Haryana Financial Corporation Ltd
Incorporated in 1951, Haryana Financial Corporation Ltd was in the business of
loan sanctioning[1]
- Market Cap ₹ 1,374 Cr.
- Current Price ₹ 66.2
- High / Low ₹ 94.0 / 49.6
- Stock P/E 164
- Book Value ₹ 10.8
- Dividend Yield 0.00 %
- ROCE 3.76 %
- ROE 3.74 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Company has delivered good profit growth of 51.2% CAGR over last 5 years
Cons
- Stock is trading at 6.13 times its book value
- Company has a low return on equity of 0.94% over last 3 years.
- Earnings include an other income of Rs.2.22 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Financial Institution
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4.89 | 4.27 | 4.10 | 2.16 | 1.03 | 2.92 | 0.54 | 32.07 | 2.32 | 3.67 | 2.85 | 10.10 | |
| Interest | 0.43 | 0.10 | 0.06 | 0.10 | 0.03 | 0.04 | 0.04 | 0.26 | 0.04 | 0.04 | 0.04 | 0.00 |
| 60.98 | 7.37 | 7.05 | 8.14 | 6.22 | 5.08 | 4.84 | 9.64 | 4.28 | 4.32 | 5.60 | 3.87 | |
| Financing Profit | -56.52 | -3.20 | -3.01 | -6.08 | -5.22 | -2.20 | -4.34 | 22.17 | -2.00 | -0.69 | -2.79 | 6.23 |
| Financing Margin % | -1,155.83% | -74.94% | -73.41% | -281.48% | -506.80% | -75.34% | -803.70% | 69.13% | -86.21% | -18.80% | -97.89% | 61.68% |
| 108.77 | 7.14 | -0.48 | 1.95 | 11.43 | 0.53 | 6.07 | -0.30 | 2.85 | 26.14 | 2.79 | 2.22 | |
| Depreciation | 0.42 | 0.39 | 0.35 | 0.32 | 0.20 | 0.18 | 0.16 | 0.14 | 0.13 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 51.83 | 3.55 | -3.84 | -4.45 | 6.01 | -1.85 | 1.57 | 21.73 | 0.72 | 25.44 | -0.01 | 8.44 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.71% |
| 51.83 | 3.55 | -3.84 | -4.45 | 6.01 | -1.85 | 1.57 | 21.72 | 0.72 | 25.44 | -0.01 | 8.38 | |
| EPS in Rs | 2.50 | 0.17 | -0.18 | -0.21 | 0.29 | -0.09 | 0.08 | 1.05 | 0.03 | 1.23 | -0.00 | 0.40 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 80% |
| 3 Years: | 63% |
| TTM: | 254% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 51% |
| 3 Years: | 158% |
| TTM: | 400% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | 40% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 3% |
| 3 Years: | 1% |
| Last Year: | 4% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 | 207.66 |
| Reserves | -92.19 | -88.64 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 | 16.58 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 84.00 | 74.99 | 77.33 | 75.49 | 61.45 | 59.48 | 56.77 | 56.22 | 55.99 | 33.23 | 32.67 | 26.07 | |
| Total Liabilities | 199.47 | 194.01 | 301.57 | 299.73 | 285.69 | 283.72 | 281.01 | 280.46 | 280.23 | 257.47 | 256.91 | 250.31 |
| 10.41 | 10.04 | 9.65 | 9.02 | 7.07 | 6.89 | 6.73 | 1.86 | 1.69 | 0.59 | 0.52 | 0.54 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 149.76 | 149.76 | 149.76 | 149.76 | 149.76 | 152.24 | 152.05 | 178.98 | 177.13 | 179.26 | 179.09 | 149.51 |
| 39.30 | 34.21 | 142.16 | 140.95 | 128.86 | 124.59 | 122.23 | 99.62 | 101.41 | 77.62 | 77.30 | 100.26 | |
| Total Assets | 199.47 | 194.01 | 301.57 | 299.73 | 285.69 | 283.72 | 281.01 | 280.46 | 280.23 | 257.47 | 256.91 | 250.31 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -6.54 | -4.40 | -7.39 | -6.84 | 7.53 | -0.82 | -5.81 | -9.52 | -4.97 | -3.24 | -5.21 | -0.28 | |
| 9.36 | -0.02 | 0.04 | 0.00 | 1.81 | 0.00 | 0.31 | 30.51 | 0.04 | 1.09 | 2.97 | -0.03 | |
| -1.00 | 7.18 | 8.36 | 2.16 | -13.79 | 0.00 | 3.30 | 4.37 | 4.42 | 3.76 | 2.44 | 2.22 | |
| Net Cash Flow | 1.82 | 2.76 | 1.01 | -4.67 | -4.45 | -0.82 | -2.20 | 25.37 | -0.51 | 1.61 | 0.19 | 1.91 |
| Free Cash Flow | 2.79 | -4.42 | -7.35 | -6.84 | 9.28 | -0.82 | -5.81 | -9.51 | -4.93 | -2.16 | -2.24 | -0.31 |
| CFO/OP | 12% | 142% | 251% | 114% | -145% | 38% | 130% | -38% | 254% | 498% | 189% | -4% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 25.17% | -1.20% | -0.45% | -1.70% | -1.20% | 0.24% | -0.63% | 11.28% | 0.22% | 0.34% | -1.24% | 3.74% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loan Disbursements ₹ Crore |
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Extracted by Screener AI
Documents
Announcements
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Annual Audited Financial Results For FY2025-26
29 May - Board approved FY26 audited results on 29 May 2026; winding-up and BSE delisting under process.
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Board Meeting Outcome for Outcome Of Board Meeting And Intimation Under Regulation 30 Of The SEBI (LODR) Regulation 2015
(Scrip Code: 530927) Haryana Financial Corporation
29 May - Board approved FY26 audited results; liquidation and BSE delisting under process.
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Board Meeting Outcome for Outcome Of Board Meeting And Intimation Under Regulation 30 Of The SEBI (LODR) Regulation, 2015
(Scrip Code: 530927) Haryana Financial Corporation
29 May - Board approved FY26 audited results; liquidation and BSE delisting process under way.
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Board Meeting Intimation for : Intimation Of Board Meeting Under Regulation 29 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulation, 2015
(Scrip Code: 530927) Haryana Financial Corporation
26 May - 36th Board meeting rescheduled to 29 May 2026 to consider 31 March 2026 financial results.
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Compliances-Reg.24(A)-Annual Secretarial Compliance
26 May - Annual Secretarial Compliance Report for FY ended 31 March 2026 submitted to BSE, certified by Vishal Arora.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Operational Status:[1][2]
The Company ceased loan sanctioning in May 2010 and has no outstanding borrowings, having repaid all loans. With no market or bank borrowings during the year, it used limited resources to meet liabilities. As of FY23, it still has Rs. 52 lakh in dues to recover from creditors.