Finbud Financial Services Ltd
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.[1]
- Market Cap ₹ 270 Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E 31.9
- Book Value ₹
- Dividend Yield %
- ROCE 34.1 %
- ROE 36.0 %
- Face Value ₹ 10.0
Pros
- Company has a good return on equity (ROE) track record: 3 Years ROE 42.8%
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 88 | 135 | 190 | 223 | |
| 86 | 131 | 179 | 208 | |
| Operating Profit | 2 | 4 | 11 | 15 |
| OPM % | 2% | 3% | 6% | 7% |
| 0 | 0 | 0 | 0 | |
| Interest | 1 | 1 | 1 | 1 |
| Depreciation | 1 | 1 | 1 | 2 |
| Profit before tax | 0 | 2 | 8 | 12 |
| Tax % | 106% | 25% | 30% | 29% |
| -0 | 2 | 6 | 8 | |
| EPS in Rs | -7.04 | 1,274.65 | 3,971.83 | 6.06 |
| Dividend Payout % | -0% | -0% | -0% | -0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 36% |
| TTM: | 17% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 847% |
| TTM: | 50% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 43% |
| Last Year: | 36% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Equity Capital | 0.02 | 0.02 | 0.02 | 14 |
| Reserves | 4 | 6 | 11 | 22 |
| 6 | 7 | 12 | 19 | |
| 14 | 13 | 20 | 14 | |
| Total Liabilities | 24 | 26 | 44 | 68 |
| 2 | 2 | 2 | 3 | |
| CWIP | -0 | -0 | -0 | -0 |
| Investments | 2 | 2 | 2 | 5 |
| 20 | 22 | 39 | 60 | |
| Total Assets | 24 | 26 | 44 | 68 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 2 | -2 | -11 | ||
| -1 | -2 | -5 | ||
| 1 | 4 | 20 | ||
| Net Cash Flow | 1 | 0 | 4 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Debtor Days | 50 | 41 | 52 | 58 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 50 | 41 | 52 | 58 |
| Working Capital Days | 15 | 18 | 21 | 42 |
| ROCE % | 30% | 49% | 34% |
Documents
Annual reports
No data available.
Business Profile[1]
Headquartered in Bangalore, Finance Buddha operates as a retail loan aggregation platform enabling individuals and SMEs to access personal, business, and home loans through partner banks and NBFCs. It also owns LTCV Credit Pvt. Ltd., a 100% subsidiary and RBI-registered NBFC-ND.