Gemstone Investments Ltd
₹ 1.99
3.11%
31 Oct
- close price
About
Incorporated on 1994, Gemstone Investments Ltd is in the business of financing activities[1]
Key Points
- Market Cap ₹ 14.9 Cr.
- Current Price ₹ 1.99
- High / Low ₹ 3.87 / 1.70
- Stock P/E 114
- Book Value ₹ 3.31
- Dividend Yield 0.00 %
- ROCE 1.91 %
- ROE 1.30 %
- Face Value ₹ 1.00
Pros
- Company is almost debt free.
- Stock is trading at 0.60 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -9.06% over past five years.
- Company has a low return on equity of 1.24% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.09 | 2.32 | 2.29 | 2.08 | 1.94 | 2.33 | 2.01 | 2.03 | 0.91 | 1.19 | 2.11 | 1.25 | 1.05 | |
| 0.68 | 1.57 | 1.70 | 1.14 | 1.11 | 0.92 | 0.90 | 1.45 | 0.52 | 0.91 | 1.61 | 0.78 | 0.85 | |
| Operating Profit | 0.41 | 0.75 | 0.59 | 0.94 | 0.83 | 1.41 | 1.11 | 0.58 | 0.39 | 0.28 | 0.50 | 0.47 | 0.20 |
| OPM % | 37.61% | 32.33% | 25.76% | 45.19% | 42.78% | 60.52% | 55.22% | 28.57% | 42.86% | 23.53% | 23.70% | 37.60% | 19.05% |
| -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.01 | 0.01 | -0.00 | -0.00 | -0.00 | 0.00 | |
| Interest | 0.12 | 0.12 | 0.06 | 0.01 | 0.13 | 0.23 | 0.06 | 0.01 | 0.08 | -0.00 | 0.01 | 0.01 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.06 | 0.05 | 0.06 | 0.06 | 0.06 | 0.04 | 0.01 | -0.00 | -0.00 | 0.00 |
| Profit before tax | 0.28 | 0.62 | 0.52 | 0.87 | 0.65 | 1.12 | 0.99 | 0.52 | 0.28 | 0.27 | 0.49 | 0.46 | 0.20 |
| Tax % | 32.14% | 33.87% | 40.38% | 31.03% | 23.08% | 27.68% | 25.25% | 26.92% | 25.00% | 14.81% | 26.53% | 30.43% | |
| 0.18 | 0.41 | 0.31 | 0.61 | 0.50 | 0.81 | 0.74 | 0.39 | 0.21 | 0.23 | 0.35 | 0.32 | 0.13 | |
| EPS in Rs | 0.02 | 0.05 | 0.04 | 0.08 | 0.07 | 0.11 | 0.10 | 0.05 | 0.03 | 0.03 | 0.05 | 0.04 | 0.02 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -6% |
| 5 Years: | -9% |
| 3 Years: | 11% |
| TTM: | -51% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -15% |
| 3 Years: | 15% |
| TTM: | -70% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 28% |
| 5 Years: | -4% |
| 3 Years: | 25% |
| 1 Year: | -39% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 1% |
| 3 Years: | 1% |
| Last Year: | 1% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 | 7.48 |
| Reserves | 14.05 | 14.46 | 14.77 | 15.38 | 15.88 | 16.68 | 15.75 | 16.14 | 16.35 | 16.58 | 16.93 | 17.25 |
| 1.12 | 1.85 | 0.33 | 0.59 | 2.97 | 1.15 | 0.10 | 0.03 | -0.00 | -0.00 | -0.00 | -0.00 | |
| 0.51 | 0.90 | 0.56 | 0.54 | 0.74 | 1.03 | 1.08 | 0.15 | 0.14 | 0.11 | 0.10 | 0.32 | |
| Total Liabilities | 23.16 | 24.69 | 23.14 | 23.99 | 27.07 | 26.34 | 24.41 | 23.80 | 23.97 | 24.17 | 24.51 | 25.05 |
| 0.04 | 0.03 | 0.04 | 0.38 | 0.40 | 0.34 | 0.29 | 0.22 | 0.02 | 0.01 | 0.01 | 0.01 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | 6.20 | 3.10 | 3.00 | 1.91 | 1.67 | 1.67 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| 16.92 | 21.56 | 20.10 | 21.70 | 25.00 | 24.33 | 24.12 | 23.58 | 23.95 | 24.16 | 24.50 | 25.04 | |
| Total Assets | 23.16 | 24.69 | 23.14 | 23.99 | 27.07 | 26.34 | 24.41 | 23.80 | 23.97 | 24.17 | 24.51 | 25.05 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -6.14 | -3.76 | 0.08 | 0.46 | -2.67 | 1.14 | 0.83 | 0.74 | -0.67 | -0.09 | 1.45 | -0.42 | |
| 5.80 | 3.10 | 0.08 | -0.40 | 0.17 | 0.87 | 0.30 | 0.02 | 0.17 | -0.00 | -0.00 | -0.01 | |
| 0.10 | 0.73 | -0.21 | 0.26 | 2.39 | -2.05 | -1.11 | -0.07 | -0.11 | -0.00 | -0.01 | -0.01 | |
| Net Cash Flow | -0.24 | 0.07 | -0.06 | 0.33 | -0.11 | -0.04 | 0.02 | 0.68 | -0.61 | -0.09 | 1.44 | -0.44 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 10.05 | 4.72 | 4.78 | 5.26 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 10.05 | 4.72 | 4.78 | 5.26 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Working Capital Days | 5,277.43 | 3,135.54 | 3,028.38 | 3,318.34 | 3,697.04 | 3,308.50 | 3,944.18 | 4,045.57 | 9,421.81 | 7,300.00 | 3,931.97 | 6,850.32 |
| ROCE % | 1.78% | 3.19% | 2.50% | 3.82% | 3.13% | 5.23% | 4.32% | 2.26% | 1.47% | 1.13% | 2.06% | 1.91% |
Documents
Announcements
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
8 Oct - Depositories and Participants) Regulation 2018, Kindly find enclosed herewith copy of the certificate dated 07th September 2025, received from M/s. MUFG Intime India Private Limited., …
-
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
1 Oct - AGM on 30 Sep 2025 passed seven resolutions including authorised capital increase and preferential convertible warrants issuance.
-
Shareholder Meeting / Postal Ballot-Outcome of AGM
30 Sep - 31st AGM on 30 Sep 2025 proposed authorised capital increase and preferential convertible warrants; reappointed directors.
- Closure of Trading Window 24 Sep
- Intimation Of The Record Date For The Purpose Of Annual General Meeting Of The Company. 10 Sep
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1]
Company is a Non Systematically Important Non Deposit Taking Non Banking Financial Corporation. It operates as an Investment Company and caters to the credit requirements of unorganized sector such as wholesale & retail traders, small-scale industries and small borrowers via equity investments