Viji Finance Ltd
Incorporated in 1994, Viji Finance Ltd is engaged in providing financial services[1]
- Market Cap ₹ 33.5 Cr.
- Current Price ₹ 2.35
- High / Low ₹ 3.30 / 1.05
- Stock P/E 279
- Book Value ₹ 0.86
- Dividend Yield 0.00 %
- ROCE 1.62 %
- ROE 0.99 %
- Face Value ₹ 1.00
Pros
- Promoter holding has increased by 9.80% over last quarter.
Cons
- Stock is trading at 2.74 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 2.82% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.74 | 1.30 | 1.32 | 1.37 | 1.61 | 2.31 | 1.76 | 0.99 | 0.94 | 1.22 | 2.09 | 1.93 | |
0.15 | 0.32 | 0.31 | 0.69 | 0.55 | 0.32 | 0.99 | 0.71 | 0.26 | 0.63 | 0.94 | 1.19 | |
Operating Profit | 0.59 | 0.98 | 1.01 | 0.68 | 1.06 | 1.99 | 0.77 | 0.28 | 0.68 | 0.59 | 1.15 | 0.74 |
OPM % | 79.73% | 75.38% | 76.52% | 49.64% | 65.84% | 86.15% | 43.75% | 28.28% | 72.34% | 48.36% | 55.02% | 38.34% |
0.10 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | |
Interest | 0.10 | 0.11 | 0.04 | 0.06 | 0.07 | 0.04 | 0.05 | 0.03 | 0.04 | 0.06 | 0.19 | 0.18 |
Depreciation | 0.03 | 0.03 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.08 | 0.35 | 0.36 |
Profit before tax | 0.56 | 0.84 | 0.92 | 0.57 | 0.94 | 1.91 | 0.67 | 0.20 | 0.59 | 0.50 | 0.61 | 0.20 |
Tax % | 30.36% | 30.95% | 35.87% | 40.35% | 36.17% | 25.65% | 49.25% | 25.00% | 25.42% | 10.00% | 26.23% | 40.00% |
0.39 | 0.58 | 0.60 | 0.34 | 0.61 | 1.42 | 0.34 | 0.14 | 0.44 | 0.44 | 0.44 | 0.12 | |
EPS in Rs | 0.07 | 0.04 | 0.04 | 0.02 | 0.04 | 0.10 | 0.02 | 0.01 | 0.03 | 0.03 | 0.03 | 0.01 |
Dividend Payout % | 53.85% | 64.66% | 37.50% | 66.18% | 12.30% | 5.81% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 4% |
5 Years: | 2% |
3 Years: | 27% |
TTM: | -8% |
Compounded Profit Growth | |
---|---|
10 Years: | -15% |
5 Years: | -19% |
3 Years: | -35% |
TTM: | -73% |
Stock Price CAGR | |
---|---|
10 Years: | 2% |
5 Years: | 45% |
3 Years: | 27% |
1 Year: | 67% |
Return on Equity | |
---|---|
10 Years: | 5% |
5 Years: | 3% |
3 Years: | 3% |
Last Year: | 1% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.00 | 7.50 | 7.50 | 7.50 | 7.50 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 |
Reserves | -0.03 | 0.56 | 0.88 | 0.96 | 1.47 | 2.15 | 2.38 | 2.53 | 2.97 | 3.41 | 3.85 | 3.97 |
1.16 | 0.71 | 0.45 | 1.05 | 2.58 | 2.72 | 3.48 | 3.84 | 3.55 | 4.72 | 9.18 | 13.36 | |
0.47 | 0.77 | 0.51 | 0.51 | 0.53 | 0.76 | 0.91 | 1.13 | 1.02 | 1.18 | 1.33 | 0.94 | |
Total Liabilities | 4.60 | 9.54 | 9.34 | 10.02 | 12.08 | 13.88 | 15.02 | 15.75 | 15.79 | 17.56 | 22.61 | 26.52 |
0.29 | 0.27 | 0.24 | 0.45 | 0.34 | 0.30 | 0.28 | 0.24 | 0.19 | 0.68 | 2.30 | 1.95 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.02 | 0.02 | 0.11 | 0.03 | 0.13 | 0.15 | 0.41 | 0.16 | 0.15 | 0.16 | 0.15 | 0.05 |
4.29 | 9.25 | 8.99 | 9.54 | 11.61 | 13.43 | 14.33 | 15.35 | 15.45 | 16.72 | 20.16 | 24.52 | |
Total Assets | 4.60 | 9.54 | 9.34 | 10.02 | 12.08 | 13.88 | 15.02 | 15.75 | 15.79 | 17.56 | 22.61 | 26.52 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.53 | 1.12 | 0.84 | 0.24 | -1.01 | -0.40 | -0.69 | -0.46 | 0.73 | -1.05 | -2.47 | -4.15 | |
-0.31 | -0.01 | -0.10 | -0.25 | -0.05 | -0.02 | -0.39 | 0.16 | -0.02 | -0.58 | -1.96 | 0.09 | |
-0.05 | -1.30 | -0.57 | 0.27 | 1.31 | 0.10 | 0.74 | 0.36 | -0.30 | 1.18 | 4.47 | 4.17 | |
Net Cash Flow | 0.17 | -0.19 | 0.17 | 0.26 | 0.25 | -0.33 | -0.34 | 0.05 | 0.41 | -0.46 | 0.04 | 0.11 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 59.19 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 55.99 | 11.06 | 11.65 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 59.19 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 55.99 | 11.06 | 11.65 | 0.00 | 0.00 | 0.00 |
Working Capital Days | -143.04 | -171.27 | -127.20 | -119.89 | -124.69 | -126.41 | -101.62 | -361.31 | -372.77 | -308.16 | -193.85 | -117.25 |
ROCE % | 16.12% | 14.73% | 10.91% | 6.87% | 9.59% | 15.81% | 5.29% | 1.60% | 4.29% | 3.60% | 4.25% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
7 Jun - Submission of copy of newspaper publication dated 7th June, 2024 regarding Advertisement for extension of Rights Issue period of the company.
- Board Meeting Outcome for Outcome Of The Meeting Of The Rights Issue Committee Held On 6Th June, 2024, Pursuant To Regulation 30 Of The SEBI (LODR) Regulations, 2015, As Amended ('SEBI Listing Regulations') For Extension Of Right Issue Offer Period Up To 21St June, 2024. 6 Jun
- Submission Of Notice For Attention Of Equity Shareholders Of The Company In Respect Of Transfer Of Dividend And Equity Shares To Investor Education And Protection Fund (IEPF) Account. 5 Jun
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
3 Jun - Submission of copy of newspaper publication in respect of transfer of equity shares to IEPF Account.
- Intimation Of Trading Approval Received From Stock Exchanges (NSE & BSE) For Right Entitlements. 25 May
Annual reports
-
Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
-
Financial Year 2013
from bse
Business Overview[1][2][3]
Company is a Non Systematically Important
Non Deposit Taking Non-Banking Finance Company registered with RBI. It provides
working capital loans to corporates and most of the loans are unsecured. Loans are only extended to borrowers the promoter is familiar.