 7.78 | 6.00 | 4.63 | 8.28 | 4.19 | 32.59 | 6.92 | 9.24 | 23.30 | 23.50 | |
0.04 | 4.34 | 3.06 | 7.56 | 5.78 | 5.10 | 7.98 | 3.89 | 31.94 | 5.09 | 8.59 | 15.91 | 20.06 | |
Operating Profit | -0.03 | 0.40 | 0.44 | 0.22 | 0.22 | -0.47 | 0.30 | 0.30 | 0.65 | 1.83 | 0.65 | 7.39 | 3.44 |
OPM % | -300.00% | 8.44% | 12.57% | 2.83% | 3.67% | -10.15% | 3.62% | 7.16% | 1.99% | 26.45% | 7.03% | 31.72% | 14.64% |
0.06 | -0.07 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | -0.95 | -0.95 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.02 | 0.01 | 0.21 | 1.32 | 0.09 | 1.69 | 1.68 |
Depreciation | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.07 | 0.20 | 0.28 | 0.28 |
Profit before tax | 0.02 | 0.32 | 0.42 | 0.20 | 0.21 | -0.60 | 0.25 | 0.25 | 0.39 | 0.44 | 0.37 | 4.47 | 0.53 |
Tax % | 100.00% | 37.50% | 33.33% | 30.00% | 23.81% | -3.33% | 0.00% | 24.00% | 25.64% | 25.00% | 27.03% | 25.95% | |
0.01 | 0.20 | 0.28 | 0.14 | 0.15 | -0.58 | 0.24 | 0.18 | 0.28 | 0.33 | 0.27 | 3.31 | 0.39 | |
EPS in Rs | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.00 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 17% |
5 Years: | 23% |
3 Years: | -11% |
TTM: | 149% |
Compounded Profit Growth | |
---|---|
10 Years: | 32% |
5 Years: | 76% |
3 Years: | 143% |
TTM: | -66% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 69% |
3 Years: | 2% |
1 Year: | -43% |
Return on Equity | |
---|---|
10 Years: | 1% |
5 Years: | 2% |
3 Years: | 3% |
Last Year: | 5% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 0.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 87.15 |
Reserves | 0.35 | 0.06 | 0.33 | 0.46 | 0.61 | 0.02 | 0.28 | 0.46 | 0.78 | 1.12 | 0.68 | 11.17 |
0.01 | 0.00 | 0.00 | 0.00 | 1.00 | 7.79 | 1.01 | 0.09 | 25.16 | 14.76 | 16.09 | 0.58 | |
0.09 | 0.28 | 0.53 | 4.11 | 4.26 | 2.57 | 5.31 | 3.68 | 2.83 | 4.56 | 4.24 | 1.46 | |
Total Liabilities | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.36 |
0.10 | 0.04 | 0.02 | 0.01 | 0.14 | 0.12 | 0.23 | 0.19 | 0.27 | 1.57 | 1.37 | 1.27 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.68 | 6.98 | 2.26 | 0.62 | 0.47 | 0.46 | 0.60 | 0.35 | 0.35 | 0.35 | 0.30 | 2.62 |
0.17 | 43.82 | 49.08 | 54.44 | 55.76 | 60.30 | 56.27 | 54.19 | 78.65 | 69.02 | 69.84 | 96.47 | |
Total Assets | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.36 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | -43.13 | -4.50 | -1.59 | -0.13 | -0.10 | 0.18 | 1.20 | -10.45 | -9.04 | -11.57 | -40.83 | |
0.01 | -6.71 | 4.72 | 1.55 | 0.00 | 0.00 | -0.28 | 0.56 | -13.27 | 6.99 | 9.68 | -2.42 | |
0.00 | 50.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.91 | 25.07 | 0.73 | 1.32 | 43.99 | |
Net Cash Flow | 0.01 | 0.15 | 0.22 | -0.04 | -0.13 | -0.10 | -0.11 | 0.85 | 1.35 | -1.33 | -0.57 | 0.74 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 2,920.00 | 0.00 | 19.81 | 14.07 | 130.79 | 33.11 | 2.64 | 4.36 | 35.73 | 67.51 | 48.98 | 0.78 |
Inventory Days | 9.75 | 7.27 | 148.50 | 101.80 | 266.50 | 175.53 | 413.25 | 115.96 | 1,229.08 | 1,076.47 | 571.35 | |
Days Payable | 0.00 | 24.72 | 230.81 | 267.89 | 167.23 | 243.81 | 428.10 | 30.11 | 443.75 | 4.17 | 0.24 | |
Cash Conversion Cycle | 2,920.00 | 9.75 | 2.36 | -68.23 | -35.30 | 132.38 | -65.64 | -10.49 | 121.57 | 852.85 | 1,121.29 | 571.89 |
Working Capital Days | 4,745.00 | 3,347.37 | 5,035.96 | 2,329.81 | 3,031.32 | 3,939.32 | -33.06 | 20.04 | 123.76 | 494.23 | 817.69 | 371.58 |
ROCE % | 2.35% | 1.52% | 0.83% | 0.39% | 0.45% | -0.91% | 0.49% | 0.51% | 0.94% | 2.46% | 0.69% | 8.56% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
29 Aug - Compliance under regulation 47 of the listing regulations
- Reg. 34 (1) Annual Report. 28 Aug
- Intimation Of Book Closure For 43Rd Annual General Meeting 27 Aug
-
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015
27 Aug - Annual Report FY2024-25 posted; 43rd AGM on 20 Aug 2025 at 02:30 PM via VC; weblink provided.
- Annual General Meeting Held On 20.09.2025 27 Aug
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Services Offered:[1][2]
Company trades in shares and lends Secure and Unsecured loans. It also accepts loans-advances and offers variety of financial services to its customers. Company is diversified into different businesses ranging from third party product distributions to originating unsecured personal loans, corporate loans