I K F Finance Ltd
IKF Finance Limited,incorporated in India, listed on the Bombay Stock Exchange Limited, the company is engaged in the business of financing
- Market Cap ₹ Cr.
- Current Price ₹ 24.0
- High / Low ₹ /
- Stock P/E
- Book Value ₹ 560
- Dividend Yield 0.00 %
- ROCE 11.2 %
- ROE 11.6 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.04 times its book value
- Company is expected to give good quarter
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2017 | Mar 2018 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 8 | 9 | 9 | 16 | 27 | 43 | 61 | 79 | 126 | 136 | 434 | 650 | 819 | |
| 1 | 1 | 1 | 2 | 4 | 7 | 10 | 13 | 29 | 35 | 110 | 180 | 243 | |
| Operating Profit | 7 | 8 | 8 | 13 | 23 | 35 | 50 | 66 | 97 | 101 | 324 | 470 | 576 |
| OPM % | 86% | 86% | 84% | 84% | 86% | 83% | 83% | 83% | 77% | 74% | 75% | 72% | 70% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 10 | 10 | |
| Interest | 2 | 3 | 3 | 7 | 16 | 24 | 32 | 43 | 71 | 71 | 220 | 332 | 399 |
| Depreciation | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 3 | 3 | 3 |
| Profit before tax | 3 | 4 | 4 | 6 | 7 | 11 | 18 | 22 | 26 | 29 | 103 | 145 | 185 |
| Tax % | 31% | 34% | 34% | 40% | 41% | 36% | 35% | 32% | 34% | 35% | 26% | 25% | |
| 2 | 2 | 3 | 3 | 4 | 7 | 12 | 15 | 17 | 19 | 77 | 108 | 138 | |
| EPS in Rs | 2.31 | 2.70 | 2.09 | 2.43 | 3.62 | 4.70 | 5.25 | 5.97 | 23.98 | 33.63 | 42.93 | ||
| Dividend Payout % | 27% | 25% | 43% | 37% | 48% | 41% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 37% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 24% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
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| Return on Equity | |
|---|---|
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| 5 Years: | % |
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| Last Year: | 12% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2017 | Mar 2018 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 12 | 12 | 19 | 29 | 32 | 32 | 46 | 47 | 70 | 70 | 91 |
| Reserves | 6 | 7 | 9 | 18 | 25 | 23 | 35 | 101 | 124 | 158 | 810 | 918 | 1,708 |
| 26 | 26 | 29 | 79 | 141 | 186 | 258 | 361 | 596 | 568 | 2,733 | 3,927 | 4,160 | |
| 13 | 13 | 5 | 5 | 6 | 9 | 8 | 17 | 33 | 66 | 63 | 96 | 105 | |
| Total Liabilities | 51 | 53 | 56 | 115 | 190 | 248 | 332 | 511 | 799 | 839 | 3,676 | 5,012 | 6,064 |
| 8 | 7 | 5 | 3 | 2 | 3 | 3 | 3 | 4 | 4 | 8 | 7 | 42 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 29 | 0 |
| Investments | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 276 | 161 | 650 |
| 42 | 45 | 49 | 112 | 189 | 246 | 329 | 508 | 795 | 835 | 3,392 | 4,815 | 5,373 | |
| Total Assets | 51 | 53 | 56 | 115 | 190 | 248 | 332 | 511 | 799 | 839 | 3,676 | 5,012 | 6,064 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2017 | Mar 2018 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -4 | -2 | -7 | -54 | -68 | -56 | -60 | -107 | -17 | -8 | -1,025 | -1,122 | |
| 1 | 1 | 1 | 1 | 1 | -1 | -0 | -1 | -1 | -1 | 30 | 84 | |
| 5 | -0 | 7 | 57 | 71 | 49 | 71 | 156 | 27 | -12 | 809 | 1,194 | |
| Net Cash Flow | 1 | -1 | 1 | 3 | 5 | -8 | 11 | 47 | 9 | -21 | -186 | 155 |
| Free Cash Flow | -4 | -1 | -6 | -53 | -66 | -57 | -60 | -109 | -17 | -9 | -1,027 | -1,153 |
| CFO/OP | -51% | -6% | -69% | -399% | -283% | -147% | -106% | -150% | -7% | 2% | -310% | -231% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2017 | Mar 2018 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 61 | 46 | 56 | 0 | 0 | 0 | 0 | 0 | 6 | 4 | 1 | 1 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 61 | 46 | 56 | 0 | 0 | 0 | 0 | 0 | 6 | 4 | 1 | 1 |
| Working Capital Days | 1,161 | 1,199 | 1,598 | 839 | 896 | 789 | 966 | 861 | 822 | 528 | -24 | -14 |
| ROCE % | 18% | 17% | 16% | 15% | 15% | 17% | 18% | 16% | 13% | 11% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2025 | |
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| Assets Under Management (AUM) INR Million |
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| Southern Region Concentration (AUM Share) % |
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| AUM Mix - SME Financing % |
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| Number of Branches Numbers |
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| AUM Mix - Commercial Vehicle & Construction Equipment % |
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