Esaar (India) Ltd

Esaar (India) Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Esaar (India) Ltd

₹ 7.39 0.00%
25 Apr 11:19 a.m.
esaarindia.com BSE: 531502
About

Incorporated in 1951, Esaar Ltd is in the business of providing Asset Finance[1]

Key Points

Business Overview:[1]
Company is registered as Non Systematically important Non-Deposit taking Non-Banking Financing Company which provides services like Home Loans, Gold Loans, Business Loans, Loans Against Property and MSME Financing, Microfinance, Developer and Construction Finance and Capital Market Finance, etc.

Website BSE
  • Market Cap ₹ 15.1 Cr.
  • Current Price ₹ 7.39
  • High / Low ₹ 10.8 / 4.29
  • Stock P/E
  • Book Value ₹ 18.5
  • Dividend Yield 0.00 %
  • ROCE 9.80 %
  • ROE 11.3 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Stock is trading at 0.41 times its book value
  • Company has a good return on equity (ROE) track record: 3 Years ROE 31.0%
  • Debtor days have improved from 256 to 168 days.
  • Company's working capital requirements have reduced from 147 days to 68.3 days

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Promoter holding is low: 3.10%
  • Earnings include an other income of Rs.2.74 Cr.
  • Company has high debtors of 168 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

Edit Columns
Loading peers table ...

Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
-9.82 12.18 1.26 2.90 0.45 4.38 6.65 3.00 4.85 3.96 1.04 4.26 0.73
-0.24 17.57 1.14 14.02 0.16 11.66 0.31 4.53 2.97 0.40 0.83 0.71 1.94
Operating Profit -9.58 -5.39 0.12 -11.12 0.29 -7.28 6.34 -1.53 1.88 3.56 0.21 3.55 -1.21
OPM % -44.25% 9.52% -383.45% 64.44% -166.21% 95.34% -51.00% 38.76% 89.90% 20.19% 83.33% -165.75%
-0.64 14.28 15.53 0.13 0.41 25.93 0.00 0.00 0.77 2.12 0.54 0.00 0.08
Interest -0.61 0.48 0.54 0.63 0.47 1.00 1.48 1.71 1.85 2.26 2.21 2.18 1.88
Depreciation 0.00 0.00 0.00 0.00 0.01 0.00 0.01 0.01 0.01 0.01 0.05 0.05 0.05
Profit before tax -9.61 8.41 15.11 -11.62 0.22 17.65 4.85 -3.25 0.79 3.41 -1.51 1.32 -3.06
Tax % 0.00% 3.69% 0.00% -3.87% 0.00% -0.62% 0.00% -24.92% 5.06% 14.08% 0.00% 0.00% -3.92%
-9.61 8.10 15.11 -12.07 0.22 17.74 4.85 -4.06 0.75 2.93 -1.50 1.32 -3.18
EPS in Rs -4.70 3.96 7.39 -5.90 0.11 8.68 2.37 -1.99 0.37 1.43 -0.73 0.65 -1.56
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
3.06 13.66 15.72 8.71 4.09 4.71 1.13 -6.26 11.96 22.69 8.99 19.24 9.99
2.91 13.51 15.63 11.82 6.15 4.57 1.13 -7.11 21.35 33.30 12.96 8.21 3.88
Operating Profit 0.15 0.15 0.09 -3.11 -2.06 0.14 0.00 0.85 -9.39 -10.61 -3.97 11.03 6.11
OPM % 4.90% 1.10% 0.57% -35.71% -50.37% 2.97% 0.00% 36.17% -78.51% -46.76% -44.16% 57.33% 61.16%
0.00 0.00 -0.66 0.00 0.02 0.00 0.00 0.09 10.34 15.13 27.97 2.11 2.74
Interest 0.00 0.00 0.07 0.94 0.69 0.13 0.18 0.63 0.71 2.67 2.63 7.30 8.53
Depreciation 0.10 0.10 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.04 0.16
Profit before tax 0.05 0.05 -0.67 -4.05 -2.73 0.01 -0.18 0.31 0.24 1.85 21.36 5.80 0.16
Tax % 20.00% 20.00% 31.34% 0.00% -0.37% 100.00% -16.67% 0.00% -641.67% 16.76% 1.59% 22.76%
0.03 0.03 -0.45 -4.05 -2.73 0.00 -0.22 0.31 1.78 1.55 21.01 4.48 -0.43
EPS in Rs 0.02 0.02 -0.22 -1.99 -1.34 0.00 -0.11 0.15 0.87 0.76 10.28 2.19 -0.21
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 3%
5 Years: 76%
3 Years: 17%
TTM: -47%
Compounded Profit Growth
10 Years: 65%
5 Years: 86%
3 Years: 36%
TTM: -102%
Stock Price CAGR
10 Years: -28%
5 Years: 34%
3 Years: 59%
1 Year: 49%
Return on Equity
10 Years: 11%
5 Years: 25%
3 Years: 31%
Last Year: 11%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 8.18 8.18 8.18 20.44 20.44 20.44 20.44 20.44 20.44 20.44 20.44 20.44 20.44
Reserves 14.06 14.10 13.64 -2.67 -5.41 -5.41 -5.62 -5.28 -6.10 -1.07 21.77 16.55 17.41
0.00 0.00 19.66 0.00 3.90 0.32 0.85 11.36 25.00 29.59 81.42 106.74 101.78
23.67 17.20 0.03 8.33 1.74 1.78 1.82 14.04 13.19 10.55 4.18 14.87 6.96
Total Liabilities 45.91 39.48 41.51 26.10 20.67 17.13 17.49 40.56 52.53 59.51 127.81 158.60 146.59
0.83 0.73 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.27 2.07 2.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.50 18.14 11.01 27.68 17.51 22.05
45.08 38.75 41.50 26.10 20.67 17.13 17.49 33.06 34.39 48.49 99.86 139.02 122.54
Total Assets 45.91 39.48 41.51 26.10 20.67 17.13 17.49 40.56 52.53 59.51 127.81 158.60 146.59

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-14.95 -1.00 0.59 12.61 -0.54 0.40 -1.75 -0.17 -40.41 -12.17 -29.39 -41.30
0.00 0.00 0.03 0.00 0.00 0.00 0.00 -7.50 -9.00 7.12 -16.94 8.37
15.88 0.00 -0.07 -12.28 0.56 -0.17 0.76 10.51 47.03 4.60 46.93 32.94
Net Cash Flow 0.93 -1.00 0.55 0.33 0.02 0.24 -0.99 2.84 -2.39 -0.45 0.60 0.01

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0.00 0.00 3.48 0.00 0.00 0.00 0.00 -46.06 3.97 238.88 360.13 168.27
Inventory Days 2,083.66 373.84 305.15 49.89 93.80 65.82 2,318.24 19.82 249.13 117.74
Days Payable 0.00 0.28 0.24 0.00 0.00 0.85 9.86 323.71 1,610.63 1,630.73
Cash Conversion Cycle 2,083.66 373.56 308.40 49.89 93.80 64.96 2,308.38 -46.06 -299.92 -1,122.63 360.13 -1,344.71
Working Capital Days 2,459.58 580.63 949.19 1,053.93 1,606.36 1,098.87 5,000.18 -98.54 -25.64 90.24 283.80 68.30
ROCE % 0.35% 0.22% 0.19% -10.50% -11.12% 0.82% 0.00% 4.46% 2.88% 10.24% 27.80% 9.80%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10%
96.89% 96.89% 96.90% 96.90% 96.90% 96.90% 96.90% 96.91% 96.89% 96.90% 96.90% 96.90%
No. of Shareholders 7,0807,1907,5087,8417,7487,6467,6927,8107,8367,7798,7308,915

Documents

Announcements

Annual reports