Real Touch Finance Ltd.
₹ 72.7
0.00%
13 Dec
9:18 a.m.
About
Incorporated in 1984, Real Touch Finance Ltd is in the business of providing loans
Key Points
- Market Cap ₹ 92.2 Cr.
- Current Price ₹ 72.7
- High / Low ₹ 92.1 / 26.5
- Stock P/E 25.6
- Book Value ₹ 34.7
- Dividend Yield 0.00 %
- ROCE 8.59 %
- ROE 6.49 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 5.88% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.14 | 0.18 | 0.91 | 0.73 | 0.83 | 0.45 | 1.82 | 1.88 | 2.27 | 2.36 | 10.39 | 18.74 | 22.24 | |
0.06 | 0.02 | 0.23 | 0.09 | 0.17 | 0.26 | 0.29 | 0.30 | 0.33 | 0.46 | 2.15 | 5.34 | 5.14 | |
Operating Profit | 0.08 | 0.16 | 0.68 | 0.64 | 0.66 | 0.19 | 1.53 | 1.58 | 1.94 | 1.90 | 8.24 | 13.40 | 17.10 |
OPM % | 57.14% | 88.89% | 74.73% | 87.67% | 79.52% | 42.22% | 84.07% | 84.04% | 85.46% | 80.51% | 79.31% | 71.50% | 76.89% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.15 | 0.15 | |
Interest | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.45 | 9.44 | 12.27 |
Depreciation | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.26 | 0.28 |
Profit before tax | 0.08 | 0.12 | 0.67 | 0.64 | 0.66 | 0.19 | 1.53 | 1.58 | 1.94 | 1.95 | 3.73 | 3.93 | 4.70 |
Tax % | 50.00% | 25.00% | 26.87% | 39.06% | 34.85% | 121.05% | 26.80% | 27.85% | 25.77% | 25.64% | 29.76% | 32.82% | |
0.04 | 0.09 | 0.49 | 0.39 | 0.43 | -0.04 | 1.11 | 1.14 | 1.44 | 1.45 | 2.62 | 2.63 | 3.60 | |
EPS in Rs | 0.03 | 0.07 | 0.39 | 0.31 | 0.34 | -0.03 | 0.87 | 0.90 | 1.13 | 1.14 | 2.06 | 2.07 | 2.84 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 59% |
5 Years: | 59% |
3 Years: | 102% |
TTM: | 34% |
Compounded Profit Growth | |
---|---|
10 Years: | 40% |
5 Years: | 19% |
3 Years: | 22% |
TTM: | 28% |
Stock Price CAGR | |
---|---|
10 Years: | 9% |
5 Years: | 33% |
3 Years: | 90% |
1 Year: | 180% |
Return on Equity | |
---|---|
10 Years: | 3% |
5 Years: | 5% |
3 Years: | 6% |
Last Year: | 6% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 |
Reserves | 17.39 | 17.48 | 17.97 | 18.36 | 18.79 | 18.64 | 19.68 | 20.80 | 22.25 | 23.77 | 26.50 | 29.14 | 31.35 |
0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 89.02 | 139.45 | 139.98 | |
0.11 | 0.08 | 0.25 | 0.44 | 0.80 | 0.53 | 0.21 | 0.23 | 0.68 | 0.41 | 2.46 | 11.23 | 14.95 | |
Total Liabilities | 30.20 | 30.25 | 30.91 | 31.49 | 32.28 | 31.86 | 32.58 | 33.72 | 35.62 | 36.87 | 130.67 | 192.51 | 198.97 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.60 | 0.65 | 0.57 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.23 | 0.98 | 1.06 | 0.72 | 1.44 | 0.11 | 0.07 | 1.35 | 1.35 | 1.39 | 1.43 | 0.01 | 0.01 |
29.97 | 29.27 | 29.85 | 30.77 | 30.84 | 31.75 | 32.51 | 32.37 | 34.27 | 35.45 | 128.64 | 191.85 | 198.39 | |
Total Assets | 30.20 | 30.25 | 30.91 | 31.49 | 32.28 | 31.86 | 32.58 | 33.72 | 35.62 | 36.87 | 130.67 | 192.51 | 198.97 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.69 | 0.47 | -0.74 | 0.76 | -1.29 | -0.76 | -3.08 | -4.89 | 0.42 | -87.24 | -49.72 | ||
-0.74 | -0.09 | 0.34 | -0.72 | 1.33 | 2.05 | 1.70 | 4.94 | -0.03 | -1.62 | 1.15 | ||
-0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 89.01 | 50.43 | ||
Net Cash Flow | -0.06 | 0.38 | -0.40 | 0.03 | 0.04 | 1.28 | -1.38 | 0.05 | 0.39 | 0.15 | 1.86 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.35 | 0.78 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.35 | 0.78 |
Working Capital Days | 76,493.57 | 38,933.33 | 7,709.12 | 10,180.00 | 8,808.37 | 17,171.22 | 1,570.30 | 933.86 | -93.26 | 12.37 | -67.45 | -216.78 |
ROCE % | 0.32% | 0.43% | 2.24% | 2.07% | 2.11% | 0.60% | 4.80% | 4.80% | 5.67% | 5.46% | 9.94% | 8.59% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
14 Nov - Newspaper publication for the unaudited Financial results for the quarter and half year ended 30th September 2024.
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Statement Of Deviation(S) Or Variation(S) Under Regulation 32 SEBI (LODR) Regulations, 2015 For The Quarter Ended 30Th September, 2024
12 Nov - Non-applicability of deviation statement for IPO proceeds.
-
Appointment of Company Secretary and Compliance Officer
12 Nov - Board approved financial results and appointed new Company Secretary.
- Unaudited Financial Results For The Quarter Ended 30Th September 2024 12 Nov
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Board Meeting Outcome for Outcome Of The Board Meeting
12 Nov - Board approved financial results and appointed new Company Secretary.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from bse
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Financial Year 2010
from bse
Registration:[1]
Company is a a Non Deposit Taking NBFC and is a subsidiary of Ultraplus Housing Private Limited