Coral India Finance & Housing Ltd
₹ 32.3
1.86%
05 Jun
- close price
About
Incorporated in 1995, Coral India Finance and Housing Ltd provides Construction, Investment, development & maintenance of properties and related services[1]
Key Points
- Market Cap ₹ 130 Cr.
- Current Price ₹ 32.3
- High / Low ₹ 53.0 / 25.0
- Stock P/E 8.79
- Book Value ₹ 51.4
- Dividend Yield 1.24 %
- ROCE 8.06 %
- ROE 6.91 %
- Face Value ₹ 2.00
Pros
- Company is almost debt free.
- Stock is trading at 0.63 times its book value
Cons
- The company has delivered a poor sales growth of -4.49% over past five years.
- Tax rate seems low
- Company has a low return on equity of 9.10% over last 3 years.
- Earnings include an other income of Rs.5.09 Cr.
- Dividend payout has been low at 5.66% of profits over last 3 years
- Working capital days have increased from 1,054 days to 2,946 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 19 | 12 | 14 | 23 | 15 | 13 | 19 | 27 | 31 | 31 | 26 | 15 | |
| 6 | 4 | 3 | 6 | 4 | 3 | 4 | 5 | 8 | 7 | 5 | 3 | |
| Operating Profit | 13 | 8 | 10 | 17 | 10 | 10 | 15 | 22 | 22 | 24 | 21 | 12 |
| OPM % | 68% | 69% | 76% | 75% | 71% | 74% | 78% | 81% | 73% | 77% | 82% | 79% |
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 5 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 13 | 8 | 10 | 17 | 10 | 10 | 16 | 22 | 22 | 24 | 21 | 17 |
| Tax % | 21% | 19% | 19% | 21% | 19% | 17% | 17% | 21% | 18% | 12% | 17% | 14% |
| 10 | 6 | 8 | 13 | 8 | 8 | 13 | 17 | 18 | 21 | 17 | 15 | |
| EPS in Rs | 2.07 | 1.27 | 1.63 | 2.70 | 1.65 | 1.61 | 3.22 | 4.31 | 4.55 | 5.15 | 4.34 | 3.67 |
| Dividend Payout % | 10% | 16% | 2% | 7% | 12% | 12% | 16% | 7% | 7% | 8% | 9% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | -4% |
| 3 Years: | -21% |
| TTM: | -41% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 3% |
| 3 Years: | -7% |
| TTM: | -15% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -2% |
| 3 Years: | -1% |
| 1 Year: | -34% |
| Return on Equity | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 10% |
| 3 Years: | 9% |
| Last Year: | 7% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 8 | 8 | 8 | 8 | 8 | 8 |
| Reserves | 62 | 67 | 135 | 134 | 118 | 107 | 119 | 134 | 142 | 175 | 213 | 199 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 11 | 12 | 6 | 5 | 6 | 8 | 8 | 11 | 15 | 10 | 13 | 16 | |
| Total Liabilities | 83 | 90 | 151 | 149 | 133 | 125 | 135 | 153 | 164 | 193 | 234 | 223 |
| 3 | 2 | 13 | 12 | 12 | 12 | 18 | 18 | 18 | 18 | 18 | 18 | |
| CWIP | 4 | 6 | 7 | 4 | 5 | 5 | 5 | 3 | 3 | 3 | 4 | 6 |
| Investments | 25 | 31 | 93 | 89 | 59 | 48 | 79 | 78 | 86 | 120 | 161 | 145 |
| 51 | 50 | 39 | 44 | 57 | 60 | 33 | 54 | 58 | 52 | 51 | 55 | |
| Total Assets | 83 | 90 | 151 | 149 | 133 | 125 | 135 | 153 | 164 | 193 | 234 | 223 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7 | -1 | 3 | -1 | 5 | 8 | 4 | 2 | 22 | 5 | 19 | 16 | |
| -3 | -4 | -2 | 2 | -5 | -6 | 15 | 1 | -9 | -3 | -18 | -11 | |
| -0 | 0 | -1 | -0 | -1 | -1 | -21 | -2 | -1 | -1 | -2 | -2 | |
| Net Cash Flow | 4 | -5 | -1 | 1 | -1 | 1 | -2 | 1 | 12 | 0 | -1 | 4 |
| Free Cash Flow | 5 | -3 | 2 | 2 | 4 | 8 | 4 | 4 | 22 | 5 | 17 | 15 |
| CFO/OP | 71% | 13% | 47% | 15% | 66% | 86% | 27% | 12% | 98% | 21% | 88% | 135% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2 | 17 | 20 | 12 | 26 | 54 | 35 | 14 | 5 | 6 | 9 | 2 |
| Inventory Days | 1,161 | 6,045 | 2,640 | 6,289 | 6,190 | 2,489 | 2,510 | 749 | 827 | |||
| Days Payable | 38 | 205 | 140 | 104 | 118 | 178 | 5 | 8 | 4 | |||
| Cash Conversion Cycle | 1,125 | 5,857 | 20 | 2,512 | 6,211 | 6,126 | 2,346 | 2,519 | 746 | 829 | 9 | 2 |
| Working Capital Days | 110 | 133 | 259 | 200 | 330 | 306 | 216 | 225 | 129 | 116 | 99 | 2,946 |
| ROCE % | 19% | 10% | 9% | 12% | 8% | 8% | 13% | 16% | 15% | 14% | 10% | 8% |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Inventory of Finished Units (Unsold Residential Units) INR Lakhs |
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| Market Value of Investment Property INR Lakhs |
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| Number of Permanent Employees Count |
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| Rental Income (Gross) INR Lakhs |
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| Sale of Flats (Gross) INR Lakhs |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
27 May - Pursuant to Regulation 47 of the SEBI Listing Regulations, 2015, please find attached the copies of the extract of Standalone Audited FInancial Statements of the …
- Corporate Action-Board approves Dividend 25 May
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Audited Standalone Financial Results For The Quarter And Year Ended 31St March, 2026
25 May - Board approved FY26 audited results, recommended 10% final dividend, and appointed R.J. Mehta & Associates as internal auditor.
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Board Meeting Outcome for Outcome Of Board Meeting
25 May - Board approved FY26 audited standalone results, recommended 10% final dividend, and appointed internal auditor.
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Board Meeting Intimation for Monday, May 25, 2026
20 May - Board meets May 25, 2026 to approve FY26 audited results and consider dividend.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Business Divisions:[1]
a) Construction:
Company develops real estate projects across commercial complexes, residential developments. It works as Builders,Developers, Contractors for Construction work, including land and property development and Real estate dealers and also works on design, landscaping, engineering and structural strength of these developments
b) Financial Services:
Bill discounting, raising & placement of funds, placement of securities, advising on investments of funds, financial consultants, project counseling & advisory services, Investments and lending activities, etc.