Available Finance Ltd

Available Finance Ltd

₹ 254 -1.99%
22 Feb 2:16 p.m.
About

Available Finance Ltd is a non deposit taking NBFC established in 1993. The Company is a subsidiary of Archana Coal Private Limited and is engaged in the business of Loans and Investments. [1] [2] [3]

Key Points

Revenue (FY21)
Interest Income From Loans: ₹ 55.27 Lacs 100%[1]

  • Market Cap 259 Cr.
  • Current Price 254
  • High / Low 264 / 99.6
  • Stock P/E 2.08
  • Book Value 960
  • Dividend Yield 0.00 %
  • ROCE 0.05 %
  • ROE 20.4 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.26 times its book value
  • Company has delivered good profit growth of 31.3% CAGR over last 5 years
  • Company has a good return on equity (ROE) track record: 3 Years ROE 25.4%
  • Promoter holding has increased by 4.51% over last quarter.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -8.86% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Profit 0 0 0 0 0 0 0 0 0 0 0 0 0
OPM % 36% 86% 73% 70% 65% 33% 62% 65% 67% 55% 23% 57% 64%
0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 0 0 0 0 0 0 0 0 0 0 0 0 0
Tax % 0% 0% 0% 0% 0% 125% 0% 25% 20% 88% 33% 12% 22%
27 37 49 59 37 64 89 17 27 39 22 16 49
EPS in Rs 26.72 36.29 48.04 57.73 36.14 62.87 87.63 16.86 26.51 37.75 21.34 15.23 47.63
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
3 2 1 1 1 1 1 1 1
0 0 2 0 0 0 0 0 0
Operating Profit 3 2 -1 0 1 0 0 0 0
OPM % 93% 90% -69% 61% 89% 67% 65% 66% 50%
-0 0 0 0 0 0 0 0 0
Interest 3 2 1 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0
Profit before tax 0 0 -1 -0 1 0 0 0 0
Tax % 41% 32% 1% -50% 2% 0% 22% 33%
8 30 44 35 49 85 209 172 124
EPS in Rs 8.18 29.42 43.27 34.59 48.18 83.28 204.78 168.74 121.95
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: -9%
3 Years: -19%
TTM: -13%
Compounded Profit Growth
10 Years: %
5 Years: 31%
3 Years: 52%
TTM: -37%
Stock Price CAGR
10 Years: 27%
5 Years: 100%
3 Years: 163%
1 Year: 120%
Return on Equity
10 Years: %
5 Years: 24%
3 Years: 25%
Last Year: 20%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 10 10 10 10 10 10 10 10 10
Reserves 105 172 208 246 263 472 731 932 969
19 7 7 4 2 2 2 0 0
0 0 0 0 0 0 0 0 0
Total Liabilities 135 189 226 260 275 484 743 943 980
0 0 0 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0 0 0
Investments 115 182 219 257 275 477 736 937 974
19 8 6 3 1 7 8 6 6
Total Assets 135 189 226 260 275 484 743 943 980

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-0 -0 0 4 3 -6 -1 2
0 0 0 0 -1 6 0 0
0 0 0 -4 -2 0 0 -2
Net Cash Flow -0 -0 0 0 -0 0 -1 0

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 0 0 0 0 0 0
Working Capital Days 2,101 1,301 2,250 261 192 425 90 -18
ROCE % 1% -0% 0% 0% 0% 0% 0%

Shareholding Pattern

Numbers in percentages

5 Recently
Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
59.20% 59.20% 59.20% 61.81% 61.81% 61.81% 61.80% 61.80% 61.80% 61.80% 61.80% 66.31%
40.80% 40.80% 40.80% 38.19% 38.19% 38.19% 38.19% 38.18% 38.19% 38.19% 38.20% 33.68%
No. of Shareholders 7999031,6282,0782,3742,2002,3702,3082,3362,2952,3532,726

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