Apoorva Leasing Finance & Investment Co Ltd

Apoorva Leasing Finance & Investment Co Ltd

₹ 29.8 0.00%
27 Mar - close price
About

Incorporated in 1983, Apoorva Leasing Finance and Investment Co. Ltd is in the business of Financing and Derivatives activities[1]

Key Points

Business Overview:[1]
Company does trading in shares, financial services and investment activities. It has also diversified into different businesses, ranging from third party product distributions to originating unsecured personal loans, corporate loans

  • Market Cap 59.5 Cr.
  • Current Price 29.8
  • High / Low 39.2 / 17.6
  • Stock P/E 23.2
  • Book Value 72.2
  • Dividend Yield 0.00 %
  • ROCE 1.92 %
  • ROE 1.40 %
  • Face Value 10.0

Pros

  • Company is almost debt free.
  • Stock is trading at 0.41 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -11.4% over past five years.
  • Company has a low return on equity of 2.43% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0.93 1.18 3.34 3.03 1.51 2.17 1.32 1.91 0.92 0.91 0.94 0.97 1.02
0.27 0.29 0.23 1.40 0.26 2.12 0.98 0.71 0.28 0.31 0.28 0.18 0.19
Operating Profit 0.66 0.89 3.11 1.63 1.25 0.05 0.34 1.20 0.64 0.60 0.66 0.79 0.83
OPM % 70.97% 75.42% 93.11% 53.80% 82.78% 2.30% 25.76% 62.83% 69.57% 65.93% 70.21% 81.44% 81.37%
0.07 0.13 0.00 0.01 0.00 2.30 0.00 0.01 0.00 0.01 0.00 0.33 0.36
Interest 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.02 0.00 0.00 0.00 0.00
Depreciation 0.00 0.15 0.00 0.00 0.00 0.12 0.00 0.00 0.00 0.08 0.00 0.00 0.00
Profit before tax 0.73 0.87 3.11 1.64 1.25 2.22 0.34 1.21 0.62 0.53 0.66 1.12 1.19
Tax % 24.66% 12.64% 25.08% 25.00% 25.60% 0.00% 26.47% 25.62% 25.81% 33.96% 25.76% 25.00% 25.21%
0.54 0.75 2.33 1.23 0.94 2.22 0.26 0.91 0.47 0.35 0.49 0.84 0.89
EPS in Rs 0.27 0.38 1.17 0.62 0.47 1.11 0.13 0.46 0.24 0.18 0.25 0.42 0.45
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
64.58 0.55 4.56 0.35 8.36 5.64 9.30 20.42 21.83 5.53 10.05 5.07 3.84
64.56 0.53 4.59 0.23 7.89 4.82 5.45 13.84 17.25 1.40 3.96 2.26 0.96
Operating Profit 0.02 0.02 -0.03 0.12 0.47 0.82 3.85 6.58 4.58 4.13 6.09 2.81 2.88
OPM % 0.03% 3.64% -0.66% 34.29% 5.62% 14.54% 41.40% 32.22% 20.98% 74.68% 60.60% 55.42% 75.00%
0.00 0.00 0.09 0.00 0.01 0.00 0.00 0.00 0.06 0.30 2.26 0.00 0.70
Interest 0.00 0.00 0.00 0.01 0.03 0.00 0.00 0.02 0.05 0.00 0.01 0.02 0.00
Depreciation 0.00 0.01 0.01 0.00 0.00 0.00 0.01 0.01 0.04 0.15 0.12 0.08 0.08
Profit before tax 0.02 0.01 0.05 0.11 0.45 0.82 3.84 6.55 4.55 4.28 8.22 2.71 3.50
Tax % 50.00% 0.00% 20.00% 18.18% 26.67% 29.27% 27.60% 27.94% 26.37% 22.20% 18.37% 26.94%
0.01 0.01 0.04 0.08 0.33 0.58 2.78 4.72 3.35 3.33 6.71 1.98 2.57
EPS in Rs 0.01 0.01 0.02 0.04 0.17 0.29 1.39 2.36 1.68 1.67 3.36 0.99 1.30
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 25%
5 Years: -11%
3 Years: -39%
TTM: -39%
Compounded Profit Growth
10 Years: 70%
5 Years: -7%
3 Years: -16%
TTM: 62%
Stock Price CAGR
10 Years: %
5 Years: 4%
3 Years: 23%
1 Year: 24%
Return on Equity
10 Years: 2%
5 Years: 3%
3 Years: 2%
Last Year: 1%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97 19.97
Reserves 99.77 99.78 99.82 97.91 98.23 98.81 102.24 106.72 110.44 115.95 120.65 122.75 124.24
0.00 0.00 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.90 0.00
63.74 0.02 0.06 0.15 0.17 0.39 8.09 2.11 1.63 2.27 2.78 1.25 2.41
Total Liabilities 183.48 119.77 119.85 118.03 118.42 119.17 130.30 128.80 132.04 138.19 143.40 144.87 146.62
0.00 0.31 0.00 0.00 0.00 3.87 6.46 6.45 6.93 6.69 37.70 48.96 54.62
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 164.33 86.05 86.05 16.26 26.88 2.33 46.22 46.70 47.91 38.91 21.06 20.88 18.42
19.15 33.41 33.80 101.77 91.54 112.97 77.62 75.65 77.20 92.59 84.64 75.03 73.58
Total Assets 183.48 119.77 119.85 118.03 118.42 119.17 130.30 128.80 132.04 138.19 143.40 144.87 146.62

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
55.52 -78.26 -2.09 0.03 1.11 -59.22 46.37 1.99 5.13 5.00 30.30 5.74
-53.05 77.95 0.30 67.88 -10.61 24.46 -46.68 -1.38 -2.29 8.13 -30.25 -9.85
-2.67 0.61 1.52 -22.73 -0.10 -0.05 0.00 -0.01 -0.05 0.00 -0.01 0.88
Net Cash Flow -0.20 0.30 -0.27 45.18 -9.60 -34.81 -0.31 0.60 2.79 13.12 0.04 -3.24

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0.00 0.00 0.80 10.43 1.75 306.11 9.42 22.16 17.39 54.12 0.36 0.00
Inventory Days 0.00 0.00 168.77 0.00 1,156.55 85.71 0.00 160.88 0.00
Days Payable 0.00 18.36 1.75 5.19
Cash Conversion Cycle 0.00 0.00 169.57 10.43 1.75 306.11 1,147.61 106.13 17.39 54.12 156.05 0.00
Working Capital Days -271.40 20,075.00 2,593.42 58,619.00 2,425.77 7,221.05 2,693.94 1,288.05 1,191.81 4,811.00 1,866.40 3,447.70
ROCE % 0.02% 0.01% -0.03% 0.10% 0.41% 0.69% 3.19% 5.28% 3.58% 3.06% 4.33% 1.92%

Shareholding Pattern

Numbers in percentages

Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66% 52.66%
47.34% 47.34% 47.34% 47.34% 47.34% 47.34% 47.33% 47.33% 47.34% 47.34% 47.34% 47.35%
No. of Shareholders 7817797949689971,0421,0491,0211,1471,1571,2081,264

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