WSFX Global Pay Ltd
Incorporated in 1986, WSFX Global Pay
Ltd (formerly Wall Street Finance Ltd)
does buying and selling of foreign
currencies, travelers' cheques, prepaid
cards, remittances and various forex
related services[1]
- Market Cap ₹ 140 Cr.
- Current Price ₹ 114
- High / Low ₹ 146 / 57.8
- Stock P/E 24.4
- Book Value ₹ 30.1
- Dividend Yield 0.88 %
- ROCE 12.8 %
- ROE 13.7 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is expected to give good quarter
- Company has delivered good profit growth of 133% CAGR over last 5 years
- Debtor days have improved from 128 to 90.4 days.
Cons
- Stock is trading at 3.80 times its book value
- Tax rate seems low
- Company has a low return on equity of 1.34% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
34.30 | 38.80 | 43.36 | 48.41 | 44.18 | 35.68 | 25.69 | 38.11 | 20.99 | 29.71 | 47.31 | 71.66 | 79.96 | |
29.16 | 32.29 | 36.58 | 41.38 | 39.06 | 37.73 | 24.93 | 36.78 | 25.98 | 33.47 | 43.27 | 64.47 | 73.02 | |
Operating Profit | 5.14 | 6.51 | 6.78 | 7.03 | 5.12 | -2.05 | 0.76 | 1.33 | -4.99 | -3.76 | 4.04 | 7.19 | 6.94 |
OPM % | 14.99% | 16.78% | 15.64% | 14.52% | 11.59% | -5.75% | 2.96% | 3.49% | -23.77% | -12.66% | 8.54% | 10.03% | 8.68% |
-0.38 | 0.25 | 0.26 | 0.04 | 0.34 | 41.12 | 0.97 | 0.20 | -0.30 | 0.23 | 0.03 | 0.46 | 2.18 | |
Interest | 2.58 | 3.44 | 4.33 | 4.70 | 4.57 | 3.12 | 1.27 | 1.45 | 0.48 | 0.88 | 1.12 | 0.95 | 0.57 |
Depreciation | 0.46 | 0.37 | 0.62 | 0.26 | 0.40 | 0.61 | 0.39 | 0.82 | 1.20 | 1.94 | 2.05 | 2.58 | 2.80 |
Profit before tax | 1.72 | 2.95 | 2.09 | 2.11 | 0.49 | 35.34 | 0.07 | -0.74 | -6.97 | -6.35 | 0.90 | 4.12 | 5.75 |
Tax % | 22.67% | -14.92% | 27.75% | 34.12% | 14.29% | 24.11% | -71.43% | -29.73% | -26.26% | -30.39% | -30.00% | 0.00% | |
1.33 | 3.40 | 1.52 | 1.38 | 0.43 | 26.81 | 0.12 | -0.52 | -5.13 | -4.42 | 1.17 | 4.12 | 5.74 | |
EPS in Rs | 1.15 | 2.94 | 1.31 | 1.19 | 0.37 | 23.17 | 0.10 | -0.45 | -4.43 | -3.82 | 1.01 | 3.47 | 4.79 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 18.39% | 1,450.00% | -334.62% | 0.00% | 0.00% | 0.00% | 28.86% |
Compounded Sales Growth | |
---|---|
10 Years: | 6% |
5 Years: | 23% |
3 Years: | 51% |
TTM: | 36% |
Compounded Profit Growth | |
---|---|
10 Years: | 2% |
5 Years: | 133% |
3 Years: | 45% |
TTM: | 70% |
Stock Price CAGR | |
---|---|
10 Years: | 19% |
5 Years: | 40% |
3 Years: | 71% |
1 Year: | 81% |
Return on Equity | |
---|---|
10 Years: | -1% |
5 Years: | -2% |
3 Years: | 1% |
Last Year: | 14% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 11.60 | 11.60 | 11.60 | 11.60 | 11.60 | 11.60 | 11.60 | 11.60 | 11.60 | 11.60 | 11.60 | 11.89 | 12.11 |
Reserves | -0.07 | 3.33 | 4.37 | 5.75 | 6.05 | 27.14 | 27.57 | 24.91 | 18.11 | 13.60 | 15.86 | 20.65 | 24.23 |
29.91 | 42.19 | 24.18 | 36.02 | 34.32 | 15.52 | 9.75 | 9.15 | 10.10 | 14.71 | 14.26 | 4.64 | 7.62 | |
14.51 | 14.31 | 12.48 | 13.27 | 15.68 | 9.03 | 9.62 | 5.53 | 6.75 | 15.35 | 27.62 | 37.25 | 74.10 | |
Total Liabilities | 55.95 | 71.43 | 52.63 | 66.64 | 67.65 | 63.29 | 58.54 | 51.19 | 46.56 | 55.26 | 69.34 | 74.43 | 118.06 |
3.08 | 2.01 | 1.06 | 1.25 | 1.24 | 1.71 | 3.27 | 4.62 | 6.10 | 7.75 | 6.06 | 6.86 | 6.64 | |
CWIP | 0.24 | 0.36 | 0.60 | 0.83 | 0.83 | 2.16 | 2.82 | 2.55 | 0.00 | 0.00 | 0.71 | 1.20 | 1.84 |
Investments | 0.39 | 1.27 | 1.29 | 5.65 | 5.43 | 0.28 | 0.28 | 0.27 | 0.28 | 0.31 | 0.35 | 0.29 | 0.32 |
52.24 | 67.79 | 49.68 | 58.91 | 60.15 | 59.14 | 52.17 | 43.75 | 40.18 | 47.20 | 62.22 | 66.08 | 109.26 | |
Total Assets | 55.95 | 71.43 | 52.63 | 66.64 | 67.65 | 63.29 | 58.54 | 51.19 | 46.56 | 55.26 | 69.34 | 74.43 | 118.06 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-6.54 | -5.21 | 26.76 | -0.60 | 6.07 | 35.90 | 3.68 | 3.13 | -8.24 | 2.98 | -4.49 | 22.21 | |
-1.31 | 1.77 | -0.85 | -4.91 | -0.44 | 3.77 | -11.61 | 0.82 | 7.32 | -2.78 | -5.60 | -11.56 | |
7.52 | 9.22 | -22.22 | 7.24 | -6.27 | -27.84 | -7.04 | -4.14 | -1.27 | 0.68 | -0.83 | -12.14 | |
Net Cash Flow | -0.33 | 5.78 | 3.69 | 1.73 | -0.64 | 11.84 | -14.97 | -0.19 | -2.19 | 0.87 | -10.91 | -1.49 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 325.63 | 350.42 | 163.56 | 177.79 | 159.95 | 123.06 | 156.57 | 34.38 | 135.98 | 129.24 | 163.71 | 90.41 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 325.63 | 350.42 | 163.56 | 177.79 | 159.95 | 123.06 | 156.57 | 34.38 | 135.98 | 129.24 | 163.71 | 90.41 |
Working Capital Days | 255.39 | 329.16 | 121.55 | 162.71 | 182.58 | 158.46 | 130.57 | 57.75 | 118.94 | 19.66 | -1.54 | -52.97 |
ROCE % | 14.01% | 12.91% | 13.20% | 14.56% | 9.63% | 0.56% | 2.46% | 1.50% | -12.52% | -13.30% | 5.15% | 12.85% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
4 Dec - Allotment of Equity shares to the employees of the Company pursuant to Exercise of ESOP.
-
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
18 Nov - Earnings call transcript held on November 13, 2024
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
13 Nov - Audio recording of investor conference call available.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
13 Nov - Revised Newspaper Publication of un-audited financial result for the quarter and half year ended September 30, 2024
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
13 Nov - Newspaper Publication for the quarter and half year ended 30 September, 2024.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from bse
Concalls
-
Nov 2024Transcript PPT
-
Aug 2024Transcript PPT
-
May 2024Transcript PPT REC
-
Jan 2024Transcript PPT REC
-
Nov 2023Transcript PPT
-
Aug 2023Transcript PPT
-
Aug 2023TranscriptNotesPPT
-
May 2023TranscriptNotesPPT
-
Feb 2023TranscriptNotesPPT
-
Nov 2022TranscriptNotesPPT
-
Aug 2022TranscriptNotesPPT
-
Jun 2022TranscriptNotesPPT
-
Feb 2022Transcript PPT
-
Nov 2021TranscriptNotesPPT
-
Aug 2021Transcript PPT
-
May 2021Transcript PPT
-
Feb 2021Transcript PPT
-
Nov 2020Transcript PPT
-
Sep 2020TranscriptNotesPPT
-
Aug 2020Transcript PPT
-
Jun 2020Transcript PPT
-
Feb 2020Transcript PPT
-
Feb 2020TranscriptNotesPPT
-
Feb 2020TranscriptNotesPPT
-
Nov 2019Transcript PPT
-
Nov 2019TranscriptNotesPPT
-
Aug 2019Transcript PPT
-
Jun 2019Transcript PPT
-
Feb 2019Transcript PPT
-
Nov 2018Transcript PPT
-
Aug 2018TranscriptPPT
Business Overview:[1]
Company is a Reserve Bank of India licensed, Authorized Dealer Category II Foreign Exchange House and ISO27001 certified company. It is headquartered in Mumbai and conducts its business through its digital platforms and 19 branches across India in FY24. Company is a part of the Spice Connect group.