Sainik Finance & Industries Ltd

Sainik Finance & Industries Ltd

₹ 45.8 0.79%
11 Jun 10:27 a.m.
About

Incorporated in 1991, Sainik Finance & Industries Ltd is engaged in the business of investment, finance and lending.

Key Points

Registration:[1]
Company is registered as a Non-Systematically Important, Non-Deposit Taking, Non-Banking Financial Company for which the Certificate of Registration has been obtained from Department of Non-Banking Supervision, Reserve Bank of India, New Delhi

  • Market Cap 49.9 Cr.
  • Current Price 45.8
  • High / Low 55.5 / 33.4
  • Stock P/E 8.09
  • Book Value 40.6
  • Dividend Yield 0.00 %
  • ROCE 11.8 %
  • ROE 15.2 %
  • Face Value 10.0

Pros

  • Stock is trading at 1.12 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -13.3% over past five years.
  • Tax rate seems low
  • Company has a low return on equity of 7.18% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
-1.29 4.21 4.84 4.65 4.33 3.80 4.06 3.70 3.69 3.63 3.86 3.93 5.26
4.72 0.61 1.25 0.34 -1.23 0.39 0.02 1.87 0.36 0.41 0.15 0.27 0.30
Operating Profit -6.01 3.60 3.59 4.31 5.56 3.41 4.04 1.83 3.33 3.22 3.71 3.66 4.96
OPM % 85.51% 74.17% 92.69% 128.41% 89.74% 99.51% 49.46% 90.24% 88.71% 96.11% 93.13% 94.30%
0.18 0.00 0.08 0.04 0.09 0.00 0.00 0.08 0.00 0.00 0.00 0.06 0.00
Interest 4.40 5.04 2.58 3.45 3.86 2.44 2.45 2.44 2.68 2.40 2.41 2.31 2.26
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -10.23 -1.44 1.09 0.90 1.79 0.97 1.59 -0.53 0.65 0.82 1.30 1.41 2.70
Tax % -13.29% 154.17% 0.92% 10.00% 5.59% 24.74% 25.16% -24.53% 26.15% -1.22% 2.31% 0.00% 1.11%
-8.87 -3.66 1.07 0.81 1.69 0.72 1.19 -0.40 0.49 0.83 1.28 1.40 2.67
EPS in Rs -8.15 -3.36 0.98 0.74 1.55 0.66 1.09 -0.37 0.45 0.76 1.18 1.29 2.45
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
6.21 9.44 9.19 9.98 25.64 29.60 34.08 20.82 15.62 18.24 15.33 16.67
2.18 1.10 1.79 2.24 0.90 1.94 3.14 9.49 7.35 0.94 2.64 1.13
Operating Profit 4.03 8.34 7.40 7.74 24.74 27.66 30.94 11.33 8.27 17.30 12.69 15.54
OPM % 64.90% 88.35% 80.52% 77.56% 96.49% 93.45% 90.79% 54.42% 52.94% 94.85% 82.78% 93.22%
-1.21 0.06 0.16 -0.04 0.11 0.27 0.01 4.00 0.18 0.00 0.00 0.06
Interest 0.00 0.00 0.00 5.06 18.22 21.06 24.67 16.90 17.67 14.96 10.01 9.37
Depreciation 2.27 5.19 4.87 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.55 3.21 2.69 2.63 6.62 6.86 6.27 -1.57 -9.22 2.34 2.68 6.23
Tax % 69.09% 38.94% 44.24% 52.85% 25.23% 26.38% 35.25% -39.49% -11.82% 103.85% 25.37% 0.96%
0.17 1.96 1.50 1.24 4.95 5.06 4.06 -0.96 -8.13 -0.09 2.00 6.18
EPS in Rs 0.16 1.80 1.38 1.14 4.55 4.65 3.73 -0.88 -7.47 -0.08 1.84 5.68
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 6%
5 Years: -13%
3 Years: 2%
TTM: 9%
Compounded Profit Growth
10 Years: 12%
5 Years: 9%
3 Years: 40%
TTM: 209%
Stock Price CAGR
10 Years: 17%
5 Years: 9%
3 Years: 10%
1 Year: 19%
Return on Equity
10 Years: 3%
5 Years: -2%
3 Years: 7%
Last Year: 15%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88
Reserves 14.78 16.96 19.12 21.22 26.17 29.31 33.30 32.36 24.68 24.53 26.54 33.31
15.83 39.61 23.42 150.60 180.55 209.47 178.19 162.41 208.75 97.10 99.07 84.81
5.52 8.67 9.01 8.47 9.52 20.95 33.95 28.45 17.03 19.55 15.88 13.64
Total Liabilities 47.01 76.12 62.43 191.17 227.12 270.61 256.32 234.10 261.34 152.06 152.37 142.64
0.90 0.85 0.84 0.64 0.63 0.28 0.27 0.00 0.00 0.00 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.01
46.11 75.27 61.59 190.53 226.49 270.33 256.05 234.10 261.34 152.05 152.36 142.63
Total Assets 47.01 76.12 62.43 191.17 227.12 270.61 256.32 234.10 261.34 152.06 152.37 142.64

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-1.13 -24.10 15.98 -127.18 -30.44 -28.40 30.68 11.76 -46.38 113.49 1.38 16.82
1.36 0.39 0.06 0.26 -0.26 -0.30 0.30 4.05 0.00 0.00 0.00 0.00
-0.50 23.78 -16.18 127.17 29.96 28.92 -31.28 -15.79 46.34 -111.66 1.97 -14.26
Net Cash Flow -0.27 0.07 -0.14 0.26 -0.75 0.21 -0.29 0.03 -0.04 1.83 3.35 2.56

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 22.33 11.99 12.31 4.39 1.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days 68.44
Days Payable 79.84
Cash Conversion Cycle 10.93 11.99 12.31 4.39 1.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 2,244.07 2,519.43 2,071.64 6,647.54 3,091.82 67.70 -14.14 -204.24 -31.31 -54.03 0.48 12.48
ROCE % 4.34% 5.89% 4.45% 6.56% 12.41% 11.95% 13.11% 5.40% 3.76% 9.18% 9.43% 11.75%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
70.24% 70.24% 70.24% 70.24% 70.24% 70.24% 70.24% 70.24% 70.24% 70.25% 70.25% 70.25%
29.76% 29.76% 29.76% 29.76% 29.76% 29.75% 29.75% 29.75% 29.75% 29.75% 29.75% 29.75%
No. of Shareholders 3,4923,4793,4633,4553,4593,4723,5513,6393,6603,7053,8123,842

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