Enbee Trade & Finance Ltd

Enbee Trade & Finance Ltd

₹ 0.33 0.00%
18 Jun - close price
About

Incorporated in 1985, Enbee Trade and Finance Ltd is in the business of providing financial services[1]

Key Points

Business Overview:[1][2][3]
ETFL is registered as a non-systematically important non-deposit taking Non-Banking Financial Company. The company operates in the retail lending segment and primarily lends to individual borrowers with established financial profiles.

  • Market Cap 58.5 Cr.
  • Current Price 0.33
  • High / Low 1.70 / 0.31
  • Stock P/E 4.67
  • Book Value 0.52
  • Dividend Yield 3.03 %
  • ROCE 16.0 %
  • ROE 14.7 %
  • Face Value 1.00

Pros

  • Stock is trading at 0.64 times its book value
  • Stock is providing a good dividend yield of 3.03%.
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 182% CAGR over last 5 years

Cons

  • Promoter holding is low: 24.8%
  • Company has a low return on equity of 11.8% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
-0.64 2.28 2.28 2.18 3.52 3.73 4.59 4.71 6.70 7.29 7.53 7.88 7.92
0.60 0.21 0.73 2.62 2.03 1.58 1.02 1.05 3.35 2.54 2.54 1.80 1.22
Operating Profit -1.24 2.07 1.55 -0.44 1.49 2.15 3.57 3.66 3.35 4.75 4.99 6.08 6.70
OPM % 90.79% 67.98% -20.18% 42.33% 57.64% 77.78% 77.71% 50.00% 65.16% 66.27% 77.16% 84.60%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 0.56 0.58 0.26 0.28 0.63 0.80 1.08 1.11 1.12 1.18 1.25 1.53 1.32
Depreciation 0.03 0.01 0.35 0.01 0.37 0.14 0.14 0.14 0.14 0.16 0.16 0.08 0.07
Profit before tax -1.83 1.48 0.94 -0.73 0.49 1.21 2.35 2.41 2.09 3.41 3.58 4.47 5.31
Tax % -22.95% 25.00% 25.53% 54.79% -87.76% 21.49% 34.47% 65.98% 21.53% 27.57% 23.18% 25.50% 25.42%
-1.41 1.11 0.70 -1.13 0.93 0.95 1.54 0.82 1.64 2.47 2.75 3.34 3.95
EPS in Rs -0.00 0.01 0.00 -0.01 0.01 0.01 0.01 0.00 0.01 0.01 0.02 0.02 0.02
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
1 0 1 1 1 1 2 4 5 10 20 31
0 0 1 1 1 1 2 2 3 6 7 8
Operating Profit 1 0 0 0 0 -1 0 2 2 5 13 23
OPM % 84% 28% 39% 36% 32% -64% 9% 48% 33% 45% 65% 74%
0 -0 0 0 0 0 0 0 0 0 0 0
Interest 0 0 0 0 0 0 0 0 1 2 4 5
Depreciation 0 0 0 0 0 0 0 0 0 1 1 0
Profit before tax 1 -0 0 0 0 -1 0 1 0 2 8 17
Tax % 20% -800% 32% 25% 34% -24% 30% 28% 22% 27% 39% 25%
1 0 0 0 0 -0 0 1 0 2 5 13
EPS in Rs 0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 0.01 0.03 0.07
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 5%
Compounded Sales Growth
10 Years: 53%
5 Years: 73%
3 Years: 85%
TTM: 55%
Compounded Profit Growth
10 Years: 55%
5 Years: 182%
3 Years: 347%
TTM: 153%
Stock Price CAGR
10 Years: -21%
5 Years: -31%
3 Years: -48%
1 Year: -80%
Return on Equity
10 Years: 9%
5 Years: 11%
3 Years: 12%
Last Year: 15%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 0.25 1 2 2 2 2 2 2 2 14 57 57
Reserves 2 5 8 8 8 8 8 9 9 16 22 34
0 0 0 0 0 0 0 11 25 31 50 54
0 0 0 0 0 0 1 1 2 3 7 14
Total Liabilities 2 6 9 10 10 10 10 22 37 64 137 159
0 0 0 0 0 0 0 0 1 2 1 1
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 0 0 0 0 0 0 0 0 0 1
2 6 9 10 10 10 10 22 36 63 136 157
Total Assets 2 6 9 10 10 10 10 22 37 64 137 159

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-0 -1 -6 -0 0 0 0 -11 1 -17 -44 -2
0 0 0 0 -0 -0 0 0 -1 -2 0 -1
0 4 3 0 0 0 0 11 0 18 44 2
Net Cash Flow 0 3 -3 -0 -0 -0 0 0 -0 -0 0 0
Free Cash Flow 0 -1 -6 -0 -0 -0 0 -11 -0 -18 -44 -2
CFO/OP 13% -508% -1,562% -11% 29% -33% 29% -616% 77% -355% -346% -7%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 0 85 0 0 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 85 0 0 0 0 0 0 0 0 0 0
Working Capital Days 798 2,275 3,412 2,842 -47 -161 -114 -120 -108 -84 -130 -130
ROCE % 41% 3% 5% 5% 4% -6% 1% 11% 6% 8% 13% 16%

Insights

In beta
Mar 2015 Mar 2016 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Net Loan Assets (AUM)
INR Lakhs

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Gross NPA [Stage III]
Percentage
Capital Adequacy Ratio (CRAR)
Percentage
Net Interest Margin (NIM)
Percentage

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

23 Recently
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Apr 2026
74.94% 39.48% 36.43% 36.43% 36.43% 36.33% 10.62% 10.33% 8.60% 8.60% 8.60% 24.83%
25.06% 60.53% 63.57% 63.56% 63.56% 63.66% 89.38% 89.68% 91.41% 91.41% 91.40% 75.16%
No. of Shareholders 1,7485,4548,8958,0897,5718,41416,12840,88643,76644,68844,10544,039

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