Turtlemint Fintech Solutions Ltd
- Market Cap ₹ 4,698 Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E
- Book Value ₹
- Dividend Yield %
- ROCE -36.5 %
- ROE -39.9 %
- Face Value ₹ 1.00
Pros
- Company is almost debt free.
- Debtor days have improved from 117 to 88.3 days.
- Company's working capital requirements have reduced from 573 days to 95.4 days
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of -43.2% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 294 | 420 | 79 | 663 | |
| 465 | 734 | 290 | 850 | |
| Operating Profit | -171 | -314 | -211 | -188 |
| OPM % | -58% | -75% | -269% | -28% |
| 11 | 40 | 40 | 30 | |
| Interest | 2 | 2 | 2 | 2 |
| Depreciation | 5 | 12 | 20 | 29 |
| Profit before tax | -168 | -288 | -193 | -189 |
| Tax % | -0% | -0% | -0% | 2% |
| -168 | -288 | -193 | -194 | |
| EPS in Rs | ||||
| Dividend Payout % | -0% | -0% | -0% | -0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 31% |
| TTM: | 743% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -5% |
| TTM: | 0% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -43% |
| Last Year: | -40% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Equity Capital | 0.01 | 0.01 | 0.01 | 0.01 |
| Reserves | 106 | 742 | 562 | 409 |
| 19 | 28 | 21 | 28 | |
| 74 | 131 | 30 | 142 | |
| Total Liabilities | 199 | 900 | 613 | 579 |
| 18 | 57 | 38 | 44 | |
| CWIP | -0 | -0 | -0 | -0 |
| Investments | -0 | -0 | -0 | -0 |
| 181 | 843 | 575 | 535 | |
| Total Assets | 199 | 900 | 613 | 579 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| -186 | -286 | -242 | -216 | |
| 196 | -579 | 248 | 235 | |
| -13 | 903 | -10 | -15 | |
| Net Cash Flow | -3 | 37 | -4 | 5 |
| Free Cash Flow | -192 | -298 | -243 | -218 |
| CFO/OP | 108% | 91% | 111% | 132% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Debtor Days | 95 | 91 | 173 | 88 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 95 | 91 | 173 | 88 |
| Working Capital Days | 9 | 467 | 1,156 | 95 |
| ROCE % | -64% | -28% | -37% |
Documents
Annual reports
No data available.