GYFTR Ltd
The Company is engaged in the business of finance and trading in shares and securities, derivatives etc. It is a Non-Banking Financial Institution (NBFI).[1]
- Market Cap ₹ 1,302 Cr.
- Current Price ₹ 170
- High / Low ₹ 236 / 96.2
- Stock P/E 70.8
- Book Value ₹ 62.7
- Dividend Yield 0.00 %
- ROCE 6.01 %
- ROE 4.44 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Company's median sales growth is 15.4% of last 10 years
Cons
- Stock is trading at 2.70 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 6.72% over last 3 years.
- Earnings include an other income of Rs.61.2 Cr.
- Dividend payout has been low at 2.28% of profits over last 3 years
- Promoter holding has decreased over last 3 years: -13.5%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Other Financial Services
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 83 | 45 | 44 | 78 | 14 | 19 | 96 | 56 | 25 | 83 | 7 | 380 | |
| 44 | 19 | 17 | 52 | 16 | 40 | 25 | 16 | 8 | 12 | 11 | 409 | |
| Operating Profit | 40 | 27 | 27 | 26 | -1 | -21 | 71 | 40 | 17 | 71 | -3 | -29 |
| OPM % | 47% | 59% | 60% | 33% | -8% | -106% | 74% | 72% | 66% | 86% | -43% | -8% |
| 0 | 2 | 0 | 1 | 30 | 0 | 1 | 0 | 0 | 0 | 14 | 61 | |
| Interest | 17 | 17 | 14 | 5 | 2 | 2 | 3 | 3 | 3 | 3 | 1 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 |
| Profit before tax | 22 | 12 | 12 | 21 | 26 | -23 | 70 | 37 | 14 | 68 | 10 | 26 |
| Tax % | 21% | 25% | 19% | 6% | 24% | 0% | 13% | 12% | 10% | 19% | -8% | 28% |
| 18 | 9 | 10 | 20 | 20 | -23 | 61 | 33 | 12 | 55 | 10 | 18 | |
| EPS in Rs | 2.38 | 1.19 | 1.35 | 2.60 | 2.58 | -2.95 | 7.91 | 4.27 | 1.59 | 7.17 | 1.34 | 2.39 |
| Dividend Payout % | 83% | 96% | 24% | 13% | 19% | -11% | 4% | 11% | 10% | 7% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 24% |
| 5 Years: | 32% |
| 3 Years: | 148% |
| TTM: | 5025% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | -21% |
| 3 Years: | 15% |
| TTM: | 3217% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 30% |
| 5 Years: | 52% |
| 3 Years: | 126% |
| 1 Year: | 67% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 7% |
| 3 Years: | 7% |
| Last Year: | 4% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 12 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 77 |
| Reserves | 146 | 145 | 112 | 133 | 159 | 134 | 243 | 275 | 281 | 337 | 334 | 405 |
| 106 | 67 | 95 | 56 | 36 | 36 | 46 | 82 | 87 | 55 | 36 | 1 | |
| 14 | 37 | 18 | 2 | 2 | 6 | 17 | 13 | 6 | 14 | 3 | 29 | |
| Total Liabilities | 279 | 261 | 238 | 203 | 209 | 188 | 318 | 383 | 387 | 418 | 386 | 512 |
| 1 | 1 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 50 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 71 | 77 | 67 | 51 | 115 | 83 | 229 | 207 | 238 | 328 | 178 | 346 |
| 207 | 184 | 169 | 150 | 94 | 105 | 89 | 176 | 149 | 90 | 208 | 116 | |
| Total Assets | 279 | 261 | 238 | 203 | 209 | 188 | 318 | 383 | 387 | 418 | 386 | 512 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -34 | 42 | -8 | 58 | -2 | -14 | -10 | -16 | 14 | 52 | -107 | 12 | |
| 30 | 18 | -5 | 8 | -45 | 18 | 5 | -7 | -22 | -17 | 144 | -108 | |
| 10 | -50 | 16 | -45 | -27 | -4 | 9 | 32 | -1 | -40 | -20 | 81 | |
| Net Cash Flow | 6 | 11 | 3 | 20 | -74 | 0 | 4 | 8 | -9 | -5 | 17 | -16 |
| Free Cash Flow | -34 | 42 | -9 | 57 | -0 | -14 | -9 | -16 | 14 | 52 | -107 | -20 |
| CFO/OP | -73% | 166% | -22% | 248% | -393% | 60% | 1% | -22% | 91% | 79% | 3,119% | -56% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 50 | 84 | 85 | 0 | 395 | 220 | 27 | 11 | 10 | 0 | 0 | 14 |
| Inventory Days | 0 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 50 | 84 | 85 | 0 | 395 | 220 | 27 | 11 | 10 | 0 | 0 | 14 |
| Working Capital Days | 251 | 302 | 157 | -78 | -232 | -80 | -96 | 101 | 232 | 40 | 527 | -5 |
| ROCE % | 16% | 12% | 12% | 12% | 14% | -11% | 29% | 12% | 4% | 18% | -1% | 6% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Loan Book INR Lakhs |
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| Number of Permanent Employees count |
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| Total Investment Book INR Lakhs |
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| Gross NPA as % of Total Loan Exposure % |
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| Investment in Debt Instruments (Bonds + G-Sec + Mutual Funds) INR Lakhs |
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| Investment in Equity Shares INR Lakhs |
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| Capital to Risk-Weighted Assets Ratio (CRAR) % |
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Extracted by Screener AI
Documents
Announcements
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Business Updates For The Month Of June, 2026
27 Jun - GYFTR Ltd onboarded 4 new clients across wellness, real estate, building materials and power in June 2026.
- Closure of Trading Window 24 Jun
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Intimation Regarding Change In Corporate Identification Number (CIN) Of The Company.
3 Jun - Members approved amended MOA and revised CIN for GYFTR Limited, expanding into gifting, rewards and payment aggregation.
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Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association
3 Jun - Members approved MOA amendments and revised CIN; company adds gifting and payment aggregator businesses.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
31 May - Newspaper Publication for Financial Results for the Quarter and Year ended 31st March, 2026.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Business Overview:[1][2]
Company is registered as a Non-Banking Financial Company with a presence in over 200 cities. It offers a range of solutions and services in multiple financial asset classes including brokerage services. Company is engaged in capital and debt market related activities viz. merchant banking, institutional equity, wholesale debt market, retail debt market, PF Advisory, research, retail equity, distribution and depository services of financial products (mutual funds and insurance). Group operates its merchant banking division only for the debt placements