Mudra Financial Services Ltd

Mudra Fin Ser Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Mudra Financial Services Ltd

₹ 4.10 4.86%
11 Jul 2023
mudrafinancial.in BSE: 539819
About

Incorporated in 1994, Mudra Financial Services Ltd is in the business of providing financial services[1]

Key Points

Services Offered:[1][2]
a) Granting loans to various industries
b) Investment in shares, equity mutual funds, etc.
c) Arranging for Discount of LC/Non LC backed suppliers bills
d) Arranging for Buyers credit in Foreign Exchange
e) Arranging for ECB’s for project specific basis
f) Syndication from Term Loan/ Working Capital from Financial Institutions, Banks
g) Preparation of Project Feasibility Report
h) Arranging of Corporate Loans from Banks
for Listed/ Semi Government Organisations
i) Corporate Debt Re-structuring and one time settlement for Corporates
j) Advising the companies for raising Funds
through Public Issue and Private Placement
k) Liasoning with Merchant Bankers, Brokers, Registrars, Advertisement Agency, Stock Exchanges, SEBI

Website BSE
  • Market Cap ₹ 2.05 Cr.
  • Current Price ₹ 4.10
  • High / Low ₹ /
  • Stock P/E 7.88
  • Book Value ₹ 21.1
  • Dividend Yield 0.00 %
  • ROCE 3.16 %
  • ROE 2.49 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 0.19 times its book value
  • Promoter holding has increased by 4.98% over last quarter.
  • Company's working capital requirements have reduced from 285 days to 54.8 days

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -6.17% over past five years.
  • Company has a low return on equity of 2.16% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

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Quarterly Results

Figures in Rs. Crores

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
0.22 0.07 0.21 0.17 0.15 0.27 0.23 0.33 0.17 0.26 0.30 0.21 0.20
0.10 0.07 0.11 0.11 0.12 0.10 0.16 0.13 0.21 0.12 0.13 0.13 0.45
Operating Profit 0.12 0.00 0.10 0.06 0.03 0.17 0.07 0.20 -0.04 0.14 0.17 0.08 -0.25
OPM % 54.55% 0.00% 47.62% 35.29% 20.00% 62.96% 30.43% 60.61% -23.53% 53.85% 56.67% 38.10% -125.00%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.10 0.09
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.12 0.00 0.10 0.06 0.03 0.17 0.07 0.20 -0.04 0.14 0.17 0.18 -0.16
Tax % 50.00% 30.00% 50.00% 66.67% 23.53% 100.00% 25.00% -125.00% 21.43% 23.53% 11.11% -12.50%
0.07 -0.02 0.07 0.03 0.01 0.13 0.00 0.16 0.01 0.11 0.13 0.16 -0.14
EPS in Rs 0.14 -0.04 0.14 0.06 0.02 0.26 0.00 0.32 0.02 0.22 0.26 0.32 -0.28
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
0.51 0.62 0.80 0.65 0.78 0.65 1.10 1.60 0.78 0.60 0.94 0.80
0.28 0.33 0.51 0.28 0.37 0.42 0.47 0.32 0.34 0.42 0.55 0.65
Operating Profit 0.23 0.29 0.29 0.37 0.41 0.23 0.63 1.28 0.44 0.18 0.39 0.15
OPM % 45.10% 46.77% 36.25% 56.92% 52.56% 35.38% 57.27% 80.00% 56.41% 30.00% 41.49% 18.75%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.18
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.23 0.29 0.29 0.37 0.41 0.23 0.63 1.28 0.44 0.18 0.39 0.33
Tax % 26.09% 31.03% 34.48% 48.65% 26.83% 34.78% 23.81% 19.53% 29.55% 44.44% 25.64% 21.21%
0.17 0.20 0.20 0.19 0.31 0.15 0.48 1.03 0.31 0.10 0.30 0.26
EPS in Rs 0.34 0.40 0.40 0.38 0.62 0.30 0.96 2.06 0.62 0.20 0.60 0.52
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 3%
5 Years: -6%
3 Years: 1%
TTM: -15%
Compounded Profit Growth
10 Years: 3%
5 Years: -12%
3 Years: -6%
TTM: -13%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: 4%
5 Years: 4%
3 Years: 2%
Last Year: 2%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 5.01 5.01 5.01 5.01 5.01 5.01 5.01 5.01 5.01 5.01 5.01 5.01
Reserves 1.76 1.96 2.16 2.34 2.65 3.09 3.57 4.60 4.90 5.00 5.30 5.56
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.02 0.02 0.01 0.02 0.03 0.14 0.06 0.13 0.13 0.12 0.18 0.18
Total Liabilities 6.79 6.99 7.18 7.37 7.69 8.24 8.64 9.74 10.04 10.13 10.49 10.75
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.41 0.08 0.08 0.08 0.08 0.96 1.16 1.58 1.49 1.34 1.46 0.74
6.38 6.91 7.10 7.29 7.61 7.28 7.48 8.16 8.55 8.79 9.03 10.01
Total Assets 6.79 6.99 7.18 7.37 7.69 8.24 8.64 9.74 10.04 10.13 10.49 10.75

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-0.35 -0.26 -0.21 -0.40 -0.40 0.74 0.20 -0.12 0.05 0.33 -0.30 -0.45
-0.13 0.15 0.29 0.56 0.19 -0.79 -0.19 0.10 0.00 0.00 0.00 0.83
0.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Cash Flow -0.30 -0.11 0.08 0.16 -0.21 -0.06 0.01 -0.02 0.05 0.33 -0.30 0.38

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 9.95 6.84 4.68 6.08 3.88 4.56
Inventory Days 758.08
Days Payable 0.00
Cash Conversion Cycle 0.00 758.08 0.00 0.00 0.00 0.00 9.95 6.84 4.68 6.08 3.88 4.56
Working Capital Days 429.41 353.23 282.88 348.15 332.24 550.31 179.18 173.38 276.09 462.33 337.82 54.75
ROCE % 3.49% 4.22% 4.10% 5.10% 5.46% 2.92% 7.55% 14.07% 4.51% 1.81% 3.84% 3.16%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
34.03% 34.03% 34.03% 38.82% 40.61% 43.79% 43.79% 43.79% 43.79% 43.79% 43.79% 48.77%
65.97% 65.98% 65.98% 61.19% 59.39% 56.21% 56.21% 56.21% 56.21% 56.21% 56.21% 51.23%
No. of Shareholders 522522522522523522522522522522522519

Documents

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