Haryana Financial Corporation Ltd

Haryana Fin. Co. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Haryana Financial Corporation Ltd

₹ 63.5 -5.00%
09 Apr - close price
hfcindia.org BSE: 530927
About

Incorporated in 1951, Haryana Financial Corporation Ltd was in the business of
loan sanctioning[1]

Key Points

Operational Status:[1][2]
The Company ceased loan sanctioning in May 2010 and has no outstanding borrowings, having repaid all loans. With no market or bank borrowings during the year, it used limited resources to meet liabilities. As of FY23, it still has Rs. 52 lakh in dues to recover from creditors.

Website BSE
  • Market Cap ₹ 1,318 Cr.
  • Current Price ₹ 63.5
  • High / Low ₹ 94.0 / 27.7
  • Stock P/E 163
  • Book Value ₹ 10.8
  • Dividend Yield 0.00 %
  • ROCE -1.23 %
  • ROE -1.24 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is almost debt free.

Cons

  • Stock is trading at 5.88 times its book value
  • The company has delivered a poor sales growth of -0.48% over past five years.
  • Company has a low return on equity of -0.23% over last 3 years.
  • Earnings include an other income of Rs.2.28 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

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Quarterly Results

Figures in Rs. Crores

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
0.09 0.21 0.85 0.00 0.02 0.50 0.00 0.34 0.00 0.07 0.00 0.00 9.99
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.22 0.95 0.99 0.88 1.12 1.47 0.95 2.45 1.18 1.10 0.89 0.84 1.24
Financing Profit -1.13 -0.74 -0.14 -0.88 -1.10 -0.97 -0.95 -2.11 -1.18 -1.03 -0.89 -0.84 8.75
Financing Margin % -1,255.56% -352.38% -16.47% -5,500.00% -194.00% -620.59% -1,471.43% 87.59%
0.49 1.39 0.47 27.02 1.91 0.78 3.40 0.74 0.59 0.62 0.61 0.51 0.54
Depreciation 0.03 0.20 0.03 -0.02 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.01
Profit before tax -0.67 0.45 0.30 26.16 0.81 -0.19 2.45 -1.38 -0.59 -0.41 -0.28 -0.33 9.28
Tax % 0.00% -68.89% 0.00% 2.83% 111.11% 5.26% 26.12% 0.00% 0.00% -136.59% 0.00% 0.00% 7.76%
-0.67 0.76 0.30 25.42 -0.09 -0.20 1.81 -1.38 -0.59 0.15 -0.28 -0.33 8.56
EPS in Rs -0.03 0.04 0.01 1.22 -0.00 -0.01 0.09 -0.07 -0.03 0.01 -0.01 -0.02 0.41
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
11.34 4.89 4.27 4.10 2.16 1.03 2.92 0.54 32.07 2.32 3.67 2.85 10.06
Interest 0.02 0.43 0.10 0.06 0.10 0.03 0.04 0.04 0.26 0.04 0.04 0.04 0.00
9.98 60.98 7.37 7.05 8.14 6.22 5.08 4.84 9.64 4.28 4.32 5.60 4.07
Financing Profit 1.34 -56.52 -3.20 -3.01 -6.08 -5.22 -2.20 -4.34 22.17 -2.00 -0.69 -2.79 5.99
Financing Margin % 11.82% -1,155.83% -74.94% -73.41% -281.48% -506.80% -75.34% -803.70% 69.13% -86.21% -18.80% -97.89% 59.54%
2.12 108.77 7.14 -0.48 1.95 11.43 0.53 6.07 -0.30 2.85 26.14 2.79 2.28
Depreciation 0.50 0.42 0.39 0.35 0.32 0.20 0.18 0.16 0.14 0.13 0.01 0.01 0.01
Profit before tax 2.96 51.83 3.55 -3.84 -4.45 6.01 -1.85 1.57 21.73 0.72 25.44 -0.01 8.26
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2.97 51.83 3.55 -3.84 -4.45 6.01 -1.85 1.57 21.72 0.72 25.44 -0.01 8.10
EPS in Rs 0.14 2.50 0.17 -0.18 -0.21 0.29 -0.09 0.08 1.05 0.03 1.23 -0.00 0.39
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -5%
5 Years: 0%
3 Years: -55%
TTM: 1098%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 2350%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: 1%
5 Years: 2%
3 Years: 0%
Last Year: -1%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 207.66 207.66 207.66 207.66 207.66 207.66 207.66 207.66 207.66 207.66 207.66 207.66 207.66
Reserves 16.58 -92.19 -88.64 16.58 16.58 16.58 16.58 16.58 16.58 16.58 16.58 16.58 16.58
Borrowing 62.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
131.64 84.00 74.99 77.33 75.49 61.45 59.48 56.77 56.22 55.99 33.23 32.67 26.72
Total Liabilities 417.89 199.47 194.01 301.57 299.73 285.69 283.72 281.01 280.46 280.23 257.47 256.91 250.96
11.40 10.41 10.04 9.65 9.02 7.07 6.89 6.73 1.86 1.69 0.59 0.52 0.52
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 149.76 149.76 149.76 149.76 149.76 149.76 152.24 152.05 178.98 177.13 179.26 179.09 149.51
256.73 39.30 34.21 142.16 140.95 128.86 124.59 122.23 99.62 101.41 77.62 77.30 100.93
Total Assets 417.89 199.47 194.01 301.57 299.73 285.69 283.72 281.01 280.46 280.23 257.47 256.91 250.96

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-6.54 -4.40 -7.39 -6.84 7.53 -0.82 -5.81 -9.52 -4.97 -3.24 -5.21
9.36 -0.02 0.04 0.00 1.81 0.00 0.31 30.51 0.04 1.09 2.97
-1.00 7.18 8.36 2.16 -13.79 0.00 3.30 4.37 4.42 3.76 2.44
Net Cash Flow 1.82 2.76 1.01 -4.67 -4.45 -0.82 -2.20 25.37 -0.51 1.61 0.19
Free Cash Flow 2.79 -4.42 -7.35 -6.84 9.28 -0.82 -5.81 -9.51 -4.93 -2.16 -2.24
CFO/OP 12% 142% 251% 114% -145% 38% 130% -38% 254% 498% 189%

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 2.09% 25.17% -1.20% -0.45% -1.70% -1.20% 0.24% -0.63% 11.28% 0.22% 0.34% -1.24%

Insights

In beta
Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Loan Disbursements
₹ Crore

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Staff Strength
Count
Total Recovery
₹ Crore
Gross NPAs
₹ Crore
Number of Branch Offices
Number

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
99.36% 99.36% 99.36% 99.36% 99.36% 99.36% 99.36% 99.36% 99.36% 99.36% 99.36% 99.36%
0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 0.09% 0.09%
0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53%
No. of Shareholders 1,9301,9301,9301,9301,9301,9301,9301,9301,9301,9301,9301,930

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports