HDB Financial Services Ltd
- Market Cap ₹ 61,253 Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E 28.2
- Book Value ₹
- Dividend Yield %
- ROCE 9.79 %
- ROE 14.7 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| 7,027 | 8,725 | 12,403 | 14,173 | 16,300 | |
| 3,096 | 3,605 | 6,153 | 5,817 | 6,745 | |
| Operating Profit | 3,931 | 5,120 | 6,250 | 8,356 | 9,555 |
| OPM % | 56% | 59% | 50% | 59% | 59% |
| -0 | -0 | 1 | 1 | 0 | |
| Interest | 2,449 | 3,333 | 3,512 | 4,907 | 6,433 |
| Depreciation | 45 | 62 | 112 | 145 | 194 |
| Profit before tax | 1,436 | 1,724 | 2,627 | 3,305 | 2,928 |
| Tax % | 35% | 33% | 25% | 26% | 26% |
| 933 | 1,153 | 1,959 | 2,461 | 2,176 | |
| EPS in Rs | |||||
| Dividend Payout % | 13% | 12% | 8% | 10% | 7% |
| Compounded Sales Growth | |
|---|---|
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| 3 Years: | % |
| TTM: | 15% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -12% |
| Stock Price CAGR | |
|---|---|
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| Return on Equity | |
|---|---|
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| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 15% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Equity Capital | 783 | 786 | 791 | 793 | 796 |
| Reserves | 5,257 | 6,393 | 10,646 | 12,950 | 15,024 |
| 35,753 | 45,105 | 54,865 | 74,331 | 87,398 | |
| 3,653 | 4,257 | 3,748 | 4,483 | 5,446 | |
| Total Liabilities | 45,447 | 56,540 | 70,050 | 92,557 | 108,663 |
| 137 | 123 | 387 | 511 | 735 | |
| CWIP | 0 | 0 | 0 | 0 | 0 |
| Investments | 402 | 568 | 1,243 | 3,380 | 2,060 |
| 44,908 | 55,849 | 68,420 | 88,665 | 105,868 | |
| Total Assets | 45,447 | 56,540 | 70,050 | 92,557 | 108,663 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| -8,186 | -8,991 | -6,851 | -16,736 | -13,626 | |
| -49 | -181 | 973 | -2,146 | 1,159 | |
| 8,226 | 9,445 | 5,796 | 19,134 | 12,770 | |
| Net Cash Flow | -8 | 273 | -81 | 252 | 303 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Debtor Days | 7 | 5 | 2 | 3 | 5 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 7 | 5 | 2 | 3 | 5 |
| Working Capital Days | 2,125 | 2,125 | -99 | -108 | -107 |
| ROCE % | 11% | 11% | 10% |
Documents
Annual reports
No data available.