Motor & General Finance Ltd
₹ 26.8
0.30%
06 Jun
- close price
About
Incorporated in 1930, Motor & General
Finance Ltd is in the business of Rental/
leasing of Immovable Property[1]
Key Points
- Market Cap ₹ 104 Cr.
- Current Price ₹ 26.8
- High / Low ₹ 47.0 / 23.6
- Stock P/E 87.1
- Book Value ₹ 20.6
- Dividend Yield 0.00 %
- ROCE 1.73 %
- ROE 1.50 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Tax rate seems low
- Company has a low return on equity of 0.31% over last 3 years.
- Earnings include an other income of Rs.2.96 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15.43 | 14.78 | 15.16 | 14.74 | 11.67 | 9.74 | 6.21 | 2.49 | 4.38 | 5.43 | 6.20 | 6.97 | |
| 8.34 | 12.62 | 11.43 | 10.26 | 9.74 | 12.00 | 13.31 | 4.04 | 6.14 | 8.90 | 7.35 | 7.42 | |
| Operating Profit | 7.09 | 2.16 | 3.73 | 4.48 | 1.93 | -2.26 | -7.10 | -1.55 | -1.76 | -3.47 | -1.15 | -0.45 |
| OPM % | 45.95% | 14.61% | 24.60% | 30.39% | 16.54% | -23.20% | -114.33% | -62.25% | -40.18% | -63.90% | -18.55% | -6.46% |
| 2.40 | 5.02 | 4.72 | 1.01 | 1.48 | 0.79 | 3.75 | 2.41 | 1.88 | 3.57 | 4.14 | 2.96 | |
| Interest | 5.46 | 7.03 | 5.51 | 5.25 | 3.90 | 1.28 | 0.77 | 0.63 | 0.48 | 0.45 | 0.42 | 0.20 |
| Depreciation | 0.66 | 0.90 | 1.00 | 1.25 | 1.17 | 1.46 | 1.29 | 1.28 | 1.41 | 1.28 | 1.17 | 1.13 |
| Profit before tax | 3.37 | -0.75 | 1.94 | -1.01 | -1.66 | -4.21 | -5.41 | -1.05 | -1.77 | -1.63 | 1.40 | 1.18 |
| Tax % | 3.26% | 28.00% | 27.32% | -137.62% | -56.02% | -24.23% | 0.55% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 3.27 | -0.96 | 1.41 | 0.37 | -0.73 | -3.19 | -5.45 | -1.06 | -1.78 | -1.63 | 1.39 | 1.19 | |
| EPS in Rs | 0.84 | -0.25 | 0.36 | 0.10 | -0.19 | -0.82 | -1.41 | -0.27 | -0.46 | -0.42 | 0.36 | 0.31 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 2% |
| 3 Years: | 17% |
| TTM: | 12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 17% |
| 3 Years: | 39% |
| TTM: | -13% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 5% |
| 3 Years: | -3% |
| 1 Year: | -22% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| Last Year: | 2% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 | 19.36 |
| Reserves | 69.36 | 68.58 | 70.29 | 70.86 | 70.17 | 66.98 | 61.64 | 60.67 | 59.22 | 57.72 | 59.12 | 60.37 |
| 52.63 | 52.70 | 49.39 | 40.16 | 18.78 | 4.24 | 4.39 | 3.83 | 2.89 | 1.98 | 1.27 | 0.04 | |
| 52.87 | 28.58 | 29.47 | 35.62 | 53.58 | 67.25 | 70.38 | 97.81 | 95.75 | 98.05 | 98.15 | 97.14 | |
| Total Liabilities | 194.22 | 169.22 | 168.51 | 166.00 | 161.89 | 157.83 | 155.77 | 181.67 | 177.22 | 177.11 | 177.90 | 176.91 |
| 26.99 | 27.96 | 27.04 | 47.43 | 53.99 | 52.55 | 51.39 | 55.72 | 54.23 | 52.95 | 51.91 | 50.78 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 30.79 | 28.45 | 27.51 | 5.65 | 5.39 | 5.96 | 3.38 | 6.52 | 7.29 | 5.13 | 6.70 | 7.26 |
| 136.44 | 112.81 | 113.96 | 112.92 | 102.51 | 99.32 | 101.00 | 119.43 | 115.70 | 119.03 | 119.29 | 118.87 | |
| Total Assets | 194.22 | 169.22 | 168.51 | 166.00 | 161.89 | 157.83 | 155.77 | 181.67 | 177.22 | 177.11 | 177.90 | 176.91 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 14.00 | 2.67 | 4.36 | -5.25 | 36.56 | -3.79 | 0.02 | 6.40 | 1.11 | 1.04 | 0.96 | ||
| 2.60 | 5.48 | 5.41 | 1.17 | -6.61 | 0.21 | -0.21 | -5.52 | 0.07 | 0.22 | -0.04 | ||
| -15.99 | -8.72 | -8.95 | 2.92 | -29.33 | 3.58 | -0.11 | -0.92 | -1.23 | -1.13 | -0.89 | ||
| Net Cash Flow | 0.61 | -0.57 | 0.82 | -1.16 | 0.63 | 0.00 | -0.29 | -0.03 | -0.05 | 0.12 | 0.04 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 5.43 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 47.50 | 7.39 | 13.54 | 25.66 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 5.43 | 33.47 | 69.83 | 126.36 | 2.25 | 73.47 | 86.49 | 47.50 | 7.39 | 13.54 | 25.66 |
| Working Capital Days | 772.34 | 2,091.46 | 1,988.72 | 1,913.15 | 1,529.75 | 2,478.55 | 3,862.18 | 8,270.40 | 4,865.83 | 3,768.98 | 3,325.03 | 3,003.26 |
| ROCE % | 6.52% | 1.85% | 2.61% | 3.14% | 1.88% | -2.95% | -5.27% | -0.50% | -1.56% | -1.72% | 2.25% | 1.73% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
29 May - Submission of published copy of extract of Standalone and Consolidated Audited Financial Results for the quarter and year ended March 31,2025 under IND-AS Rules.
- Submission Of Standalone And Consolidated Audited Financial Results For The 4Th Quarter And Year Ended March 31,2025 Along With Auditors Report 28 May
-
Integrated Filing (Financial)
28 May - Audited standalone and consolidated financial results for FY ended March 31, 2025 approved with unmodified auditor opinion.
-
Board Meeting Outcome for Submission Of Standalone And Consolidated Audited Financial Results For
The 4Th Quarter And Year Ended March 31,2025 Along With Auditors Report
Pursuant To Regulation 33 Of SEBICLODR) Regulations.2015. As Amended
28 May - Audited standalone and consolidated financial results for FY ended March 31, 2025 approved with unmodified auditor opinion.
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
27 May - Annual Secretarial Compliance Report confirms full SEBI regulation compliance for FY ended March 31, 2025.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from nse
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Financial Year 2013
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1]
MGFL is the flagship company of MGF Group. It provides automobiles hire purchase and financing of commercial vehicle. Company diversified into financing earth moving equipments for construction and mining industries. It was also involved into merchant banking activities and other areas like corporate advisory services, single point fund management for corporate clients and factoring of debts. It was granted license of Merchant Banker which was later surrendered. MGF floated a company with Citicorp Securities and Investments (CSIL), an associate of Citibank, to offer scientifically developed collection systems.
Company surrendered its Non Banking Finance Company as COR, to Reserve Bank of India and, at present, does leasing and development of real estate