Interactive Financial Services Ltd
₹ 18.0
-7.37%
02 Sep
- close price
About
Incorporated in 1994, Interactive Financial Services Ltd provides software implementation and revenue cycle enhancement consulting services within the healthcare domain, and merchant banking services[1]
Key Points
- Market Cap ₹ 12.4 Cr.
- Current Price ₹ 18.0
- High / Low ₹ 45.8 / 15.2
- Stock P/E 8.14
- Book Value ₹ 40.5
- Dividend Yield 0.00 %
- ROCE 19.7 %
- ROE 14.0 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.44 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 11.9% over last 3 years.
- Earnings include an other income of Rs.1.37 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.21 | 0.23 | 0.24 | 0.43 | 2.55 | 4.12 | 0.76 | 1.03 | 1.77 | 2.72 | 3.47 | 7.41 | 4.79 | |
0.15 | 0.14 | 0.60 | 0.42 | 2.05 | 3.22 | 0.58 | 0.38 | 0.56 | 1.23 | 1.88 | 4.44 | 4.03 | |
Operating Profit | 0.06 | 0.09 | -0.36 | 0.01 | 0.50 | 0.90 | 0.18 | 0.65 | 1.21 | 1.49 | 1.59 | 2.97 | 0.76 |
OPM % | 28.57% | 39.13% | -150.00% | 2.33% | 19.61% | 21.84% | 23.68% | 63.11% | 68.36% | 54.78% | 45.82% | 40.08% | 15.87% |
0.00 | -0.01 | 0.23 | 0.04 | 0.20 | 0.17 | 0.00 | 0.01 | 0.00 | 0.07 | 0.00 | 1.10 | 1.37 | |
Interest | 0.00 | 0.05 | 0.03 | 0.02 | 0.03 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.02 | 0.12 | 0.13 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Profit before tax | 0.06 | 0.03 | -0.16 | 0.03 | 0.67 | 1.06 | 0.18 | 0.66 | 1.21 | 1.54 | 1.56 | 3.93 | 1.98 |
Tax % | 0.00% | -33.33% | 0.00% | 33.33% | 23.88% | 22.64% | 27.78% | 31.82% | 17.36% | 22.08% | 61.54% | 27.48% | |
0.05 | 0.03 | -0.16 | 0.01 | 0.50 | 0.81 | 0.13 | 0.45 | 1.00 | 1.20 | 0.61 | 2.85 | 1.44 | |
EPS in Rs | 0.07 | 0.04 | -0.23 | 0.01 | 0.72 | 1.17 | 0.19 | 0.65 | 1.45 | 1.74 | 0.88 | 4.11 | 2.09 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 42% |
5 Years: | 58% |
3 Years: | 61% |
TTM: | -19% |
Compounded Profit Growth | |
---|---|
10 Years: | 53% |
5 Years: | 85% |
3 Years: | 42% |
TTM: | -33% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 3% |
3 Years: | 42% |
1 Year: | -60% |
Return on Equity | |
---|---|
10 Years: | 10% |
5 Years: | 12% |
3 Years: | 12% |
Last Year: | 14% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 6.93 |
Reserves | 0.04 | 0.07 | -0.09 | 1.65 | 3.32 | 2.40 | 1.10 | 1.85 | 4.87 | 5.60 | 9.48 | 21.16 |
0.39 | 0.78 | 0.00 | 0.26 | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.56 | |
0.08 | 0.10 | 0.39 | 0.17 | 0.25 | 0.34 | 0.10 | 0.08 | 0.25 | 0.68 | 0.89 | 1.28 | |
Total Liabilities | 3.52 | 3.96 | 3.31 | 5.09 | 6.78 | 5.75 | 4.21 | 4.94 | 8.13 | 9.29 | 13.38 | 29.93 |
0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.05 | 0.27 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.00 | 3.31 | 5.32 | 4.11 | 2.44 | 3.08 | 5.07 | 4.61 | 1.04 | 7.11 |
3.47 | 3.92 | 3.28 | 1.75 | 1.43 | 1.62 | 1.75 | 1.84 | 3.04 | 4.67 | 12.29 | 22.55 | |
Total Assets | 3.52 | 3.96 | 3.31 | 5.09 | 6.78 | 5.75 | 4.21 | 4.94 | 8.13 | 9.29 | 13.38 | 29.93 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.31 | -0.34 | 0.76 | -1.31 | 0.47 | 0.24 | 0.25 | 0.06 | 0.12 | 0.40 | 0.44 | -1.15 | |
0.00 | 0.00 | 0.00 | -1.60 | 0.12 | -0.50 | 0.04 | 0.01 | -0.17 | 0.18 | 0.15 | -3.09 | |
0.34 | 0.38 | -0.81 | 3.00 | -0.11 | -0.28 | -0.02 | 0.00 | 0.00 | -0.02 | -0.02 | 12.08 | |
Net Cash Flow | 0.04 | 0.04 | -0.05 | 0.10 | 0.48 | -0.54 | 0.27 | 0.07 | -0.05 | 0.56 | 0.58 | 7.85 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 42.44 | 0.00 | 30.12 | 14.41 | 63.79 | 0.00 | 2.68 | 25.24 | 1.48 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 42.44 | 0.00 | 30.12 | 14.41 | 63.79 | 0.00 | 2.68 | 25.24 | 1.48 |
Working Capital Days | -799.52 | -1,396.52 | -577.92 | 721.51 | 2.86 | 31.89 | 144.08 | 173.64 | 422.74 | 351.58 | 1,031.89 | 714.73 |
ROCE % | 1.85% | 2.47% | -3.83% | 1.02% | 12.05% | 17.92% | 3.78% | 14.72% | 19.00% | 18.92% | 14.98% | 19.69% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
27 Aug - Publication of Newspaper Advertisement for Notice of Postal Ballot and E-voting Information.
-
Shareholder Meeting / Postal Ballot-Notice of Postal Ballot
26 Aug - Postal ballot to reallocate ₹304.50 lakhs from office setup to net worth; e-voting Aug 27–Sep 25, 2025; appoint secretarial auditor
-
Board Meeting Outcome for Approval Of Change In One Of The Object Of The Rights Issue, Revised In Term Of Secretarial Auditor Appointed On May 29, 2025 And Postal Ballot Notice.
22 Aug - Reallocate ₹304.50 lakhs from office setup to increase net worth; shareholder postal ballot, cutoff Aug 22, 2025.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
19 Aug - Publication of Newspaper Advertisement of Notice of Annual General Meeting and E-Voting Information.
- Reg. 34 (1) Annual Report. 18 Aug
Business Overview:[1][2]
Company operates as IT solutions provider and is also registered as a Category- I Merchant Banker with SEBI, providing services in various areas of capital markets which include Merchant Banking Services and Corporate Advisory Services, etc.