U. Y. Fincorp Ltd

U. Y. Fincorp Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

U. Y. Fincorp Ltd

₹ 26.3 -0.27%
14 Jun - close price
goldengoenka.com BSE: 530579
About

Incorporated in 1993, U. Y. Fincorp Ltd is
in the business of Financial and Related Services[1]

Key Points

Business Overview:[1]
UYFL is a RBI registered Non Systematically Important Non Deposit Taking - Non-Banking Financial Company. It is primarily focused
on providing inter-corporate loans, personal loans, and investments & trading in securities

Website BSE
  • Market Cap ₹ 500 Cr.
  • Current Price ₹ 26.3
  • High / Low ₹ 36.5 / 22.3
  • Stock P/E 7.70
  • Book Value ₹ 16.7
  • Dividend Yield 0.00 %
  • ROCE 29.5 %
  • ROE 22.7 %
  • Face Value ₹ 5.00
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Pros

  • Company is almost debt free.
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 60.4% CAGR over last 5 years

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 9.75% over last 3 years.
  • Earnings include an other income of Rs.75.2 Cr.
  • Company has high debtors of 163 days.
  • Working capital days have increased from 38.8 days to 224 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
-1.65 10.07 35.04 15.92 22.64 9.57 15.27 16.69 14.03 20.74 29.10 32.81 39.21
1.96 1.94 31.48 49.12 -3.17 7.54 11.60 13.78 12.53 15.39 33.70 27.28 36.01
Operating Profit -3.61 8.13 3.56 -33.20 25.81 2.03 3.67 2.91 1.50 5.35 -4.60 5.53 3.20
OPM % 80.73% 10.16% -208.54% 114.00% 21.21% 24.03% 17.44% 10.69% 25.80% -15.81% 16.85% 8.16%
0.27 0.27 0.30 0.33 0.33 0.32 0.38 0.49 0.33 0.34 73.62 0.81 0.38
Interest 0.21 0.28 0.28 0.28 0.28 0.19 0.10 0.02 0.02 0.02 0.02 0.02 0.02
Depreciation 0.03 0.04 0.04 0.04 0.05 0.05 0.05 0.05 0.05 0.04 0.04 0.04 0.04
Profit before tax -3.58 8.08 3.54 -33.19 25.81 2.11 3.90 3.33 1.76 5.63 68.96 6.28 3.52
Tax % 37.15% 25.50% 30.51% 26.18% 25.53% 22.75% 22.05% 32.13% 54.55% 23.09% 25.80% 25.00% -34.09%
-2.25 6.03 2.46 -24.49 19.22 1.63 3.05 2.26 0.80 4.33 51.17 4.71 4.71
EPS in Rs -0.12 0.32 0.13 -1.29 1.01 0.09 0.16 0.12 0.04 0.23 2.69 0.25 0.25
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
77 13 181 25 26 24 20 18 15 85 57 122
66 6 170 9 8 7 3 13 2 79 45 112
Operating Profit 10 8 11 16 18 17 17 5 13 6 12 9
OPM % 13% 56% 6% 64% 70% 70% 83% 30% 89% 7% 20% 8%
0 0 0 -3 0 0 -10 0 0 0 0 75
Interest 7 6 3 0 0 0 0 1 1 1 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 3 1 9 13 18 16 6 5 13 4 11 84
Tax % 25% 13% 33% 43% 37% 30% 33% 40% 24% 24% 30% 23%
2 1 6 7 11 12 4 3 9 3 8 65
EPS in Rs 0.11 0.04 0.30 0.38 0.60 0.61 0.21 0.14 0.50 0.17 0.41 3.41
Dividend Payout % 66% 0% 0% 0% 0% 8% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 25%
5 Years: 44%
3 Years: 101%
TTM: 113%
Compounded Profit Growth
10 Years: 57%
5 Years: 60%
3 Years: 90%
TTM: 738%
Stock Price CAGR
10 Years: 12%
5 Years: 61%
3 Years: 83%
1 Year: -2%
Return on Equity
10 Years: 6%
5 Years: 7%
3 Years: 10%
Last Year: 23%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 33 34 95 95 95 95 95 95 95 95 95 95
Reserves 60 65 119 127 138 149 150 137 147 150 158 223
57 50 0 0 0 0 0 8 14 14 1 1
4 5 2 2 2 3 15 28 28 44 41 8
Total Liabilities 154 155 216 224 235 248 260 269 284 304 295 327
1 1 0 0 1 1 1 1 1 1 1 1
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 19 41 42 39 37 34 36 46 47 49 35 19
134 114 174 184 197 212 223 221 236 254 259 307
Total Assets 154 155 216 224 235 248 260 269 284 304 295 327

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-56 24 -56 3 1 -9 3 15 5 -5 -3 -18
-10 -22 -4 4 2 2 -3 -24 0 0 0 19
63 -0 58 -0 0 0 -1 8 5 -1 -0 -0
Net Cash Flow -2 3 -3 7 3 -7 -1 -2 9 -6 -4 0

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 1 136 0 1 2 0 0 0 0 0 32 163
Inventory Days 24 318 8 137 186 17 102 133 51
Days Payable 0 0 0 0 0 0 0 0 0
Cash Conversion Cycle 25 454 8 139 188 17 0 0 0 102 165 214
Working Capital Days 454 1,959 313 2,588 2,596 3,224 -6 -322 -366 -65 -42 224
ROCE % 9% 5% 6% 7% 8% 7% 7% 2% 5% 2% 4%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
60.53% 61.47% 61.47% 65.52% 67.98% 68.32% 68.41% 70.51% 70.51% 70.87% 71.38% 71.38%
39.46% 38.53% 38.53% 34.48% 32.01% 31.68% 31.60% 29.49% 29.50% 29.13% 28.62% 28.63%
No. of Shareholders 3,3304,0595,2687,1717,8717,3057,2367,0536,5166,8818,23915,869

Documents

Announcements

Annual reports