Real Touch Finance Ltd.
₹ 25.0
2.00%
01 Dec
12:30 p.m.
About
Incorporated in 1984, Real Touch Finance Ltd is in the business of providing loans
Key Points
- Market Cap ₹ 31.7 Cr.
- Current Price ₹ 25.0
- High / Low ₹ 51.4 / 15.4
- Stock P/E 11.3
- Book Value ₹ 32.6
- Dividend Yield 0.00 %
- ROCE 9.78 %
- ROE 6.93 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.77 times its book value
- Company is expected to give good quarter
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 5.11% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.03 | 0.14 | 0.18 | 0.91 | 0.73 | 0.83 | 0.45 | 1.82 | 1.88 | 2.27 | 2.36 | 9.31 | 16.61 | |
0.03 | 0.06 | 0.02 | 0.23 | 0.09 | 0.17 | 0.26 | 0.29 | 0.30 | 0.33 | 0.46 | 2.08 | 4.99 | |
Operating Profit | 0.00 | 0.08 | 0.16 | 0.68 | 0.64 | 0.66 | 0.19 | 1.53 | 1.58 | 1.94 | 1.90 | 7.23 | 11.62 |
OPM % | 0.00% | 57.14% | 88.89% | 74.73% | 87.67% | 79.52% | 42.22% | 84.07% | 84.04% | 85.46% | 80.51% | 77.66% | 69.96% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.97 | 0.00 | |
Interest | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.41 | 6.98 |
Depreciation | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.14 |
Profit before tax | 0.00 | 0.08 | 0.12 | 0.67 | 0.64 | 0.66 | 0.19 | 1.53 | 1.58 | 1.94 | 1.95 | 3.73 | 4.50 |
Tax % | 50.00% | 25.00% | 26.87% | 39.06% | 34.85% | 121.05% | 26.80% | 27.85% | 25.77% | 25.64% | 29.76% | ||
0.00 | 0.04 | 0.09 | 0.49 | 0.39 | 0.43 | -0.04 | 1.11 | 1.14 | 1.44 | 1.45 | 2.62 | 2.81 | |
EPS in Rs | 0.00 | 0.03 | 0.07 | 0.39 | 0.31 | 0.34 | -0.03 | 0.87 | 0.90 | 1.13 | 1.14 | 2.06 | 2.22 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 52% |
5 Years: | 83% |
3 Years: | 70% |
TTM: | 198% |
Compounded Profit Growth | |
---|---|
10 Years: | 52% |
5 Years: | 132% |
3 Years: | 32% |
TTM: | 38% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 0% |
3 Years: | 80% |
1 Year: | -26% |
Return on Equity | |
---|---|
10 Years: | 3% |
5 Years: | 5% |
3 Years: | 5% |
Last Year: | 7% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 9.19 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 | 12.69 |
Reserves | 10.36 | 17.39 | 17.48 | 17.97 | 18.36 | 18.79 | 18.64 | 19.68 | 20.80 | 22.25 | 23.77 | 26.50 | 28.72 |
0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 90.80 | 85.09 | |
0.06 | 0.11 | 0.08 | 0.25 | 0.44 | 0.80 | 0.53 | 0.21 | 0.23 | 0.68 | 0.41 | 1.23 | 18.14 | |
Total Liabilities | 19.62 | 30.20 | 30.25 | 30.91 | 31.49 | 32.28 | 31.86 | 32.58 | 33.72 | 35.62 | 36.87 | 131.22 | 144.64 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.60 | 0.54 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.23 | 0.23 | 0.98 | 1.06 | 0.72 | 1.44 | 0.11 | 0.07 | 1.35 | 1.35 | 1.39 | 1.30 | 1.43 |
19.39 | 29.97 | 29.27 | 29.85 | 30.77 | 30.84 | 31.75 | 32.51 | 32.37 | 34.27 | 35.45 | 129.32 | 142.67 | |
Total Assets | 19.62 | 30.20 | 30.25 | 30.91 | 31.49 | 32.28 | 31.86 | 32.58 | 33.72 | 35.62 | 36.87 | 131.22 | 144.64 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.69 | 0.47 | -0.74 | 0.76 | -1.29 | -0.76 | -3.08 | -4.89 | 0.42 | -89.05 | |||
-0.74 | -0.09 | 0.34 | -0.72 | 1.33 | 2.05 | 1.70 | 4.94 | -0.03 | -0.56 | |||
-0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 90.80 | |||
Net Cash Flow | -0.06 | 0.38 | -0.40 | 0.03 | 0.04 | 1.28 | -1.38 | 0.05 | 0.39 | 1.18 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 243.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.39 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 243.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.39 |
Working Capital Days | 229,220.00 | 76,493.57 | 38,933.33 | 7,709.12 | 10,180.00 | 8,808.37 | 17,171.22 | 1,570.30 | 933.86 | -93.26 | 12.37 | 0.78 |
ROCE % | 0.00% | 0.32% | 0.43% | 2.24% | 2.07% | 2.11% | 0.60% | 4.80% | 4.80% | 5.67% | 5.46% | 9.78% |
Documents
Announcements
- Announcement under Regulation 30 (LODR)-Newspaper Publication 9 Nov
- FINANCIAL RESULT FOR THE HALF YEAR ENDED 30TH SEPTEMBER 2023 8 Nov
- Board Meeting Intimation for Inter Alia To Consider And Approve Among Other Things The Unaudited Financial Results Of The Company For The Quarter And Half Year Ended 30Th September, 2023. 30 Oct
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 18 Oct
- Closure of Trading Window 30 Sep
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Registration:[1]
Company is a a Non Deposit Taking NBFC and is a subsidiary of Ultraplus Housing Private Limited