Sakthi Finance Ltd
- Market Cap ₹ 317 Cr.
- Current Price ₹ 49.0
- High / Low ₹ 95.0 / 42.1
- Stock P/E 54.1
- Book Value ₹ 24.6
- Dividend Yield 1.63 %
- ROCE 13.4 %
- ROE 8.55 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 7.52% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| 25.80 | 30.03 | 39.04 | 54.70 | 75.78 | |
| 10.89 | 12.47 | 14.87 | 11.94 | 16.94 | |
| Operating Profit | 14.91 | 17.56 | 24.17 | 42.76 | 58.84 |
| OPM % | 57.79% | 58.47% | 61.91% | 78.17% | 77.65% |
| 5.14 | 4.53 | 6.22 | 3.76 | 3.86 | |
| Interest | 16.13 | 16.41 | 23.13 | 37.37 | 50.73 |
| Depreciation | 0.88 | 0.92 | 1.03 | 1.53 | 1.86 |
| Profit before tax | 3.04 | 4.76 | 6.23 | 7.62 | 10.11 |
| Tax % | 76.32% | 37.61% | 52.81% | 37.40% | 42.04% |
| 0.72 | 2.97 | 2.94 | 4.77 | 5.86 | |
| EPS in Rs | 0.24 | 0.99 | 0.98 | 1.58 | 1.95 |
| Dividend Payout % | 0.00% | 33.79% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 36% |
| TTM: | 39% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 26% |
| TTM: | 23% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 32% |
| 3 Years: | 29% |
| 1 Year: | -9% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 8% |
| Last Year: | 9% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| Equity Capital | 20.07 | 20.07 | 30.11 | 30.11 | 30.11 |
| Reserves | 19.31 | 21.13 | 24.10 | 33.02 | 43.88 |
| 172.40 | 188.52 | 245.14 | 336.19 | 431.15 | |
| 34.11 | 45.89 | 49.75 | 41.07 | 47.59 | |
| Total Liabilities | 245.89 | 275.61 | 349.10 | 440.39 | 552.73 |
| 19.17 | 19.17 | 30.22 | 38.29 | 46.57 | |
| CWIP | 2.31 | 3.63 | 0.00 | 0.00 | 0.00 |
| Investments | 17.55 | 15.26 | 13.88 | 12.76 | 11.77 |
| 206.86 | 237.55 | 305.00 | 389.34 | 494.39 | |
| Total Assets | 245.89 | 275.61 | 349.10 | 440.39 | 552.73 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| -8.30 | -14.50 | -47.92 | -88.27 | -83.17 | |
| 2.34 | 2.03 | -4.25 | -5.53 | -7.50 | |
| 4.70 | 14.97 | 56.28 | 95.19 | 99.96 | |
| Net Cash Flow | -1.26 | 2.50 | 4.11 | 1.39 | 9.29 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | |
|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 2,299.64 | 2,168.73 | 2,261.43 | 2,229.70 | 2,053.35 |
| ROCE % | 9.59% | 10.78% | 12.88% | 13.45% |
Documents
Announcements
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Update on board meeting
1d - Board meeting postponed to May 30, 2025; trading window closure extended to June 1, 2025.
-
Announcement under Regulation 30 (LODR)-Demise
1d - Demise of Independent Director Sri M Bhaskar on May 21, 2025; held key committee chairmanships.
-
Board Meeting Intimation for Consideration And Approval Of Audited Financial Results, Recommendation Of Dividend On Equity Shares And Other General Purposes
20 May - Board to approve FY25 results, dividend, issue ₹300 Cr secured NCDs, redeem ₹73 Cr NCDs in July-August 2025.
- Disclosures under Reg. 10(7) of SEBI (SAST) Regulations, 2011 30 Apr
-
Updation Of E-Mail ID And Website Address Of RTA
18 Apr - Update of RTA email and website addresses.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1]
SFL is a part of the Sakthi Group and is classified as NBFC -Middle layer. It provides vehicle financing in used commercial vehicles, with operations across Tamil Nadu, Kerala, Andhra Pradesh and Karnataka. Company also presence in related businesses, like automotive dealerships, has aided origination, appraisal, and good market responsiveness, monitoring and collections.
It has a branch-centric operating model with in-house origination team, which is responsible for collections, while the credit sanctions are centralised.
SFL conducts credit bureau checks to screen its customers, followed by a field investigation and an income assessment and viability analysis
as a part of its loan origination process