Coral India Finance & Housing Ltd

Coral India Fin. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Coral India Finance & Housing Ltd

₹ 41.5 -0.12%
19 Apr - close price
corallab.com; www.coralhousing.in BSE: 531556 NSE - BE : CORALFINAC
About

Incorporated in 1995, Coral India Finance and Housing Ltd provides Construction, Investment, development & maintenance of properties and related services[1]

Key Points

Business Divisions:[1]
a) Construction:
Company develops real estate projects across commercial complexes, residential developments. It works as Builders,Developers, Contractors for Construction work, including land and property development and Real estate dealers and also works on design, landscaping, engineering and structural strength of these developments
b) Financial Services:
Bill discounting, raising & placement of funds, placement of securities, advising on investments of funds, financial consultants, project counseling & advisory services, Investments and lending activities, etc.

Website BSE NSE - BE
  • Market Cap ₹ 165 Cr.
  • Current Price ₹ 41.5
  • High / Low ₹ 74.5 / 30.8
  • Stock P/E 8.25
  • Book Value ₹ 41.3
  • Dividend Yield 0.72 %
  • ROCE 15.3 %
  • ROE 12.6 %
  • Face Value ₹ 2.00
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Pros

  • Company is almost debt free.
  • Stock is trading at 1.01 times its book value
  • Company's working capital requirements have reduced from 190 days to 129 days

Cons

  • Company has a low return on equity of 12.1% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance - Housing

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Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
4.38 5.96 5.58 6.35 7.35 8.22 4.32 3.78 10.83 10.62 8.82 8.25 3.50
0.74 1.85 1.17 1.09 1.31 1.67 1.21 0.75 2.88 3.40 2.70 1.71 0.80
Operating Profit 3.64 4.11 4.41 5.26 6.04 6.55 3.11 3.03 7.95 7.22 6.12 6.54 2.70
OPM % 83.11% 68.96% 79.03% 82.83% 82.18% 79.68% 71.99% 80.16% 73.41% 67.98% 69.39% 79.27% 77.14%
0.53 0.49 0.41 0.59 -1.02 -0.15 -0.43 0.75 0.40 0.37 1.32 -0.76 0.95
Interest 0.00 0.00 0.00 0.00 0.00 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.03 0.02 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Profit before tax 4.14 4.58 4.79 5.82 4.99 6.36 2.66 3.76 8.33 7.57 7.42 5.76 3.63
Tax % 18.84% 17.25% 16.70% 22.34% 13.03% 29.09% 16.92% 18.62% 17.41% 18.49% 16.44% 20.83% 13.77%
3.36 3.78 4.00 4.52 4.35 4.50 2.21 3.06 6.87 6.18 6.20 4.55 3.13
EPS in Rs 0.83 0.94 0.99 1.12 1.08 1.12 0.55 0.76 1.70 1.53 1.54 1.13 0.78
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
42 32 14 19 12 14 23 15 13 19 27 31 31
29 13 5 6 4 3 6 4 3 4 5 8 9
Operating Profit 13 19 9 13 8 10 17 10 10 15 22 22 23
OPM % 30% 59% 63% 68% 69% 76% 75% 71% 74% 78% 81% 73% 72%
0 0 0 0 0 0 0 0 0 1 0 0 2
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 13 19 8 13 8 10 17 10 10 16 22 22 24
Tax % 21% 20% 20% 21% 19% 19% 21% 19% 17% 17% 21% 18%
10 15 7 10 6 8 13 8 8 13 17 18 20
EPS in Rs 2.01 3.06 1.34 2.07 1.27 1.63 2.70 1.65 1.61 3.22 4.31 4.55 4.98
Dividend Payout % 0% 0% 16% 10% 16% 2% 7% 12% 12% 16% 7% 7%
Compounded Sales Growth
10 Years: -1%
5 Years: 6%
3 Years: 32%
TTM: 15%
Compounded Profit Growth
10 Years: 2%
5 Years: 6%
3 Years: 32%
TTM: 21%
Stock Price CAGR
10 Years: 22%
5 Years: 19%
3 Years: 26%
1 Year: 26%
Return on Equity
10 Years: 10%
5 Years: 10%
3 Years: 12%
Last Year: 13%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 10 10 10 10 10 10 10 10 10 8 8 8 8
Reserves 32 47 53 62 67 135 134 118 107 119 134 142 158
0 0 0 0 0 0 0 0 0 0 0 0 0
13 8 7 11 12 6 5 6 8 8 11 15 13
Total Liabilities 56 65 70 83 90 151 149 133 125 135 153 164 180
3 3 3 3 2 13 12 12 12 18 18 18 18
CWIP 0 0 2 4 6 7 4 5 5 5 3 3 3
Investments 12 14 21 25 31 93 89 59 48 79 78 86 106
41 48 44 51 50 39 44 57 60 33 54 58 53
Total Assets 56 65 70 83 90 151 149 133 125 135 153 164 180

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-0 16 -4 7 -1 3 -1 5 8 4 2 22
0 -1 -6 -3 -4 -2 2 -5 -6 15 1 -9
-0 0 -0 -0 0 -1 -0 -1 -1 -21 -2 -1
Net Cash Flow -0 15 -9 4 -5 -1 1 -1 1 -2 1 12

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 39 12 13 2 17 20 12 26 54 35 14 5
Inventory Days 393 690 2,500 1,161 6,045 2,640 6,289 6,190 2,489 2,510 749
Days Payable 78 18 49 38 205 140 104 118 178 5 8
Cash Conversion Cycle 354 685 2,464 1,125 5,857 20 2,512 6,211 6,126 2,346 2,519 746
Working Capital Days 197 172 344 110 133 259 200 330 306 216 225 129
ROCE % 34% 38% 14% 19% 10% 9% 12% 8% 8% 13% 16% 15%

Shareholding Pattern

Numbers in percentages

Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
79.63% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00%
0.46% 0.37% 0.37% 0.37% 0.42% 0.42% 0.42% 0.42% 0.42% 0.42% 0.42% 0.42%
19.91% 24.63% 24.63% 24.63% 24.58% 24.58% 24.58% 24.59% 24.58% 24.58% 24.57% 24.57%
No. of Shareholders 5,4516,8477,2469,21111,88211,60112,62512,24412,18112,35813,50015,402

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports