Delphi World Money Ltd

Delphi World Money Ltd

₹ 9.20 -6.88%
05 Jun - close price
About

Incorporated in 1985, Delphi World Money
Ltd is in the business of Foreign Exchange services and related activities[1]

Key Points

Business Overview:[1][2]
DWML is an RBI-licensed Authorised Dealer Category II-Money Changer. It is a Foreign Exchange Services company that provides customized and integrated financial solutions relating to money changers, principal agents for leading remittance services companies, distribution of third-party financial products, and other travel and tourism-related services needs of its corporate and retail clients.

  • Market Cap 226 Cr.
  • Current Price 9.20
  • High / Low 18.4 / 7.60
  • Stock P/E 72.8
  • Book Value 13.3
  • Dividend Yield 0.00 %
  • ROCE 8.95 %
  • ROE 1.13 %
  • Face Value 2.00

Pros

  • Stock is trading at 0.69 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Earnings include an other income of Rs.23.3 Cr.
  • Company has high debtors of 161 days.
  • Promoter holding has decreased over last 3 years: -28.2%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
14.29 12.58 12.57 11.94 49.66 63.92 68.52
18.22 13.23 9.62 9.66 46.94 61.25 71.63
Operating Profit -3.93 -0.65 2.95 2.28 2.72 2.67 -3.11
OPM % -27.50% -5.17% 23.47% 19.10% 5.48% 4.18% -4.54%
5.07 -7.68 4.74 4.61 0.81 7.28 10.64
Interest 0.86 0.76 0.70 0.57 0.57 7.76 4.06
Depreciation 0.18 0.50 0.27 0.22 0.81 1.77 1.13
Profit before tax 0.10 -9.59 6.72 6.10 2.15 0.42 2.34
Tax % -60.00% -39.21% 57.14% 26.07% 107.44% 4.76% 179.49%
0.17 -5.83 2.87 4.51 -0.16 0.40 -1.86
EPS in Rs 0.01 -0.24 0.12 0.18 0.07 0.01 -0.08
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025 Mar 2026
3,461 4,789 5,994 7,696 9,164 55 194
3,436 4,740 5,942 7,638 9,201 55 189
Operating Profit 25 50 52 58 -37 -0 5
OPM % 1% 1% 1% 1% -0% -1% 2%
5 3 -0 4 11 7 23
Interest 7 13 11 7 4 3 13
Depreciation 2 5 5 4 3 1 4
Profit before tax 20 35 37 51 -34 2 11
Tax % 36% 38% 37% 35% -60% 1% 74%
13 15 21 33 -13 2 3
EPS in Rs 0.50 0.58 0.82 1.29 -0.41 0.08 0.12
Dividend Payout % 18% 59% 17% 4% 0% 0% 0%
Compounded Sales Growth
10 Years: -27%
5 Years: %
3 Years: %
TTM: 255%
Compounded Profit Growth
10 Years: -14%
5 Years: %
3 Years: %
TTM: 136%
Stock Price CAGR
10 Years: -2%
5 Years: -26%
3 Years: -23%
1 Year: 20%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025 Mar 2026
Equity Capital 12 12 12 12 11 11 49
Reserves 33 78 114 167 94 212 277
85 78 63 119 56 28 174
86 93 103 103 132 58 146
Total Liabilities 216 261 291 400 293 309 646
54 39 39 39 8 4 64
CWIP 0 0 0 0 0 0 0
Investments 0 18 43 73 0 0 0
162 204 210 289 285 306 583
Total Assets 216 261 291 400 293 309 646

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025 Mar 2026
14 24 64 -5 27 63
-9 -8 20 16 7 -34
-29 -14 -11 -43 -8 4
Net Cash Flow -24 1 73 -32 26 33
Free Cash Flow 12 19 59 5 26 55
CFO/OP 66% 71% 146% -20% -6,644% 1,972%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2025 Mar 2026
Debtor Days 5 6 6 3 1 212 161
Inventory Days 2 1 1 1 1
Days Payable 7 4 4 2 2
Cash Conversion Cycle -1 3 4 2 0 212 161
Working Capital Days 3 0 2 -4 0 439 -58
ROCE % 27% 24% -6% 9%

Insights

In beta
Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Income from Money Transfer (Margin)
INR Crores ・Standalone data

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Number of Branches/Outlets
Number ・Standalone data
Receipts from Money Transfer (Gross)
INR Crores ・Standalone data
Sale of Foreign Currencies (Gross)
INR Crores ・Standalone data
Customer Touch Points (Network Locations)
Number ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
89.55% 89.55% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 61.32% 61.32%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.52% 0.02%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.13% 0.24% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 1.96% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
10.44% 10.44% 23.02% 24.99% 24.99% 25.00% 24.87% 24.76% 25.00% 25.02% 38.17% 38.66%
No. of Shareholders 8,0028,08910,49211,03411,23310,4709,7119,5709,8499,51310,05114,730

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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