Esaar (India) Ltd

Esaar (India) Ltd

₹ 10.8 1.97%
02 Jun - close price
About

Incorporated in 1951, Esaar Ltd is engaged in providing Asset Finance.[1]

Key Points

Business Overview:[1]
EL is registered as a non-systematic important non-deposit-taking non-banking financial company that is in the business of offering the financing of assets.

  • Market Cap 22.2 Cr.
  • Current Price 10.8
  • High / Low 20.1 / 7.66
  • Stock P/E 1.99
  • Book Value 19.4
  • Dividend Yield 0.00 %
  • ROCE 30.9 %
  • ROE 35.4 %
  • Face Value 10.0

Pros

  • Stock is trading at 0.56 times its book value
  • Company has delivered good profit growth of 48.4% CAGR over last 5 years

Cons

  • Promoter holding is low: 4.14%
  • Company has a low return on equity of 8.54% over last 3 years.
  • Contingent liabilities of Rs.7.93 Cr.
  • Promoters have pledged 99.8% of their holding.
  • Company's cost of borrowing seems high

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
4 1 4 1 0 6 5 1 3 2 15 3 21
0 1 1 2 5 4 21 1 1 16 0 -1 15
Operating Profit 4 0 4 -1 -4 2 -16 -0 1 -14 14 4 7
OPM % 90% 20% 83% -166% -915% 32% -343% -1% 46% -705% 97% 152% 32%
2 1 -0 0 9 1 16 0 -0 0 0 0 13
Interest 2 2 2 2 1 1 1 0 3 3 5 3 -1
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 3 -2 1 -3 4 2 -1 -0 -2 -17 10 2 22
Tax % 14% -0% -0% 4% 30% 5% -2% 17% 33% -0% -24% 652% -16%
3 -2 1 -3 3 1 -1 -1 -2 -17 12 -9 25
EPS in Rs 1.43 -0.73 0.65 -1.56 1.38 0.70 -0.43 -0.28 -1.10 -8.37 5.79 -4.21 12.23
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
9 4 5 1 -6 12 23 9 19 7 15 41
12 6 5 1 -7 21 33 13 8 8 15 16
Operating Profit -3 -2 0 -0 1 -9 -11 -4 11 -2 -0 24
OPM % -36% -50% 3% -0% 36% -79% -47% -44% 57% -23% -1% 60%
-0 0 -0 -0 0 10 15 28 2 9 4 1
Interest 1 1 0 0 1 1 3 3 7 7 5 10
Depreciation -0 -0 -0 -0 -0 -0 -0 0 0 0 0 0
Profit before tax -4 -3 0 -0 0 0 2 21 6 1 -2 16
Tax % -0% 0% 100% 17% -0% -642% 17% 2% 23% 160% 44% 29%
-4 -3 -0 -0 0 2 2 21 4 -0 -2 11
EPS in Rs -1.99 -1.34 -0.00 -0.11 0.15 0.87 0.76 10.28 2.19 -0.23 -1.10 5.45
Dividend Payout % -0% -0% -0% -0% -0% -0% -0% -0% -0% -0% -0%
Compounded Sales Growth
10 Years: 26%
5 Years: 12%
3 Years: 28%
TTM: 176%
Compounded Profit Growth
10 Years: 20%
5 Years: 48%
3 Years: 35%
TTM: 597%
Stock Price CAGR
10 Years: -1%
5 Years: 41%
3 Years: 22%
1 Year: 4%
Return on Equity
10 Years: 15%
5 Years: 20%
3 Years: 9%
Last Year: 35%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 20 20 20 20 20 20 20 20 20 20 20 20
Reserves -3 -5 -5 -6 -5 -6 -1 22 24 13 3 19
-0 4 0 1 11 25 30 81 107 42 54 47
8 2 2 2 14 13 11 4 7 31 31 33
Total Liabilities 26 21 17 17 41 53 60 128 159 106 109 120
-0 -0 -0 -0 -0 -0 0 0 2 2 2 2
CWIP -0 -0 -0 -0 -0 -0 -0 -0 -0 -0 -0 -0
Investments -0 -0 -0 -0 8 18 11 28 18 18 17 11
26 21 17 17 33 34 48 100 139 87 90 107
Total Assets 26 21 17 17 41 53 60 128 159 106 109 120

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
13 -1 0 -2 -0 -40 -12 -29 -41 75 -13
-0 -0 -0 -0 -8 -9 7 -17 8 -4 0
-12 1 -0 1 11 47 5 47 33 -72 12
Net Cash Flow 0 0 0 -1 3 -2 -0 1 0 -1 0
Free Cash Flow 13 -1 0 -2 -0 -40 -12 -30 -43 72 -13
CFO/OP -405% 26% 293% -20% 430% 112% 736% -367% -4,772% 11,800%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days -0 -0 -0 -0 -46 4 239 360 168 -0 14 0
Inventory Days 50 94 66 2,318 20 249 118
Days Payable -0 -0 1 10 324 1,611 1,631
Cash Conversion Cycle 50 94 65 2,308 -46 -300 -1,123 360 -1,345 -0 14 0
Working Capital Days 1,054 1,606 1,099 5,000 -99 -26 90 284 49 -1,116 -712 -173
ROCE % -10% -11% 1% -0% 4% 3% 10% 28% 10% 7% 5% 31%

Insights

In beta
Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Gross Loan Book
Rs. Lakhs

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Gross NPA
Rs. Lakhs
Total Permanent Employees
count
Stage 3 Assets (Credit Impaired)
Rs. Lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

2 Recently
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 4.19% 4.14%
96.89% 96.90% 96.90% 96.90% 96.89% 96.89% 96.89% 96.89% 96.89% 96.90% 95.80% 95.86%
No. of Shareholders 7,8367,7798,7308,9159,20110,11310,97410,90310,67111,04310,67410,509

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