India Home Loans Ltd

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India Home Loans Ltd

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About

Incorporated in 1990, India Home Loan Ltd offers retail home loan products in the affordable housing segment[1]

Key Points

Business Overview:[1]
IHLL is a non-deposit-taking housing finance company registered with the National Housing Bank and qualifies for priority sector lending under RBI guidelines. It specializes in offering affordable loans to self-employed families, where traditional proof of income is not readily available, assessing repayment capacity based on cash flows. The company has a strong presence in Maharashtra and Gujarat and has recently expanded into Rajasthan, further strengthening its reach in the affordable housing finance segment.

  • Market Cap ₹ Cr.
  • Current Price ₹
  • High / Low ₹ /
  • Stock P/E
  • Book Value ₹
  • Dividend Yield %
  • ROCE %
  • ROE %
  • Face Value ₹

Pros

Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Dividend Payout %
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: %

Balance Sheet

Figures in Rs. Crores

Equity Capital
Reserves
Borrowing
Total Liabilities
CWIP
Investments
Total Assets

Cash Flows

Figures in Rs. Crores

Net Cash Flow
Free Cash Flow
CFO/OP

Ratios

ROE %

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Loan Disbursements (Value)
INR Crore ・Standalone data

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Number of Loan Proposals Disbursed
count ・Standalone data
Number of Permanent Employees
count ・Standalone data
Total Assets Under Management (AUM) / Loan Portfolio
INR Crore ・Standalone data
Housing Loans AUM
INR Crore ・Standalone data
Number of Branches / Retail Offices
count ・Standalone data
Loan Against Property (LAP) AUM
INR Crore ・Standalone data
Project / Developer Loans AUM
INR Crore ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

4 Recently
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
36.55% 36.55% 36.55% 37.92% 38.97% 38.97% 38.99% 39.07% 26.66% 26.76% 26.92% 27.06%
24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 0.07% 0.07% 0.07% 0.07%
38.87% 38.88% 38.88% 37.50% 36.46% 36.46% 36.44% 36.36% 73.27% 73.16% 73.01% 72.87%
No. of Shareholders 2,9603,2363,5003,6493,6783,8203,8333,8223,7733,8123,8043,783

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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