Inditrade Capital Ltd

Inditrade Cap. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Inditrade Capital Ltd

₹ 5.38 -2.18%
12 Sep - close price
inditrade.com BSE: 532745
About

Incorporated in 1994, Inditrade Capital Ltd is in the business of financial services, commodity broking, direct insurance agents, marketing support services, e-commerce in rural areas and dealing in commodities[1]

Key Points

Business Overview:[1]
The company and its subsidiaries are engaged in lending to marginalized sectors of the economy through the businesses of microfinance, microlending, and agri-Commodity Financing

Website BSE
  • Market Cap ₹ 12.6 Cr.
  • Current Price ₹ 5.38
  • High / Low ₹ 15.9 / 5.06
  • Stock P/E
  • Book Value ₹ 37.0
  • Dividend Yield 0.00 %
  • ROCE 2.30 %
  • ROE -3.39 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Stock is trading at 0.15 times its book value
  • Company's working capital requirements have reduced from 205 days to 99.8 days

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 6.42%
  • Company has a low return on equity of -0.12% over last 3 years.
  • Contingent liabilities of Rs.179 Cr.
  • Promoter holding has decreased over last 3 years: -67.2%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Other Financial Services

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
2 3 4 2 3 3 3 2 6 2 3 2 1
0 0 0 0 0 0 0 0 4 0 35 0 -32
Operating Profit 2 2 3 2 3 3 3 2 2 2 -33 1 33
OPM % 90% 91% 94% 91% 89% 91% 93% 90% 35% 89% -1,277% 89% 2,304%
0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 1 2 1 1 2 2 2 1 1 1 1 1 1
Depreciation 1 1 1 1 1 1 1 1 0 0 0 0 0
Profit before tax 0 0 2 -0 0 0 0 0 1 0 -34 -0 31
Tax % -119% 98% -10% -25% -4% 267% -2,800% 80% 30% 26% -28% 30% 30%
0 0 2 -0 0 -0 0 0 0 0 -25 -0 22
EPS in Rs 0.15 0.00 0.81 -0.09 0.12 -0.04 0.12 0.00 0.20 0.12 -10.60 -0.12 9.33
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
14.59 22.35 21.32 24.44 27.82 1.67 0.49 1.47 5.30 11.34 14.30 7.79
13.32 14.40 17.66 23.07 25.49 3.02 1.46 0.52 2.81 1.02 4.43 4.11
Operating Profit 1.27 7.95 3.66 1.37 2.33 -1.35 -0.97 0.95 2.49 10.32 9.87 3.68
OPM % 8.70% 35.57% 17.17% 5.61% 8.38% -80.84% -197.96% 64.63% 46.98% 91.01% 69.02% 47.24%
0.78 0.61 0.82 2.60 2.53 8.67 2.84 0.22 0.24 0.51 0.57 0.03
Interest 0.16 0.16 0.17 0.10 0.43 0.00 0.55 0.94 2.11 5.79 7.24 5.76
Depreciation 2.81 0.77 0.66 0.64 0.61 0.00 0.06 0.08 1.51 2.93 2.40 0.81
Profit before tax -0.92 7.63 3.65 3.23 3.82 7.32 1.26 0.15 -0.89 2.11 0.80 -2.86
Tax % 0.00% 1.05% 13.97% 8.67% -1.57% 0.00% 37.30% -20.00% 47.19% 6.64% 16.25% 3.85%
-0.92 7.54 3.14 2.95 3.88 7.32 0.80 0.18 -1.31 1.97 0.68 -2.98
EPS in Rs -0.39 3.23 1.34 1.26 1.66 3.13 0.34 0.08 -0.56 0.84 0.29 -1.28
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -10%
5 Years: 74%
3 Years: 14%
TTM: -46%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -538%
Stock Price CAGR
10 Years: -17%
5 Years: -27%
3 Years: -48%
1 Year: -63%
Return on Equity
10 Years: 2%
5 Years: 0%
3 Years: 0%
Last Year: -3%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 23.29 23.29 23.29 23.29 23.29 23.29 23.29 23.29 23.29 23.29 23.29 23.29
Reserves 45.74 53.01 56.15 59.10 62.98 67.82 66.18 67.82 67.28 68.67 66.05 63.01
0.00 0.00 0.00 0.00 0.00 0.00 7.44 7.84 37.09 58.30 33.25 42.76
20.06 12.18 14.46 20.55 29.56 3.90 0.83 3.07 2.09 4.09 2.24 3.84
Total Liabilities 89.09 88.48 93.90 102.94 115.83 95.01 97.74 102.02 129.75 154.35 124.83 132.90
2.87 2.04 1.61 1.69 1.34 0.27 0.40 0.49 7.44 4.52 2.28 1.47
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 48.61 50.69 39.63 48.18 54.21 74.13 85.07 89.07 89.22 88.57 88.57 88.57
37.61 35.75 52.66 53.07 60.28 20.61 12.27 12.46 33.09 61.26 33.98 42.86
Total Assets 89.09 88.48 93.90 102.94 115.83 95.01 97.74 102.02 129.75 154.35 124.83 132.90

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
1.55 -3.95 -4.33 5.08 13.13 10.14 5.90 3.53 -0.84 2.11 2.94 -0.17
2.72 2.55 12.35 -10.26 -4.81 -25.37 -11.15 -4.00 -28.41 -22.51 21.26 -9.37
-0.12 -0.16 -1.56 2.00 -2.26 0.00 4.62 0.47 29.19 21.21 -25.06 9.52
Net Cash Flow 4.15 -1.57 6.46 -3.18 6.06 -15.23 -0.64 -0.01 -0.06 0.81 -0.85 -0.02

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 321.22 227.66 158.19 69.74 178.17 0.00 0.00 0.00 0.00 24.78 116.14 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 321.22 227.66 158.19 69.74 178.17 0.00 0.00 0.00 0.00 24.78 116.14 0.00
Working Capital Days -119.83 69.41 148.60 115.15 -72.95 780.27 283.06 1,209.22 604.66 339.57 174.59 99.80
ROCE % -1.21% 10.67% 4.88% 4.07% 5.03% 4.86% 1.70% 1.11% 1.08% 5.69% 5.89% 2.30%

Shareholding Pattern

Numbers in percentages

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
73.63% 73.63% 73.63% 73.63% 73.63% 73.63% 73.63% 31.09% 31.09% 31.09% 6.41% 6.41%
0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19%
25.88% 25.90% 25.89% 25.90% 25.90% 25.91% 25.90% 68.72% 68.72% 68.72% 93.40% 93.40%
0.29% 0.29% 0.29% 0.29% 0.29% 0.29% 0.29% 0.00% 0.00% 0.00% 0.00% 0.00%
No. of Shareholders 5,5135,4505,4025,3264,9055,0455,1056,0846,6406,6408,5738,573

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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